
NYSEFinancial ServicesFinancial - Mortgages
Latest quote
$2.20
+$0.024 · +1.10%
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Previous close
$2.20
+$0.024 · +1.10%
Regular session · ET · Market data may be delayed.
GoAI Score
Sell
Valuation
47
Fair Value
Sentiment
55
Mixed
Risk
63
High Risk
Momentum
27
Weakening
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Thesis, catalysts, evidence, and risk analysis.
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Day range
Current $2.20
52-week range
Current $2.20
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 625.95M CNY | 1.6B CNY | 1.84B CNY | 1.84B CNY | 1.37B CNY |
| Cost of goods sold | 81.68M CNY | 771.8M CNY | 841.73M CNY | 1B CNY | 471.69M CNY |
| Gross profit | 544.27M CNY | 828.34M CNY | 995.45M CNY | 841.97M CNY | 900.76M CNY |
| Selling, general, and administrative | 161.12M CNY | 453.78M CNY | 625.41M CNY | 573.49M CNY | 703.15M CNY |
| Operating expenses | 614.53M CNY | 780.05M CNY | 789.82M CNY | 669.38M CNY | 806.99M CNY |
| Interest income | 560.1M CNY | 1.54B CNY | 1.75B CNY | 1.73B CNY | 1.81B CNY |
| Interest expense | 497.92M CNY | 794.52M CNY | 723.08M CNY | 784.78M CNY | 775.57M CNY |
| Depreciation and amortization | 15.54M CNY | 11.54M CNY | 1.75M CNY | 2.24M CNY | 3.82M CNY |
| Operating income | −70.26M CNY | 48.29M CNY | 205.63M CNY | 172.58M CNY | 93.77M CNY |
| Net income | −457.58M CNY | 37.78M CNY | 164.62M CNY | 135.35M CNY | 65.21M CNY |
Company facts updated Sep 8, 2026.
Recent quarterly results
Recent quarterly results
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Sep 5, 2025 | 1:10 | — | — |
Effective Sep 5, 2025
1:10
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.
Regular session · ET · Market data may be delayed.
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Day range
Current $2.20
52-week range
Current $2.20