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Coastal Financial Corporation logo

Coastal Financial Corporation

CCB

NASDAQFinancial ServicesBanks - Regional

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Regular session

$45.8966

−$0.3784 · -0.82%

Aug 24, 10:55 AM ET

CCB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

28

Expensive

Momentum

39

Weakening

Sentiment

73

Bullish

Risk resilience

61

Moderate Risk

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Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Day range

Current $45.8966 below range

52-week range

Current $45.8966

Open
$46.21
Previous close
$46.275
Volume
9.77K
Market cap
702.1M USD
50-day average
$65.7945
-30.24% below average
200-day average
$84.6343
-45.77% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.76B USD
EV / EBITDA
25.9×
Earnings yield
2.71%
Free cash flow yield
14.22%

Profitability & efficiency

Return on equity
9.57%
Return on assets
0.99%
Return on invested capital
1.28%

Financial health

Current ratio
728.91×
Altman Z-score
1.23
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends95%63%31%-1%Gross margin, FY2021: 87.14%Gross margin, FY2022: 57.18%Gross margin, FY2023: 37.42%Gross margin, FY2024: 30.39%Gross margin, FY2025: 52.79%Operating margin, FY2021: 32.60%Operating margin, FY2022: 21.80%Operating margin, FY2023: 12.97%Operating margin, FY2024: 9.94%Operating margin, FY2025: 9.26%Net margin, FY2021: 25.61%Net margin, FY2022: 17.49%Net margin, FY2023: 10.12%Net margin, FY2024: 7.84%Net margin, FY2025: 7.11%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 87.14%. Gross margin FY2022 57.18%. Gross margin FY2023 37.42%. Gross margin FY2024 30.39%. Gross margin FY2025 52.79%. Operating margin FY2021 32.60%. Operating margin FY2022 21.80%. Operating margin FY2023 12.97%. Operating margin FY2024 9.94%. Operating margin FY2025 9.26%. Net margin FY2021 25.61%. Net margin FY2022 17.49%. Net margin FY2023 10.12%. Net margin FY2024 7.84%. Net margin FY2025 7.11%.

Income trends

Revenue

661.23M USD+14.67%

Operating income

61.25M USD+6.85%

Net income

46.99M USD+3.92%
Income trends across reported periods724.65M USD470.96M USD217.27M USD−36.42M USDRevenue, FY2021: 105.46M USDRevenue, FY2022: 232.25M USDRevenue, FY2023: 440.43M USDRevenue, FY2024: 576.61M USDRevenue, FY2025: 661.23M USDOperating income, FY2021: 34.38M USDOperating income, FY2022: 50.62M USDOperating income, FY2023: 57.13M USDOperating income, FY2024: 57.32M USDOperating income, FY2025: 61.25M USDNet income, FY2021: 27.01M USDNet income, FY2022: 40.63M USDNet income, FY2023: 44.58M USDNet income, FY2024: 45.22M USDNet income, FY2025: 46.99M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 105.46M USD. Revenue FY2022 232.25M USD. Revenue FY2023 440.43M USD. Revenue FY2024 576.61M USD. Revenue FY2025 661.23M USD. Operating income FY2021 34.38M USD. Operating income FY2022 50.62M USD. Operating income FY2023 57.13M USD. Operating income FY2024 57.32M USD. Operating income FY2025 61.25M USD. Net income FY2021 27.01M USD. Net income FY2022 40.63M USD. Net income FY2023 44.58M USD. Net income FY2024 45.22M USD. Net income FY2025 46.99M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue661.23M USD576.61M USD440.43M USD232.25M USD105.46M USD
Cost of goods sold312.18M USD401.36M USD275.64M USD99.46M USD13.56M USD
Gross profit349.04M USD175.26M USD164.79M USD132.79M USD91.9M USD
Selling, general, and administrative92.42M USD75.55M USD72.14M USD57.52M USD41.06M USD
Operating expenses287.8M USD117.94M USD107.66M USD82.17M USD57.52M USD
Interest income429.62M USD396.34M USD322.83M USD191.83M USD82.8M USD
Interest expense119.55M USD123.75M USD91.64M USD20.4M USD3.65M USD
Depreciation and amortization6.52M USD4.55M USD2.33M USD1.81M USD1.59M USD
Operating income61.25M USD57.32M USD57.13M USD50.62M USD34.38M USD
Net income46.99M USD45.22M USD44.58M USD40.63M USD27.01M USD

Company facts updated Aug 24, 2026.

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ETFs holding CCB

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
16.81M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$377.02-0.32%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
15.65M
Weight
0.02%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$298.41-0.52%
State Street SPDR S&P Regional Banking ETF logoState Street SPDR S&P Regional Banking ETFKRE
Market value
10.25M
Weight
0.25%
AUM
4.06B USD
Expense ratio
0.35%
Price / 1D
$74.93+0.09%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
6.22M
Weight
0.01%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$243.78-0.71%
iShares Russell 2000 Growth ETF logoiShares Russell 2000 Growth ETFIWO
Market value
5.65M
Weight
0.04%
AUM
15.16B USD
Expense ratio
0.24%
Price / 1D
$383.68-0.95%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
3.05M
Weight
0.02%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$120.63-0.52%
Schwab U.S. Small-Cap ETF logoSchwab U.S. Small-Cap ETFSCHA
Market value
2.86M
Weight
0.01%
AUM
23.1B USD
Expense ratio
0.03%
Price / 1D
$34.44-1.13%
U.S. Micro Cap Portfolio ETF logoU.S. Micro Cap Portfolio ETFDFMC
Market value
2.45M
Weight
0.03%
AUM
8.06B USD
Expense ratio
0.43%
Price / 1D
$60.97610.00%

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