
CNO Financial Group, Inc.
CNONYSEFinancial ServicesInsurance - Life
Previous close
$53.52
+$0.41 · +0.77%
CNO company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
52
Fair Value
Momentum
60
Neutral
Sentiment
65
Bullish
Risk resilience
81
Low Risk
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Company profile
Company websiteHeadquartered in Carmel, Indiana, and established in 1979, CNO Financial Group, Inc. operates across the United States, developing, marketing, and administering a broad spectrum of insurance and annuity products primarily for middle-income and senior individuals. The company's health insurance offerings span Medicare supplement plans, various supplemental health coverage (such as specified disease, accident, and hospital indemnity products), long-term care policies, and Medicare Advantage plans. CNO also underwrites a full suite of life insurance products, encompassing universal life, interest-sensitive options, and traditional policies like whole life, graded benefit life, term life, and single premium whole life. For wealth accumulation and retirement income, CNO provides an array of annuities, including fixed index, fixed interest (single and flexible premium deferred), and single premium immediate annuities, often catering to retirees and older self-employed individuals within the middle-income demographic. CNO employs a multi-channel approach to reach its diverse clientele. Individual customers can access products directly through phone, online platforms, mail, or face-to-face interactions. Additionally, the firm cultivates relationships with businesses, associations, and other membership groups, facilitating worksite and group sales by engaging with potential clients at their workplaces. These offerings are distributed through a robust network of agents, independent producers, and direct marketing efforts, promoted under the well-recognized brand names of Bankers Life, Washington National, and Colonial Penn.
- Industry
- Insurance - Life
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Gary Chandru Bhojwani
- Listed since
- Sep 10, 2003
- Employees
- 3,300
Market position
Day range
Current $53.52
52-week range
Current $53.52
- Open
- $53.79
- Previous close
- $53.11
- Volume
- 576.75K
- 0.76× average
- Average volume
- 754.03K
- Average daily volume
- Market cap
- 5B USD
- Beta
- 0.82
- Market reference 1
- 50-day average
- $53.0606
- +0.87% above average
- 200-day average
- $45.3573
- +18.00% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 18.02×
- P/B (TTM)
- 1.92×
- P/S (TTM)
- 1.08×
- Dividend yield
- 1.29%
Profitability & efficiency
- Gross margin
- 43.42%
- Operating margin
- 7.66%
- Net margin
- 6.02%
Financial health
- Debt / equity
- 1.76×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.49B USD | 4.45B USD | 4.15B USD | 3.58B USD | 4.12B USD |
| Cost of goods sold | 2.48B USD | 2.74B USD | 2.61B USD | 1.79B USD | 2.42B USD |
| Gross profit | 2.01B USD | 1.7B USD | 1.53B USD | 1.79B USD | 1.7B USD |
| Selling, general, and administrative | — | 304.5M USD | 290.9M USD | 287.9M USD | 267.9M USD |
| Operating expenses | 1.72B USD | 1.18B USD | 1.18B USD | 973.7M USD | 966.3M USD |
| Interest expense | 230.9M USD | 254.4M USD | 238.6M USD | 137M USD | 95.4M USD |
| Depreciation and amortization | 318.5M USD | 292.4M USD | 267.4M USD | 248.5M USD | 236.6M USD |
| Operating income | 293.4M USD | 518.3M USD | 356.8M USD | 816.5M USD | 733.1M USD |
| Net income | 229.3M USD | 404M USD | 276.5M USD | 630.6M USD | 570.3M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 2.35
- FY2025 · -37.17% year over year
- Latest fiscal-year revenue
- 4.49B USD
- FY2025 · +0.94% year over year
- Next fiscal-year EPS consensus
- 4.75
- FY2026 · 2 analysts
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Recent analyst actions
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.67
2025 complete year+31.4% since 2021
2026 partial: $0.35
$0.51
2,021
$0.55
2,022
$0.59
2,023
$0.63
2,024
$0.67
2,025
$0.35
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 10, 2026 | $0.18Quarterly | Sep 10, 2026 | Sep 24, 2026 |
Dividend | Jun 10, 2026 | $0.18Quarterly | Jun 10, 2026 | Jun 24, 2026 |
Dividend | Mar 10, 2026 | $0.17Quarterly | Mar 10, 2026 | Mar 24, 2026 |
Dividend | Dec 10, 2025 | $0.17Quarterly | Dec 10, 2025 | Dec 23, 2025 |
Dividend | Sep 10, 2025 | $0.17Quarterly | Sep 10, 2025 | Sep 24, 2025 |
Dividend | Jun 10, 2025 | $0.17Quarterly | Jun 10, 2025 | Jun 24, 2025 |
Ex-dividend Sep 10, 2026
$0.18
Quarterly
Record Sep 10, 2026 · Payment Sep 24, 2026
Ex-dividend Jun 10, 2026
$0.18
Quarterly
Record Jun 10, 2026 · Payment Jun 24, 2026
Ex-dividend Mar 10, 2026
$0.17
Quarterly
Record Mar 10, 2026 · Payment Mar 24, 2026
Ex-dividend Dec 10, 2025
$0.17
Quarterly
Record Dec 10, 2025 · Payment Dec 23, 2025
Ex-dividend Sep 10, 2025
$0.17
Quarterly
Record Sep 10, 2025 · Payment Sep 24, 2025
Ex-dividend Jun 10, 2025
$0.17
Quarterly
Record Jun 10, 2025 · Payment Jun 24, 2025
CNO peers
ETFs holding CNO
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH175.69M0.14%125.92B USD0.05%$76.77+0.52%
Avantis U.S. Small Cap Value ETFAVUV163.5M0.53%31.27B USD0.25%$126.45+0.66%
Vanguard Morningstar Total Stock Market ETFVTI156.16M0.01%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM128.73M0.16%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB112.32M0.06%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR71.33M0.10%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF59.19M0.06%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN46.64M0.32%14.66B USD0.24%$224.81+0.45%
iShares Core S&P Mid-Cap ETFIJH- Market value
- 175.69M
- Weight
- 0.14%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77+0.52%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 163.5M
- Weight
- 0.53%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 156.16M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 128.73M
- Weight
- 0.16%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 112.32M
- Weight
- 0.06%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 71.33M
- Weight
- 0.10%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 59.19M
- Weight
- 0.06%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 46.64M
- Weight
- 0.32%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
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