
Cass Information Systems, Inc.
CASSNASDAQIndustrialsSpecialty Business Services
Previous close
$56.40
−$0.49 · -0.86%
CASS company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
92
Deep Value
Momentum
56
Neutral
Sentiment
67
Bullish
Risk resilience
81
Low Risk
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Company profile
Company websiteCass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.
- Industry
- Specialty Business Services
- Sector
- Industrials
- Headquarters
- US
- CEO
- Martin H. Resch
- Listed since
- Jul 2, 1996
- Employees
- 910
Market position
Day range
Current $56.40
52-week range
Current $56.40
- Open
- $56.98
- Previous close
- $56.89
- Volume
- 113.07K
- 1.38× average
- Average volume
- 81.74K
- Average daily volume
- Market cap
- 725.93M USD
- Beta
- 0.42
- Market reference 1
- 50-day average
- $53.7014
- +5.03% above average
- 200-day average
- $46.7152
- +20.73% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 159.56M USD
- EV / EBITDA
- 3.47×
- Earnings yield
- 6.42%
- Free cash flow yield
- 5.81%
Profitability & efficiency
- Return on equity
- 14.45%
- Return on assets
- 1.35%
- Return on invested capital
- 19.72%
Financial health
- Current ratio
- 1.1×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 191.1M USD | 219.89M USD | 213.23M USD | 187.31M USD | 155.19M USD |
| Cost of goods sold | — | 32.23M USD | 26.09M USD | 12.88M USD | 11.52M USD |
| Gross profit | 191.1M USD | 187.66M USD | 187.14M USD | 174.42M USD | 143.67M USD |
| Operating expenses | 152.34M USD | 163.44M USD | 149.67M USD | 131.52M USD | 109.85M USD |
| Interest income | 81.24M USD | 88.05M USD | 82.76M USD | 62.33M USD | 45.5M USD |
| Interest expense | — | 1K USD | 116K USD | — | — |
| Depreciation and amortization | 7.2M USD | 5.99M USD | 4.97M USD | 4.7M USD | 5.17M USD |
| Operating income | 38.76M USD | 24.22M USD | 37.47M USD | 42.9M USD | 33.82M USD |
| Net income | 35.12M USD | 19.17M USD | 30.06M USD | 34.9M USD | 28.6M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 45%
- 5 beats, 6 misses, 0 met estimates
- Average EPS surprise
- -11.70%
- 11 comparable reports
- Latest EPS result
- 0.71
- Estimate 0.72 · Miss by 1.39%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Recent analyst actions
CASS peers
ETFs holding CASS
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI22.41M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM19.95M0.02%81.62B USD0.19%$299.96+0.77%
ProShares - Russell 2000 Dividend Growers ETFSMDV8.23M1.10%748.06M USD0.40%$76.94-0.01%
Vanguard Extended Market ETFVXF7.44M0.01%93.7B USD0.05%$245.53+0.82%
ProShares - S&P Technology Dividend Aristocrats ETFTDV7.41M2.67%277.25M USD0.45%$102.11+1.17%
iShares Russell 2000 Growth ETFIWO6.05M0.04%15.16B USD0.24%$387.37+1.24%
Vanguard Russell 2000 ETFVTWO3.66M0.02%17.4B USD0.06%$121.25+0.74%
Vanguard Dividend Appreciation ETFVIG3.62M0.00%130.9B USD0.04%$243.91+0.69%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 22.41M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 19.95M
- Weight
- 0.02%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
ProShares - Russell 2000 Dividend Growers ETFSMDV- Market value
- 8.23M
- Weight
- 1.10%
- AUM
- 748.06M USD
- Expense ratio
- 0.40%
- Price / 1D
- $76.94-0.01%
Vanguard Extended Market ETFVXF- Market value
- 7.44M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
ProShares - S&P Technology Dividend Aristocrats ETFTDV- Market value
- 7.41M
- Weight
- 2.67%
- AUM
- 277.25M USD
- Expense ratio
- 0.45%
- Price / 1D
- $102.11+1.17%
iShares Russell 2000 Growth ETFIWO- Market value
- 6.05M
- Weight
- 0.04%
- AUM
- 15.16B USD
- Expense ratio
- 0.24%
- Price / 1D
- $387.37+1.24%
Vanguard Russell 2000 ETFVTWO- Market value
- 3.66M
- Weight
- 0.02%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
Vanguard Dividend Appreciation ETFVIG- Market value
- 3.62M
- Weight
- 0.00%
- AUM
- 130.9B USD
- Expense ratio
- 0.04%
- Price / 1D
- $243.91+0.69%
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