As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.

NASDAQFinancial ServicesBanks - Regional
Latest quote
$35.18
−$0.27 · -0.76%
Previous close
$35.18
−$0.27 · -0.76%
After-hours
$35.18
$0.00 · 0.00%
Sep 11, 7:30 PM ET
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
89
Deep Value
Sentiment
50
Mixed
Risk
24
Moderate Risk
Momentum
51
Neutral
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Thesis, catalysts, evidence, and risk analysis.
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.
Day range
Current $35.18
52-week range
Current $35.18
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 125.9M USD | 122.16M USD | 111.69M USD | 70.28M USD | 63.64M USD |
| Cost of goods sold | 73.22M USD | 78.48M USD | 62.96M USD | 19.76M USD | 8.71M USD |
| Gross profit | 52.69M USD | 43.68M USD | 48.74M USD | 50.52M USD | 54.93M USD |
| Selling, general, and administrative | 3.58M USD | 17.16M USD | 17.93M USD | 17.5M USD | 22.03M USD |
| Operating expenses | 31.16M USD | 27.54M USD | 27.75M USD | 27.93M USD | 32.11M USD |
| Interest income | 120M USD | 117.71M USD | 107.69M USD | 67.42M USD | 52.11M USD |
| Interest expense | 64.97M USD | 71.75M USD | 60.64M USD | 18.97M USD | 10.31M USD |
| Depreciation and amortization | 476K USD | 486K USD | 567K USD | 496K USD | 435K USD |
| Operating income | 21.53M USD | 16.14M USD | 20.99M USD | 22.59M USD | 22.82M USD |
| Net income | 17M USD | 13.39M USD | 16.94M USD | 18.16M USD | 18.45M USD |
Company facts updated Sep 12, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$40.00
13.70% upsideCash distributions grouped by calendar year; partial years are marked.
$0.30
2025 complete year+130.8% since 2021
2026 partial: $0.27
$0.13
2,021
$0.18
2,022
$0.23
2,023
$0.25
2,024
$0.30
2,025
$0.27
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 13, 2026 | $0.09Quarterly | Jul 13, 2026 | Jul 21, 2026 |
Dividend | Apr 13, 2026 | $0.09Quarterly | Apr 13, 2026 | Apr 21, 2026 |
Dividend | Jan 15, 2026 | $0.09Quarterly | Jan 15, 2026 | Jan 26, 2026 |
Dividend | Oct 10, 2025 | $0.08Quarterly | Oct 13, 2025 | Oct 21, 2025 |
Dividend | Jul 11, 2025 | $0.08Quarterly | Jul 11, 2025 | Jul 21, 2025 |
Dividend | Apr 14, 2025 | $0.07Quarterly | Apr 14, 2025 | Apr 22, 2025 |
Ex-dividend Jul 13, 2026
$0.09
Quarterly
Record Jul 13, 2026 · Payment Jul 21, 2026
Ex-dividend Apr 13, 2026
$0.09
Quarterly
Record Apr 13, 2026 · Payment Apr 21, 2026
Ex-dividend Jan 15, 2026
$0.09
Quarterly
Record Jan 15, 2026 · Payment Jan 26, 2026
Ex-dividend Oct 10, 2025
$0.08
Quarterly
Record Oct 13, 2025 · Payment Oct 21, 2025
Ex-dividend Jul 11, 2025
$0.08
Quarterly
Record Jul 11, 2025 · Payment Jul 21, 2025
Ex-dividend Apr 14, 2025
$0.07
Quarterly
Record Apr 14, 2025 · Payment Apr 22, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI5.45M0.00%2.3T USD0.03%$376.31+0.82%
iShares Russell 2000 ETFIWM5.03M0.01%77.55B USD0.19%$288.89+0.41%
Avantis U.S. Small Cap Value ETFAVUV3.6M0.01%31.54B USD0.25%$124.5+0.58%
Vanguard Extended Market ETFVXF2M0.00%93.7B USD0.05%$237.76+0.68%
iShares Russell 2000 Value ETFIWN1.92M0.01%14.28B USD0.24%$219.69+0.33%
Vanguard Russell 2000 ETFVTWO1.03M0.01%17.4B USD0.06%$116.76+0.36%
First Trust Dow Jones Select MicroCap Index FundFDM752.25K0.28%271.2M USD0.65%$91.99+0.36%
Dimensional - US Small Cap ETFDFAS750.23K0.00%15.49B USD0.26%$80.52+0.64%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Extended Market ETFVXF
iShares Russell 2000 Value ETFIWN
Vanguard Russell 2000 ETFVTWO
First Trust Dow Jones Select MicroCap Index FundFDM
Dimensional - US Small Cap ETFDFASAI-generated and delayed market data for informational and educational purposes only. Not investment advice.