City Holding Company logo

City Holding Company

CHCO

NASDAQFinancial ServicesBanks - Regional

Previous close

$144.48

+$0.48 · +0.33%

Aug 21, 4:00 PM ET

CHCO company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

49

Fair Value

Momentum

57

Neutral

Sentiment

55

Mixed

Risk resilience

85

Low Risk

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Company profile

Company website

City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Charles R. Hageboeck
Listed since
Jun 26, 1987
Employees
934

Market position

Day range

Current $144.48

52-week range

Current $144.48

Open
$144.63
Previous close
$144
Volume
61.46K
0.52× average
Average volume
118.46K
Average daily volume
Market cap
2.04B USD
Beta
0.47
Market reference 1
50-day average
$137.89
+4.78% above average
200-day average
$126.59
+14.13% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
2.04B USD
P/E (TTM)
15.81×
P/B (TTM)
2.51×
P/S (TTM)
5.37×
EV / EBITDA
11.9×
Earnings yield
7.62%
Free cash flow yield
7.50%
Dividend yield
2.41%

Profitability & efficiency

Gross margin
78.78%
Operating margin
38.00%
Net margin
34.71%
Return on equity
16.12%
Return on assets
1.94%
Return on invested capital
9.24%

Financial health

Debt / equity
0.65×
Current ratio
0.18×

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

8 ratings
Strong buy00%
Buy00%
Hold8100%
Sell00%
Strong sell00%

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$3.24

2025 complete year+39.7% since 2021

2026 partial: $2.61

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jul 15, 2026

$0.87

Quarterly

Record Jul 15, 2026 · Payment Jul 31, 2026

Dividend

Ex-dividend Apr 15, 2026

$0.87

Quarterly

Record Apr 15, 2026 · Payment Apr 30, 2026

Dividend

Ex-dividend Jan 15, 2026

$0.87

Quarterly

Record Jan 15, 2026 · Payment Jan 30, 2026

Dividend

Ex-dividend Oct 15, 2025

$0.87

Quarterly

Record Oct 15, 2025 · Payment Oct 31, 2025

Dividend

Ex-dividend Jul 15, 2025

$0.79

Quarterly

Record Jul 15, 2025 · Payment Jul 31, 2025

Dividend

Ex-dividend Apr 15, 2025

$0.79

Quarterly

Record Apr 15, 2025 · Payment Apr 30, 2025

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