
NYSEFinancial ServicesBanks - Regional
Latest quote
$70.78
−$0.05 · -0.07%
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
Previous close
$70.78
−$0.05 · -0.07%
Regular session · ET · Market data may be delayed.
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
Day range
Current $70.78
52-week range
Current $70.78
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
82
Deep Value
Sentiment
67
Bullish
Risk
23
Moderate Risk
Momentum
58
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
Day range
Current $70.78
52-week range
Current $70.78
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 11.15B USD | 12.35B USD | 12.19B USD | 9.07B USD | 6.99B USD |
| Cost of goods sold | 3.37B USD | 5.24B USD | 4.65B USD | 1.52B USD | −72M USD |
| Gross profit | 7.78B USD | 7.11B USD | 7.54B USD | 7.55B USD | 7.06B USD |
| Selling, general, and administrative | 3.1B USD | 2.99B USD | 2.95B USD | 2.81B USD | 2.31B USD |
| Operating expenses | 5.45B USD | 5.22B USD | 5.51B USD | 4.89B USD | 4.08B USD |
| Interest income | 9.66B USD | 10.19B USD | 10.2B USD | 7.06B USD | 4.85B USD |
| Interest expense | 3.81B USD | 4.55B USD | 3.96B USD | 1.05B USD | 339M USD |
| Depreciation and amortization | 366M USD | 498M USD | 478M USD | 565M USD | 625M USD |
| Operating income | 2.33B USD | 1.89B USD | 2.03B USD | 2.66B USD | 2.98B USD |
| Net income | 1.83B USD | 1.51B USD | 1.61B USD | 2.07B USD | 2.32B USD |
Company facts updated Sep 7, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$79.33
12.08% upsideCash distributions grouped by calendar year; partial years are marked.
$1.72
2025 complete year+10.3% since 2021
2026 partial: $1.38
$1.56
2,021
$1.62
2,022
$1.68
2,023
$1.68
2,024
$1.72
2,025
$1.38
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 30, 2026 | $0.46Quarterly | Jul 30, 2026 | Aug 13, 2026 |
Dividend | Apr 30, 2026 | $0.46Quarterly | Apr 30, 2026 | May 14, 2026 |
Dividend | Feb 4, 2026 | $0.46Quarterly | Feb 4, 2026 | Feb 18, 2026 |
Dividend | Oct 29, 2025 | $0.46Quarterly | Oct 29, 2025 | Nov 12, 2025 |
Dividend | Jul 31, 2025 | $0.42Quarterly | Jul 31, 2025 | Aug 14, 2025 |
Dividend | Apr 30, 2025 | $0.42Quarterly | Apr 30, 2025 | May 14, 2025 |
Ex-dividend Jul 30, 2026
$0.46
Quarterly
Record Jul 30, 2026 · Payment Aug 13, 2026
Ex-dividend Apr 30, 2026
$0.46
Quarterly
Record Apr 30, 2026 · Payment May 14, 2026
Ex-dividend Feb 4, 2026
$0.46
Quarterly
Record Feb 4, 2026 · Payment Feb 18, 2026
Ex-dividend Oct 29, 2025
$0.46
Quarterly
Record Oct 29, 2025 · Payment Nov 12, 2025
Ex-dividend Jul 31, 2025
$0.42
Quarterly
Record Jul 31, 2025 · Payment Aug 14, 2025
Ex-dividend Apr 30, 2025
$0.42
Quarterly
Record Apr 30, 2025 · Payment May 14, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI915.98M0.04%2.3T USD0.03%$379.73-0.32%
Vanguard S&P 500 ETFVOO795.37M0.05%1.7T USD0.03%$708.01-0.38%
Vanguard Morningstar Mid-Cap ETFVO622.95M0.28%224.7B USD0.03%$82.28-0.20%
iShares Core S&P 500 ETFIVV391.68M0.04%870.63B USD0.03%$773.92-0.41%
State Street SPDR S&P 500 ETFSPY367.03M0.04%817.33B USD0.09%$770.19-0.39%
Vanguard Morningstar Value ETFVTV273.97M0.11%256.5B USD0.03%$226.46-0.25%
iShares Select Dividend ETFDVY261.87M1.09%23.89B USD0.38%$164.25-0.44%
Invesco KBW Bank ETFKBWB225.98M3.26%6.93B USD0.35%$97.65-0.01%
Vanguard Morningstar Total Stock Market ETFVTI
Vanguard S&P 500 ETFVOO
Vanguard Morningstar Mid-Cap ETFVO
iShares Core S&P 500 ETFIVV
State Street SPDR S&P 500 ETFSPY
Vanguard Morningstar Value ETFVTV
iShares Select Dividend ETFDVY
Invesco KBW Bank ETFKBWBAI-generated and delayed market data for informational and educational purposes only. Not investment advice.