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Canadian Imperial Bank of Commerce logo

Canadian Imperial Bank of Commerce

CM

NYSEFinancial ServicesBanks - Diversified

Open in GoAI

Previous close

$116.49

+$0.80 · +0.69%

Aug 21, 4:00 PM ET

CM company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

68

Undervalued

Momentum

60

Neutral

Sentiment

48

Mixed

Risk resilience

77

Moderate Risk

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Company profile

Company website

Canadian Imperial Bank of Commerce (CIBC) operates as a broad-based financial services provider, extending a wide array of financial offerings and solutions. Its diverse clientele includes individuals, corporations, government entities, and large institutional clients across Canada, the United States, and globally. The bank's operations are structured into four key divisions: Canadian Personal and Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; and Capital Markets. CIBC's product portfolio encompasses checking, savings, and business accounts; mortgage financing; various lending products like general loans, lines of credit, student lines of credit, and specialized business and agricultural loans; investment and insurance services; credit cards; and overdraft protection. Additionally, it delivers everyday banking, credit and borrowing facilities, specialized financial expertise, wealth management and investment advice, and international services. These also include correspondent banking, digital foreign exchange, and comprehensive cash management solutions. Established in 1867, CIBC's main corporate office is located in Toronto, Canada.

Industry
Banks - Diversified
Sector
Financial Services
Headquarters
CA
CEO
Harry K. Culham
Listed since
Nov 13, 1997
Employees
50,648

Market position

Day range

Current $116.49

52-week range

Current $116.49

Open
$116.74
Previous close
$115.69
Volume
621.75K
0.48× average
Average volume
1.3M
Average daily volume
Market cap
107.94B USD
Beta
1.28
Market reference 1
50-day average
$117.11
-0.53% below average
200-day average
$102.74
+13.38% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
408.61B CAD
EV / EBITDA
33.72×
Earnings yield
7.77%
Free cash flow yield
11.73%

Profitability & efficiency

Return on equity
13.14%
Return on assets
0.75%
Return on invested capital
1.75%

Financial health

Current ratio
0.13×
Altman Z-score
-0.52
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends93%62%32%1%Gross margin, FY2021: 85.20%Gross margin, FY2022: 66.45%Gross margin, FY2023: 38.36%Gross margin, FY2024: 36.75%Gross margin, FY2025: 43.02%Operating margin, FY2021: 35.81%Operating margin, FY2022: 25.47%Operating margin, FY2023: 12.57%Operating margin, FY2024: 14.32%Operating margin, FY2025: 17.64%Net margin, FY2021: 27.66%Net margin, FY2022: 19.87%Net margin, FY2023: 9.01%Net margin, FY2024: 11.11%Net margin, FY2025: 13.59%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 85.20%. Gross margin FY2022 66.45%. Gross margin FY2023 38.36%. Gross margin FY2024 36.75%. Gross margin FY2025 43.02%. Operating margin FY2021 35.81%. Operating margin FY2022 25.47%. Operating margin FY2023 12.57%. Operating margin FY2024 14.32%. Operating margin FY2025 17.64%. Net margin FY2021 27.66%. Net margin FY2022 19.87%. Net margin FY2023 9.01%. Net margin FY2024 11.11%. Net margin FY2025 13.59%.

Income trends

Revenue

62.01B CAD-3.14%

Operating income

10.94B CAD+19.34%

Net income

8.43B CAD+18.47%
Income trends across reported periods69.92B CAD46.31B CAD22.71B CAD−900.5M CADRevenue, FY2021: 23.24B CADRevenue, FY2022: 31.3B CADRevenue, FY2023: 55.49B CADRevenue, FY2024: 64.02B CADRevenue, FY2025: 62.01B CADOperating income, FY2021: 8.32B CADOperating income, FY2022: 7.97B CADOperating income, FY2023: 6.97B CADOperating income, FY2024: 9.17B CADOperating income, FY2025: 10.94B CADNet income, FY2021: 6.43B CADNet income, FY2022: 6.22B CADNet income, FY2023: 5B CADNet income, FY2024: 7.12B CADNet income, FY2025: 8.43B CADFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 23.24B CAD. Revenue FY2022 31.3B CAD. Revenue FY2023 55.49B CAD. Revenue FY2024 64.02B CAD. Revenue FY2025 62.01B CAD. Operating income FY2021 8.32B CAD. Operating income FY2022 7.97B CAD. Operating income FY2023 6.97B CAD. Operating income FY2024 9.17B CAD. Operating income FY2025 10.94B CAD. Net income FY2021 6.43B CAD. Net income FY2022 6.22B CAD. Net income FY2023 5B CAD. Net income FY2024 7.12B CAD. Net income FY2025 8.43B CAD.
Metric (CAD)FY2025FY2024FY2023FY2022FY2021
Revenue62.01B CAD64.02B CAD55.49B CAD31.3B CAD23.24B CAD
Cost of goods sold35.33B CAD40.49B CAD34.2B CAD10.5B CAD3.44B CAD
Gross profit26.67B CAD23.53B CAD21.29B CAD20.8B CAD19.8B CAD
Selling, general, and administrative9.66B CAD8.61B CAD7.85B CAD7.49B CAD6.69B CAD
Operating expenses15.73B CAD14.36B CAD14.32B CAD12.83B CAD11.48B CAD
Interest income48.76B CAD52.19B CAD45.02B CAD22.18B CAD14.74B CAD
Interest expense32.99B CAD38.49B CAD32.19B CAD9.54B CAD3.28B CAD
Depreciation and amortization1.18B CAD1.17B CAD1.14B CAD1.05B CAD1.02B CAD
Operating income10.94B CAD9.17B CAD6.97B CAD7.97B CAD8.32B CAD
Net income8.43B CAD7.12B CAD5B CAD6.22B CAD6.43B CAD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

15 ratings
Strong buy00%
Buy427%
Hold960%
Sell213%
Strong sell00%

CM news

zacks.com

UBS vs. CM: Which Stock Is the Better Value Option?

Investors interested in stocks from the Banks - Foreign sector have probably already heard of UBS (UBS) and Canadian Imperial Bank (CM). But which of these two stocks offers value investors a better bang for their buck…

Read source
gurufocus.com

Canadian Imperial Bank of Commerce (CM) Stock Down 3.1% but Still Overvalued -- GF Score: 71/100

On August 19, 2026, Canadian Imperial Bank of Commerce (CM) shares fell 3.1% to $117.84, continuing a recent trend of declining performance over the past week a

Read source
zacks.com

Will Canadian Imperial Bank (CM) Beat Estimates Again in Its Next Earnings Report?

Canadian Imperial Bank (CM) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Read source
investors.com

This Financial Services Name Offers Two Buy Points And Accelerating Profit

This Canadian bank stock is near its all-time high and is up around 30% this year.

Read source
zacks.com

ITUB or CM: Which Is the Better Value Stock Right Now?

Investors interested in Banks - Foreign stocks are likely familiar with Banco Itau (ITUB) and Canadian Imperial Bank (CM). But which of these two companies is the best option for those looking for undervalued stocks?

Read source
defenseworld.net

Canadian Imperial Bank of Commerce (NYSE:CM) Given Average Rating of “Moderate Buy” by Brokerages

Canadian Imperial Bank of Commerce (NYSE: CM - Get Free Report) (TSE: CM) has earned a consensus recommendation of "Moderate Buy" from the seven research firms that are covering the firm, MarketBeat Ratings reports.…

Read source

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Bank of America Corporation logo

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ETFs holding CM

Funds reporting this stock among their holdings, ordered by reported position size.

Invesco S&P International Developed Momentum ETF logoInvesco S&P International Developed Momentum ETFIDMO
Market value
64.86M
Weight
1.52%
AUM
4.33B USD
Expense ratio
0.25%
Price / 1D
$62.88+1.16%
Dimensional - International Value ETF logoDimensional - International Value ETFDFIV
Market value
44.38M
Weight
0.20%
AUM
22.06B USD
Expense ratio
0.27%
Price / 1D
$58.31+0.88%
First Trust Value Line Dividend Index Fund logoFirst Trust Value Line Dividend Index FundFVD
Market value
32.52M
Weight
0.39%
AUM
8.29B USD
Expense ratio
0.62%
Price / 1D
$50.70+0.06%
Dimensional - International Core Equity 2 ETF logoDimensional - International Core Equity 2 ETFDFIC
Market value
23.47M
Weight
0.15%
AUM
15.43B USD
Expense ratio
0.22%
Price / 1D
$39.405+0.83%
Dimensional - International Core Equity Market ETF logoDimensional - International Core Equity Market ETFDFAI
Market value
22M
Weight
0.12%
AUM
18.23B USD
Expense ratio
0.18%
Price / 1D
$43.35+0.81%
Invesco International Dividend Achievers ETF logoInvesco International Dividend Achievers ETFPID
Market value
15.23M
Weight
1.66%
AUM
923.14M USD
Expense ratio
0.53%
Price / 1D
$23.1266+0.59%
Invesco RAFI Developed Markets ex-U.S. ETF logoInvesco RAFI Developed Markets ex-U.S. ETFPXF
Market value
7.65M
Weight
0.26%
AUM
3B USD
Expense ratio
0.43%
Price / 1D
$79.77+0.90%
Dimensional World ex U.S. Core Equity 2 ETF logoDimensional World ex U.S. Core Equity 2 ETFDFAX
Market value
6.32M
Weight
0.05%
AUM
12.57B USD
Expense ratio
0.28%
Price / 1D
$38.16+0.82%

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