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NYSEFinancial ServicesBanks - Regional
Latest quote
$15.51
−$0.08 · -0.51%
Cullen/Frost Bankers, Inc. functions as a bank holding company, operating primarily through its subsidiary, Frost Bank, to deliver both commercial and consumer banking services throughout Texas. The enterprise organizes its operations into two main divisions: Banking and Frost Wealth Advisors. For its corporate and business clients, Cullen/Frost provides a comprehensive array of commercial banking solutions. These include financing for industrial and commercial properties, interim construction projects, equipment, inventory, accounts receivable, and business acquisitions. The company also offers commercial leasing and sophisticated treasury management services. On the consumer front, the bank delivers essential personal financial products such as checking and savings accounts, convenient automated teller machines (ATMs), and overdraft facilities. It extends various lending options, including installment loans, real estate loans, and home equity loans and lines of credit. Additional convenience services encompass drive-in and night deposits, safe deposit facilities, and brokerage services. Furthermore, Cullen/Frost engages in international banking, facilitating services like deposits, loans, letters of credit, foreign collections, fund transfers, and foreign exchange. It also serves as a correspondent bank for approximately 171 other financial institutions. The company's wealth management division offers trust, investment, agency, and custodial services for both individual and corporate clientele. Its capital market offerings include sales and trading, new issue underwriting, money market trading, advisory services, and securities safekeeping and clearance, actively supporting international business initiatives. Complementing these, Cullen/Frost provides insurance and securities brokerage services, holds securities for investment purposes, and offers investment management services to its proprietary mutual funds, institutions, and private clients. With a substantial physical presence, the company maintains around 157 financial centers and 1,650 ATMs. Its diverse customer base spans numerous key sectors, including energy, manufacturing, service industries, construction, retail, telecommunications, healthcare, the military, and transportation. Cullen/Frost Bankers, Inc. was established in 1868 and maintains its headquarters in San Antonio, Texas.
Previous close
$15.51
−$0.08 · -0.51%
Regular session · ET · Market data may be delayed.
Cullen/Frost Bankers, Inc. functions as a bank holding company, operating primarily through its subsidiary, Frost Bank, to deliver both commercial and consumer banking services throughout Texas. The enterprise organizes its operations into two main divisions: Banking and Frost Wealth Advisors. For its corporate and business clients, Cullen/Frost provides a comprehensive array of commercial banking solutions. These include financing for industrial and commercial properties, interim construction projects, equipment, inventory, accounts receivable, and business acquisitions. The company also offers commercial leasing and sophisticated treasury management services. On the consumer front, the bank delivers essential personal financial products such as checking and savings accounts, convenient automated teller machines (ATMs), and overdraft facilities. It extends various lending options, including installment loans, real estate loans, and home equity loans and lines of credit. Additional convenience services encompass drive-in and night deposits, safe deposit facilities, and brokerage services. Furthermore, Cullen/Frost engages in international banking, facilitating services like deposits, loans, letters of credit, foreign collections, fund transfers, and foreign exchange. It also serves as a correspondent bank for approximately 171 other financial institutions. The company's wealth management division offers trust, investment, agency, and custodial services for both individual and corporate clientele. Its capital market offerings include sales and trading, new issue underwriting, money market trading, advisory services, and securities safekeeping and clearance, actively supporting international business initiatives. Complementing these, Cullen/Frost provides insurance and securities brokerage services, holds securities for investment purposes, and offers investment management services to its proprietary mutual funds, institutions, and private clients. With a substantial physical presence, the company maintains around 157 financial centers and 1,650 ATMs. Its diverse customer base spans numerous key sectors, including energy, manufacturing, service industries, construction, retail, telecommunications, healthcare, the military, and transportation. Cullen/Frost Bankers, Inc. was established in 1868 and maintains its headquarters in San Antonio, Texas.
Day range
Current $15.51
52-week range
Current $15.51
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
47
Fair Value
Sentiment
61
Bullish
Risk
21
Moderate Risk
Momentum
34
Weakening
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Cullen/Frost Bankers, Inc. functions as a bank holding company, operating primarily through its subsidiary, Frost Bank, to deliver both commercial and consumer banking services throughout Texas. The enterprise organizes its operations into two main divisions: Banking and Frost Wealth Advisors. For its corporate and business clients, Cullen/Frost provides a comprehensive array of commercial banking solutions. These include financing for industrial and commercial properties, interim construction projects, equipment, inventory, accounts receivable, and business acquisitions. The company also offers commercial leasing and sophisticated treasury management services. On the consumer front, the bank delivers essential personal financial products such as checking and savings accounts, convenient automated teller machines (ATMs), and overdraft facilities. It extends various lending options, including installment loans, real estate loans, and home equity loans and lines of credit. Additional convenience services encompass drive-in and night deposits, safe deposit facilities, and brokerage services. Furthermore, Cullen/Frost engages in international banking, facilitating services like deposits, loans, letters of credit, foreign collections, fund transfers, and foreign exchange. It also serves as a correspondent bank for approximately 171 other financial institutions. The company's wealth management division offers trust, investment, agency, and custodial services for both individual and corporate clientele. Its capital market offerings include sales and trading, new issue underwriting, money market trading, advisory services, and securities safekeeping and clearance, actively supporting international business initiatives. Complementing these, Cullen/Frost provides insurance and securities brokerage services, holds securities for investment purposes, and offers investment management services to its proprietary mutual funds, institutions, and private clients. With a substantial physical presence, the company maintains around 157 financial centers and 1,650 ATMs. Its diverse customer base spans numerous key sectors, including energy, manufacturing, service industries, construction, retail, telecommunications, healthcare, the military, and transportation. Cullen/Frost Bankers, Inc. was established in 1868 and maintains its headquarters in San Antonio, Texas.
Day range
Current $15.51
52-week range
Current $15.51
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.92B USD | 2.85B USD | 2.65B USD | 1.88B USD | 1.4B USD |
| Cost of goods sold | 728.8M USD | 851.01M USD | 705.22M USD | 187.44M USD | 23.97M USD |
| Gross profit | 2.19B USD | 2B USD | 1.94B USD | 1.69B USD | 1.37B USD |
| Selling, general, and administrative | 896.37M USD | 832.51M USD | 788.22M USD | 636.3M USD | 524.3M USD |
| Operating expenses | 1.42B USD | 1.3B USD | 1.23B USD | 1.02B USD | 881.99M USD |
| Interest income | 2.42B USD | 2.39B USD | 2.22B USD | 1.48B USD | 1.01B USD |
| Interest expense | 684.6M USD | 786.03M USD | 659.05M USD | 184.44M USD | 23.9M USD |
| Depreciation and amortization | 87.79M USD | 82.82M USD | 76.44M USD | 71.34M USD | 69.29M USD |
| Operating income | 771.7M USD | 695.97M USD | 712.37M USD | 668.83M USD | 489.54M USD |
| Net income | 648.56M USD | 582.54M USD | 597.97M USD | 579.15M USD | 443.08M USD |
Company facts updated Oct 11, 2026.
Recent quarterly results
Recent quarterly results
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Preferred and Income Securities ETFPFF5.52M0.05%12.19B USD0.45%$29.38+0.03%
Invesco Preferred ETFPGX3.49M0.10%3.6B USD0.50%$10.01-0.20%
Innovator S&P Inv. Grade Preferred ETFEPRF2.51M3.96%63.51M USD0.47%$15.65-0.03%
Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRF32.49K0.02%141.16M USD0.45%$47.875-0.16%
iShares Morningstar Multi-Asset Income ETFIYLD8.64K0.01%124.47M USD0.50%$21.60+0.14%iShares Preferred and Income Securities ETFPFFInvesco Preferred ETFPGXInnovator S&P Inv. Grade Preferred ETFEPRFGoldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFGPRFiShares Morningstar Multi-Asset Income ETFIYLDAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
