
Pathward Financial, Inc.
CASHNASDAQFinancial ServicesBanks - Regional
Previous close
$83.68
−$0.29 · -0.35%
CASH company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
46
Fair Value
Momentum
55
Neutral
Sentiment
55
Mixed
Risk resilience
75
Moderate Risk
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Company profile
Company websitePathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Brett L. Pharr
- Listed since
- Sep 20, 1993
- Employees
- 1,182
Market position
Day range
Current $83.68
52-week range
Current $83.68
- Open
- $84.305
- Previous close
- $83.97
- Volume
- 408.97K
- 1.94× average
- Average volume
- 211.24K
- Average daily volume
- Market cap
- 1.77B USD
- Beta
- 0.62
- Market reference 1
- 50-day average
- $87.0848
- -3.91% below average
- 200-day average
- $83.9614
- -0.34% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.65B USD
- EV / EBITDA
- 5.85×
- Earnings yield
- 10.73%
- Free cash flow yield
- 13.66%
Profitability & efficiency
- Return on equity
- 21.66%
- Return on assets
- 2.59%
- Return on invested capital
- 14.53%
Financial health
- Current ratio
- 0.22×
Earnings
- EPS beat rate
- 73%
- 8 beats, 2 misses, 1 met estimate
- Average EPS surprise
- +4.06%
- 11 comparable reports
- Latest EPS result
- 1.37
- Estimate 1.95 · Miss by 29.74%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
9 ratingsCorporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Oct 5, 2018 | 3:1 | — | — |
Stock split | Jan 3, 1997 | 3:2 | — | — |
Effective Oct 5, 2018
3:1
Effective Jan 3, 1997
3:2
CASH peers
ETFs holding CASH
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR109.56M0.10%111.19B USD0.06%$147.31+0.64%
Avantis U.S. Small Cap Value ETFAVUV58.35M0.19%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 ETFIWM46.39M0.06%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Total Stock Market ETFVTI41.65M0.00%2.3T USD0.03%$378.24+0.44%
State Street SPDR S&P Regional Banking ETFKRE26.23M0.65%4.06B USD0.35%$74.86+0.20%
Vanguard Extended Market ETFVXF21.42M0.02%93.7B USD0.05%$245.53+0.82%
U.S. Micro Cap Portfolio ETFDFMC17.35M0.22%8.06B USD0.43%$60.95+0.73%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM16.8M0.10%17.03B USD0.03%$57.28+0.61%
iShares Core S&P Small-Cap ETFIJR- Market value
- 109.56M
- Weight
- 0.10%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 58.35M
- Weight
- 0.19%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 ETFIWM- Market value
- 46.39M
- Weight
- 0.06%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 41.65M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 26.23M
- Weight
- 0.65%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
Vanguard Extended Market ETFVXF- Market value
- 21.42M
- Weight
- 0.02%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
U.S. Micro Cap Portfolio ETFDFMC- Market value
- 17.35M
- Weight
- 0.22%
- AUM
- 8.06B USD
- Expense ratio
- 0.43%
- Price / 1D
- $60.95+0.73%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM- Market value
- 16.8M
- Weight
- 0.10%
- AUM
- 17.03B USD
- Expense ratio
- 0.03%
- Price / 1D
- $57.28+0.61%
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