Chubb Limited logo

Chubb Limited

CB

NYSEFinancial ServicesInsurance - Property & Casualty

Previous close

$340.99

−$1.88 · -0.55%

Aug 21, 4:00 PM ET

CB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

91

Deep Value

Momentum

56

Neutral

Sentiment

60

Mixed

Risk resilience

85

Low Risk

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Company profile

Company website

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies. These encompass commercial property, casualty, workers' compensation, package deals, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty, alongside group accident and health insurance. The North America Personal P&C unit serves affluent individuals and high-net-worth families, delivering coverage for homeowners, automobiles (including collector vehicles), valuable possessions, personal and excess liability, travel, and recreational marine risks, complete with related services. Furthermore, its North American Agricultural Insurance arm specializes in multi-peril crop and crop-hail protection, as well as policies for farm and ranch properties and commercial agriculture. Internationally, the Overseas General Insurance segment provides traditional commercial P&C coverage and unique solutions in areas such as financial lines, marine, energy, aviation, political risk, and construction. This division also extends group accident and health, plus conventional and specialized personal lines to corporate clients, mid-market businesses, and smaller customers, distributing products through retail brokers, agents, and other channels. Operating under the Chubb Tempest Re brand, the Global Reinsurance segment furnishes both traditional and specialty reinsurance offerings to property and casualty insurers worldwide. Additionally, Chubb's Life Insurance division features an array of protection and savings products, including whole life, endowment plans, individual and group term life, medical and health, personal accident, credit life, universal life, and unit-linked contracts. The company primarily distributes its extensive range of insurance and reinsurance solutions through brokers. Chubb Limited, which was founded in 1985, was previously known as ACE Limited before adopting its current name in January 2016.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
CH
CEO
Evan G. Greenberg
Listed since
Mar 25, 1993
Employees
45,000

Market position

Day range

Current $340.99

52-week range

Current $340.99

Open
$343.63
Previous close
$342.87
Volume
1.97M
1.11× average
Average volume
1.77M
Average daily volume
Market cap
131.55B USD
Beta
0.39
Market reference 1
50-day average
$345.31
-1.25% below average
200-day average
$323.77
+5.32% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
139.13B USD
P/E (TTM)
11.98×
P/B (TTM)
1.78×
P/S (TTM)
2.12×
EV / EBITDA
9.86×
Earnings yield
8.33%
Free cash flow yield
11.75%
Dividend yield
1.15%

Profitability & efficiency

Gross margin
39.60%
Operating margin
18.19%
Net margin
18.06%
Return on equity
13.98%
Return on assets
3.79%
Return on invested capital
7.95%

Financial health

Debt / equity
0.24×
Current ratio
0.62×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends31%24%17%10%Gross margin, FY2021: 27.80%Gross margin, FY2022: 25.20%Gross margin, FY2023: 27.60%Gross margin, FY2024: 28.80%Gross margin, FY2025: 29.45%Operating margin, FY2021: 24.02%Operating margin, FY2022: 15.09%Operating margin, FY2023: 19.00%Operating margin, FY2024: 20.40%Operating margin, FY2025: 21.82%Net margin, FY2021: 20.91%Net margin, FY2022: 12.21%Net margin, FY2023: 18.01%Net margin, FY2024: 16.51%Net margin, FY2025: 17.25%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 27.80%. Gross margin FY2022 25.20%. Gross margin FY2023 27.60%. Gross margin FY2024 28.80%. Gross margin FY2025 29.45%. Operating margin FY2021 24.02%. Operating margin FY2022 15.09%. Operating margin FY2023 19.00%. Operating margin FY2024 20.40%. Operating margin FY2025 21.82%. Net margin FY2021 20.91%. Net margin FY2022 12.21%. Net margin FY2023 18.01%. Net margin FY2024 16.51%. Net margin FY2025 17.25%.

Income trends

Revenue

59.78B USD+6.47%

Operating income

13.04B USD+13.87%

Net income

10.31B USD+11.19%
Income trends across reported periods65.24B USD43.42B USD21.61B USD−207.7M USDRevenue, FY2021: 40.77B USDRevenue, FY2022: 42.98B USDRevenue, FY2023: 50.13B USDRevenue, FY2024: 56.15B USDRevenue, FY2025: 59.78B USDOperating income, FY2021: 9.79B USDOperating income, FY2022: 6.49B USDOperating income, FY2023: 9.53B USDOperating income, FY2024: 11.46B USDOperating income, FY2025: 13.04B USDNet income, FY2021: 8.53B USDNet income, FY2022: 5.25B USDNet income, FY2023: 9.03B USDNet income, FY2024: 9.27B USDNet income, FY2025: 10.31B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 40.77B USD. Revenue FY2022 42.98B USD. Revenue FY2023 50.13B USD. Revenue FY2024 56.15B USD. Revenue FY2025 59.78B USD. Operating income FY2021 9.79B USD. Operating income FY2022 6.49B USD. Operating income FY2023 9.53B USD. Operating income FY2024 11.46B USD. Operating income FY2025 13.04B USD. Net income FY2021 8.53B USD. Net income FY2022 5.25B USD. Net income FY2023 9.03B USD. Net income FY2024 9.27B USD. Net income FY2025 10.31B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue59.78B USD56.15B USD50.13B USD42.98B USD40.77B USD
Cost of goods sold42.18B USD39.98B USD36.29B USD32.15B USD29.44B USD
Gross profit17.61B USD16.17B USD13.84B USD10.83B USD11.33B USD
Selling, general, and administrative4.5B USD4.38B USD4.01B USD3.4B USD3.14B USD
Operating expenses4.56B USD4.72B USD4.31B USD4.35B USD1.54B USD
Interest income40M USD80M USD69M USD42M USD11M USD
Interest expense764M USD741M USD672M USD570M USD492M USD
Depreciation and amortization301M USD323M USD310M USD285M USD287M USD
Operating income13.04B USD11.46B USD9.53B USD6.49B USD9.79B USD
Net income10.31B USD9.27B USD9.03B USD5.25B USD8.53B USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
100%
11 beats, 0 misses, 0 met estimates
Average EPS surprise
+14.52%
11 comparable reports
Latest EPS result
7.26
Estimate 6.77 · Beat by 7.24%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates7.876.194.52.82Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 6.02, estimate 5.33, surprise +12.95%, Beat. Q2 2025, reported Apr 22, 2025: actual 3.68, estimate 3.17, surprise +16.09%, Beat. Q3 2025, reported Jul 22, 2025: actual 6.14, estimate 5.98, surprise +2.68%, Beat. Q4 2025, reported Oct 21, 2025: actual 7.49, estimate 6.17, surprise +21.39%, Beat. Q1 2026, reported Feb 3, 2026: actual 7.52, estimate 6.77, surprise +11.08%, Beat. Q2 2026, reported Apr 21, 2026: actual 6.82, estimate 6.6, surprise +3.33%, Beat. Q3 2026, reported Jul 21, 2026: actual 7.26, estimate 6.77, surprise +7.24%, Beat. Q4 2026, reported Oct 27, 2026: actual —, estimate 6.35, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates16.78B15.04B13.3B11.55BQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 14.28B USD, estimate 12.2B USD, surprise +17.05%, Beat. Q2 2025, reported Apr 22, 2025: actual 13.48B USD, estimate 12.94B USD, surprise +4.20%, Beat. Q3 2025, reported Jul 22, 2025: actual 14.9B USD, estimate 14.16B USD, surprise +5.21%, Beat. Q4 2025, reported Oct 21, 2025: actual 16.14B USD, estimate 12.98B USD, surprise +24.32%, Beat. Q1 2026, reported Feb 3, 2026: actual 13.13B USD, estimate 12.94B USD, surprise +1.48%, Beat. Q2 2026, reported Apr 21, 2026: actual 14.01B USD, estimate 13.56B USD, surprise +3.25%, Beat. Q3 2026, reported Jul 21, 2026: actual 14.71B USD, estimate 15.07B USD, surprise -2.45%, Miss. Q4 2026, reported Oct 27, 2026: actual —, estimate 15.56B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$357.91

4.96% upside
Past 12 months12-month forecastHigh $387Average $357.91Low $301

Rating distribution

43 ratings
Strong buy12%
Buy2251%
Hold1842%
Sell25%
Strong sell00%

CB news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$3.82

2025 complete year+20.1% since 2021

2026 partial: $1.99

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 11, 2026

$1.02

Quarterly

Record Sep 11, 2026 · Payment Oct 2, 2026

Dividend

Ex-dividend Jun 12, 2026

$1.02

Quarterly

Record Jun 12, 2026 · Payment Jul 2, 2026

Dividend

Ex-dividend Mar 13, 2026

$0.97

Quarterly

Record Mar 13, 2026 · Payment Apr 6, 2026

Dividend

Ex-dividend Dec 12, 2025

$0.97

Quarterly

Record Dec 12, 2025 · Payment Jan 2, 2026

Dividend

Ex-dividend Sep 12, 2025

$0.97

Quarterly

Record Sep 12, 2025 · Payment Oct 3, 2025

Dividend

Ex-dividend Jun 13, 2025

$0.97

Quarterly

Record Jun 13, 2025 · Payment Jul 3, 2025

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