Chain Bridge Bancorp, Inc. logo

Chain Bridge Bancorp, Inc.

CBNA

NYSEFinancial ServicesBanks - Regional

Previous close

$45.90

−$0.35 · -0.76%

Aug 21, 4:00 PM ET

CBNA company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

62

Undervalued

Momentum

61

Gaining

Sentiment

49

Mixed

Risk resilience

62

Moderate Risk

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

AI-generated, informational only, and not investment advice.

Company profile

Company website

Chain Bridge Bancorp, Inc., a bank holding company chartered in Delaware and established in 2006, is headquartered in McLean, Virginia. This entity serves as the parent company for Chain Bridge Bank, National Association, which provides a comprehensive range of commercial, personal, and trust banking services across the United States. Its product offerings for deposits include interest-bearing and non-interest-bearing checking accounts, savings accounts, and money market accounts. The bank's loan portfolio primarily consists of financing for residential and commercial real estate, general commercial lending, and consumer loans. Furthermore, the company extends its services to include treasury management, payment processing, the administration of trusts and estates, wealth management, and asset custody.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
John J. Brough
Listed since
Oct 4, 2024
Employees
92

Market position

Day range

Current $45.90

52-week range

Current $45.90

Open
$46.54
Previous close
$46.25
Volume
13.87K
1× average
Average volume
13.89K
Average daily volume
Market cap
301.19M USD
Beta
0.21
Market reference 1
50-day average
$43.005
+6.73% above average
200-day average
$36.9173
+24.33% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-359.33M USD
P/E (TTM)
11.31×
P/B (TTM)
1.64×
P/S (TTM)
4.57×
EV / EBITDA
-13.95×
Earnings yield
8.90%
Free cash flow yield
5.05%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
95.05%
Operating margin
46.27%
Net margin
40.36%
Return on equity
11.96%
Return on assets
1.16%
Return on invested capital
11.42%

Financial health

Debt / equity
Current ratio
0.59×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends107%78%48%18%Gross margin, FY2019: 100.00%Gross margin, FY2022: 93.10%Gross margin, FY2023: 88.67%Gross margin, FY2024: 93.16%Gross margin, FY2025: 93.37%Operating margin, FY2019: 40.22%Operating margin, FY2022: 33.33%Operating margin, FY2023: 31.83%Operating margin, FY2024: 46.08%Operating margin, FY2025: 42.76%Net margin, FY2019: 26.57%Net margin, FY2022: 27.16%Net margin, FY2023: 25.77%Net margin, FY2024: 36.75%Net margin, FY2025: 34.07%FY2019FY2022FY2023FY2024FY2025
Gross margin FY2019 100.00%. Gross margin FY2022 93.10%. Gross margin FY2023 88.67%. Gross margin FY2024 93.16%. Gross margin FY2025 93.37%. Operating margin FY2019 40.22%. Operating margin FY2022 33.33%. Operating margin FY2023 31.83%. Operating margin FY2024 46.08%. Operating margin FY2025 42.76%. Net margin FY2019 26.57%. Net margin FY2022 27.16%. Net margin FY2023 25.77%. Net margin FY2024 36.75%. Net margin FY2025 34.07%.

Income trends

Revenue

59.39M USD+4.18%

Operating income

25.4M USD-3.32%

Net income

20.24M USD-3.40%
Income trends across reported periods64.84M USD43.04M USD21.24M USD−564.26K USDRevenue, FY2019: 18.39M USDRevenue, FY2022: 30.49M USDRevenue, FY2023: 34.27M USDRevenue, FY2024: 57.01M USDRevenue, FY2025: 59.39M USDOperating income, FY2019: 7.39M USDOperating income, FY2022: 10.16M USDOperating income, FY2023: 10.91M USDOperating income, FY2024: 26.27M USDOperating income, FY2025: 25.4M USDNet income, FY2019: 4.89M USDNet income, FY2022: 8.28M USDNet income, FY2023: 8.83M USDNet income, FY2024: 20.95M USDNet income, FY2025: 20.24M USDFY2019FY2022FY2023FY2024FY2025
Revenue FY2019 18.39M USD. Revenue FY2022 30.49M USD. Revenue FY2023 34.27M USD. Revenue FY2024 57.01M USD. Revenue FY2025 59.39M USD. Operating income FY2019 7.39M USD. Operating income FY2022 10.16M USD. Operating income FY2023 10.91M USD. Operating income FY2024 26.27M USD. Operating income FY2025 25.4M USD. Net income FY2019 4.89M USD. Net income FY2022 8.28M USD. Net income FY2023 8.83M USD. Net income FY2024 20.95M USD. Net income FY2025 20.24M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2019
Revenue59.39M USD57.01M USD34.27M USD30.49M USD18.39M USD
Cost of goods sold3.94M USD3.9M USD3.88M USD2.11M USD
Gross profit55.46M USD53.11M USD30.38M USD28.39M USD18.39M USD
Selling, general, and administrative20.93M USD17.96M USD13.78M USD12.71M USD10.99M USD
Operating expenses30.06M USD26.85M USD19.48M USD18.23M USD10.99M USD
Interest income55.84M USD48.08M USD31.79M USD27.38M USD
Interest expense4.34M USD3.7M USD4.05M USD1.28M USD
Depreciation and amortization354K USD494K USD491K USD501K USD
Operating income25.4M USD26.27M USD10.91M USD10.16M USD7.39M USD
Net income20.24M USD20.95M USD8.83M USD8.28M USD4.89M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
100%
8 beats, 0 misses, 0 met estimates
Average EPS surprise
+27.59%
8 comparable reports
Latest EPS result
1.45
Estimate 1.24 · Beat by 16.94%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.691.250.810.37Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 4, 2025: actual 0.59, estimate 0.44, surprise +34.09%, Beat. Q2 2025, reported Apr 28, 2025: actual 0.85, estimate 0.54, surprise +57.41%, Beat. Q3 2025, reported Jul 28, 2025: actual 0.7, estimate 0.44, surprise +59.09%, Beat. Q4 2025, reported Oct 28, 2025: actual 0.72, estimate 0.7, surprise +2.86%, Beat. Q1 2026, reported Jan 28, 2026: actual 0.81, estimate 0.79, surprise +2.53%, Beat. Q2 2026, reported Apr 28, 2026: actual 1.08, estimate 0.95, surprise +13.68%, Beat. Q3 2026, reported Jul 28, 2026: actual 1.45, estimate 1.24, surprise +16.94%, Beat. Q4 2026, reported Oct 27, 2026: actual —, estimate 1.6, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates22.85M18.86M14.87M10.87MQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 4, 2025: actual 13.5M USD, estimate 11.75M USD, surprise +14.84%, Beat. Q2 2025, reported Apr 28, 2025: actual 15.46M USD, estimate 11.99M USD, surprise +29.00%, Beat. Q3 2025, reported Jul 28, 2025: actual 13.62M USD, estimate 13.23M USD, surprise +3.02%, Beat. Q4 2025, reported Oct 28, 2025: actual 14.29M USD, estimate 14.15M USD, surprise +1.00%, Beat. Q1 2026, reported Jan 28, 2026: actual 14.7M USD, estimate 13.65M USD, surprise +7.66%, Beat. Q2 2026, reported Apr 28, 2026: actual 17.37M USD, estimate 15.49M USD, surprise +12.11%, Beat. Q3 2026, reported Jul 28, 2026: actual 20M USD, estimate 18.98M USD, surprise +5.34%, Beat. Q4 2026, reported Oct 27, 2026: actual —, estimate 21.97M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$50.00

8.93% upside
Past 12 months12-month forecastHigh $50.00Average $50.00Low $50.00

ETFs holding CBNA

Funds reporting this stock among their holdings, ordered by reported position size.

Continue in GoAI

Research CBNA

research.disclaimer