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NASDAQFinancial ServicesBanks - Regional
Latest quote
$30.36
−$0.11 · -0.36%
Carter Bankshares, Inc. functions as the parent company for Carter Bank & Trust, delivering a comprehensive suite of banking solutions. It provides a variety of deposit accounts, including checking, savings, retirement, money market, and longer-term certificates of deposit. The institution also offers diverse loan products, such as secured and unsecured commercial loans, alongside consumer loans for purposes like auto financing, home improvements, education, overdraft protection, and personal investments. Additionally, it originates and holds residential mortgages (both fixed and variable rate), real estate construction and acquisition loans, home equity lines of credit, and credit cards. Beyond lending and deposits, Carter Bank & Trust furnishes other banking conveniences including safe deposit boxes, direct deposit services, extensive online and mobile banking capabilities (featuring bill pay, online account opening, and mobile deposit), debit cards, e-statements, and ATM access. The company further provides title insurance, various financial institution-related products, and treasury and corporate cash management services. Founded in 1974 and based in Martinsville, Virginia, Carter Bankshares, Inc. operates 69 branch locations spanning Virginia and North Carolina.
Regular session
$30.36
−$0.11 · -0.36%
Regular session · ET · Market data may be delayed.
Carter Bankshares, Inc. functions as the parent company for Carter Bank & Trust, delivering a comprehensive suite of banking solutions. It provides a variety of deposit accounts, including checking, savings, retirement, money market, and longer-term certificates of deposit. The institution also offers diverse loan products, such as secured and unsecured commercial loans, alongside consumer loans for purposes like auto financing, home improvements, education, overdraft protection, and personal investments. Additionally, it originates and holds residential mortgages (both fixed and variable rate), real estate construction and acquisition loans, home equity lines of credit, and credit cards. Beyond lending and deposits, Carter Bank & Trust furnishes other banking conveniences including safe deposit boxes, direct deposit services, extensive online and mobile banking capabilities (featuring bill pay, online account opening, and mobile deposit), debit cards, e-statements, and ATM access. The company further provides title insurance, various financial institution-related products, and treasury and corporate cash management services. Founded in 1974 and based in Martinsville, Virginia, Carter Bankshares, Inc. operates 69 branch locations spanning Virginia and North Carolina.
Day range
Current $30.36
52-week range
Current $30.36
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
79
Undervalued
Sentiment
61
Bullish
Risk
26
Moderate Risk
Momentum
68
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Carter Bankshares, Inc. functions as the parent company for Carter Bank & Trust, delivering a comprehensive suite of banking solutions. It provides a variety of deposit accounts, including checking, savings, retirement, money market, and longer-term certificates of deposit. The institution also offers diverse loan products, such as secured and unsecured commercial loans, alongside consumer loans for purposes like auto financing, home improvements, education, overdraft protection, and personal investments. Additionally, it originates and holds residential mortgages (both fixed and variable rate), real estate construction and acquisition loans, home equity lines of credit, and credit cards. Beyond lending and deposits, Carter Bank & Trust furnishes other banking conveniences including safe deposit boxes, direct deposit services, extensive online and mobile banking capabilities (featuring bill pay, online account opening, and mobile deposit), debit cards, e-statements, and ATM access. The company further provides title insurance, various financial institution-related products, and treasury and corporate cash management services. Founded in 1974 and based in Martinsville, Virginia, Carter Bankshares, Inc. operates 69 branch locations spanning Virginia and North Carolina.
Day range
Current $30.36
52-week range
Current $30.36
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 254.63M USD | 239.67M USD | 211.82M USD | 179.15M USD | 156.38M USD |
| Cost of goods sold | 97.57M USD | 102.23M USD | 80.51M USD | 23.18M USD | 24.8M USD |
| Gross profit | 157.06M USD | 137.45M USD | 131.31M USD | 155.97M USD | 131.58M USD |
| Selling, general, and administrative | 75.36M USD | 66.65M USD | 62.45M USD | 55.85M USD | 57.27M USD |
| Operating expenses | 117.05M USD | 106.58M USD | 102.59M USD | 94.25M USD | 95.89M USD |
| Interest income | 232.22M USD | 220.72M USD | 194.96M USD | 160.03M USD | 133.78M USD |
| Interest expense | 101.4M USD | 107.27M USD | 74.11M USD | 20.25M USD | 22.71M USD |
| Depreciation and amortization | 7.86M USD | 7.06M USD | 6.25M USD | 6.06M USD | 6.23M USD |
| Operating income | 40M USD | 30.87M USD | 28.72M USD | 61.72M USD | 35.7M USD |
| Net income | 31.36M USD | 24.52M USD | 23.38M USD | 50.12M USD | 31.59M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$30.75
1.28% upsideCash distributions grouped by calendar year; partial years are marked.
$0.40
2015 complete year0.0% since 2011
2026 partial: $0.20
$0.40
2,011
$0.40
2,012
$0.40
2,013
$0.40
2,014
$0.40
2,015
$0.20
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 10, 2026 | $0.10Quarterly | Aug 10, 2026 | Aug 24, 2026 |
Dividend | May 11, 2026 | $0.10Irregular | May 11, 2026 | May 25, 2026 |
Dividend | Feb 14, 2020 | $0.14Special | Feb 18, 2020 | Mar 3, 2020 |
Dividend | Jul 13, 2016 | $0.10Quarterly | Jul 15, 2016 | Jul 29, 2016 |
Dividend | Apr 21, 2016 | $0.10Quarterly | Apr 25, 2016 | May 2, 2016 |
Dividend | Jan 13, 2016 | $0.10Quarterly | Jan 15, 2016 | Jan 29, 2016 |
Ex-dividend Aug 10, 2026
$0.10
Quarterly
Record Aug 10, 2026 · Payment Aug 24, 2026
Ex-dividend May 11, 2026
$0.10
Irregular
Record May 11, 2026 · Payment May 25, 2026
Ex-dividend Feb 14, 2020
$0.14
Special
Record Feb 18, 2020 · Payment Mar 3, 2020
Ex-dividend Jul 13, 2016
$0.10
Quarterly
Record Jul 15, 2016 · Payment Jul 29, 2016
Ex-dividend Apr 21, 2016
$0.10
Quarterly
Record Apr 25, 2016 · Payment May 2, 2016
Ex-dividend Jan 13, 2016
$0.10
Quarterly
Record Jan 15, 2016 · Payment Jan 29, 2016
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV22.71M0.07%30.82B USD0.25%$120.08-0.05%
Vanguard Morningstar Total Stock Market ETFVTI21.14M0.00%2.3T USD0.03%$381.43+0.49%
iShares Russell 2000 ETFIWM19.12M0.02%77.7B USD0.19%$278.79+0.44%
State Street SPDR S&P Regional Banking ETFKRE14.29M0.40%3.44B USD0.35%$69.175-0.60%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV12.59M0.05%26.91B USD0.33%$38.09-0.03%
Dimensional - US Targeted Value ETFDFAT10.27M0.03%30.26B USD0.33%$67.555-0.01%
Fidelity Enhanced Small Cap ETFFESM9.18M0.14%6.41B USD0.28%$45.435+0.41%
Vanguard Extended Market ETFVXF8.01M0.01%95.4B USD0.05%$234.62+0.64%Avantis U.S. Small Cap Value ETFAVUVVanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMState Street SPDR S&P Regional Banking ETFKREU.S. Small Cap Value Portfolio ETF Class SharesDFSVDimensional - US Targeted Value ETFDFATFidelity Enhanced Small Cap ETFFESMVanguard Extended Market ETFVXFAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
