
Cathay General Bancorp
CATYNASDAQFinancial ServicesBanks - Regional
Latest quote
$62.30
−$0.12 · -0.19%
CATY company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
77
Undervalued
Momentum
64
Gaining
Sentiment
65
Bullish
Risk resilience
79
Moderate Risk
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Company profile
Company websiteCathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures. Beyond its core banking activities, the company furnishes services such as trade financing, letters of credit, wire transfers, foreign currency spot and forward contracts, and traveler's checks. Additional conveniences include safe deposit boxes, night deposit facilities, Social Security payment deposits, collection services, bank-by-mail, drive-up and walk-up windows, automatic teller machines (ATMs), and internet banking. Furthermore, it offers investment services, various other customary banking provisions, and both securities and insurance products. As of March 1, 2022, Cathay General Bancorp maintained a substantial physical presence, operating 31 branches in Southern California, 16 in Northern California, 10 in New York, four in Washington, and two each in Illinois and Texas. Single branches are located in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong. The corporation also maintains representative offices in Beijing, Taipei, and Shanghai. Established in 1962, the company maintains its headquarters in Los Angeles, California.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Chang Ming Liu
- Listed since
- Dec 14, 1990
- Employees
- 1,268
Market position
- Volume
- 341.64K
- 0.74× average
- Average volume
- 459.96K
- Average daily volume
- Market cap
- 4.18B USD
- Beta
- 0.85
- Market reference 1
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 3.34B USD
- P/E (TTM)
- 12.1×
- P/B (TTM)
- 1.37×
- P/S (TTM)
- 3×
- EV / EBITDA
- 7.74×
- Earnings yield
- 9.62%
- Free cash flow yield
- 11.10%
- Dividend yield
- 2.31%
Profitability & efficiency
- Gross margin
- 57.16%
- Operating margin
- 33.16%
- Net margin
- 24.97%
- Return on equity
- 10.77%
- Return on assets
- 1.30%
- Return on invested capital
- -4.55%
Financial health
- Debt / equity
- 0.05×
- Current ratio
- 0.2×
- Altman Z-score
- -0.47
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.38B USD | 1.39B USD | 1.31B USD | 908.1M USD | 721.11M USD |
| Cost of goods sold | 622.23M USD | 698.42M USD | 526.45M USD | 132.13M USD | 52.75M USD |
| Gross profit | 762.46M USD | 692.22M USD | 784.06M USD | 775.97M USD | 668.37M USD |
| Selling, general, and administrative | 192.79M USD | 188.18M USD | 183.62M USD | 157.45M USD | 146.84M USD |
| Operating expenses | 355.06M USD | 374.68M USD | 380.48M USD | 303.43M USD | 286.52M USD |
| Interest income | 1.31B USD | 1.33B USD | 1.24B USD | 851.28M USD | 666.51M USD |
| Interest expense | 566.8M USD | 660.92M USD | 500.48M USD | 117.58M USD | 68.76M USD |
| Depreciation and amortization | 23.68M USD | 16.83M USD | 18.1M USD | 19.8M USD | 16.12M USD |
| Operating income | 407.4M USD | 317.54M USD | 403.58M USD | 472.54M USD | 381.84M USD |
| Net income | 315.12M USD | 285.98M USD | 354.12M USD | 360.64M USD | 298.3M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 55%
- 6 beats, 3 misses, 2 met estimates
- Average EPS surprise
- +2.22%
- 11 comparable reports
- Latest EPS result
- 1.37
- Estimate 1.35 · Beat by 1.48%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
CATY news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.36
2025 complete year+7.1% since 2021
2026 partial: $0.76
$1.27
2,021
$1.36
2,022
$1.36
2,023
$1.36
2,024
$1.36
2,025
$0.76
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Aug 28, 2026 | $0.38Quarterly | Aug 28, 2026 | Sep 8, 2026 |
Dividend | May 28, 2026 | $0.38Quarterly | May 28, 2026 | Jun 9, 2026 |
Dividend | Feb 26, 2026 | $0.38Quarterly | Feb 26, 2026 | Mar 9, 2026 |
Dividend | Dec 1, 2025 | $0.34Quarterly | Dec 1, 2025 | Dec 11, 2025 |
Dividend | Aug 28, 2025 | $0.34Quarterly | Aug 28, 2025 | Sep 8, 2025 |
Dividend | May 29, 2025 | $0.34Quarterly | May 29, 2025 | Jun 9, 2025 |
Ex-dividend Aug 28, 2026
$0.38
Quarterly
Record Aug 28, 2026 · Payment Sep 8, 2026
Ex-dividend May 28, 2026
$0.38
Quarterly
Record May 28, 2026 · Payment Jun 9, 2026
Ex-dividend Feb 26, 2026
$0.38
Quarterly
Record Feb 26, 2026 · Payment Mar 9, 2026
Ex-dividend Dec 1, 2025
$0.34
Quarterly
Record Dec 1, 2025 · Payment Dec 11, 2025
Ex-dividend Aug 28, 2025
$0.34
Quarterly
Record Aug 28, 2025 · Payment Sep 8, 2025
Ex-dividend May 29, 2025
$0.34
Quarterly
Record May 29, 2025 · Payment Jun 9, 2025
CATY peers
ETFs holding CATY
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR262.72M0.23%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI128.37M0.01%2.3T USD0.03%$378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV112.57M0.36%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 ETFIWM107.44M0.13%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB92.52M0.05%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR58.76M0.09%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF48.7M0.05%93.7B USD0.05%$245.53+0.82%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM39.33M0.23%17.03B USD0.03%$57.28+0.61%
iShares Core S&P Small-Cap ETFIJR- Market value
- 262.72M
- Weight
- 0.23%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 128.37M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 112.57M
- Weight
- 0.36%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 ETFIWM- Market value
- 107.44M
- Weight
- 0.13%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 92.52M
- Weight
- 0.05%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 58.76M
- Weight
- 0.09%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 48.7M
- Weight
- 0.05%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM- Market value
- 39.33M
- Weight
- 0.23%
- AUM
- 17.03B USD
- Expense ratio
- 0.03%
- Price / 1D
- $57.28+0.61%
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