
Capital One Financial Corporation
COFNYSEFinancial ServicesFinancial - Credit Services
Previous close
$217.91
+$5.435 · +2.56%
COF company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
87
Deep Value
Momentum
44
Neutral
Sentiment
71
Bullish
Risk resilience
65
Moderate Risk
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Company profile
Company websiteCapital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Richard D. Fairbank
- Listed since
- Nov 16, 1994
- Employees
- 78,400
Market position
Day range
Current $217.91
52-week range
Current $217.91
- Open
- $214.62
- Previous close
- $212.48
- Volume
- 2.89M
- 0.65× average
- Average volume
- 4.41M
- Average daily volume
- Market cap
- 133.68B USD
- Beta
- 1.02
- Market reference 1
- 50-day average
- $207.89
- +4.82% above average
- 200-day average
- $207.6
- +4.97% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 124.61B USD
- EV / EBITDA
- 16.52×
- Earnings yield
- 1.87%
- Free cash flow yield
- 19.95%
Profitability & efficiency
- Return on equity
- 2.16%
- Return on assets
- 0.37%
- Return on invested capital
- 1.09%
Financial health
- Current ratio
- 0.15×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 69.25B USD | 53.94B USD | 49.48B USD | 38.37B USD | 32.03B USD |
| Cost of goods sold | 36.47B USD | 26.54B USD | 23.12B USD | 9.97B USD | −346M USD |
| Gross profit | 32.78B USD | 27.4B USD | 26.36B USD | 28.4B USD | 32.38B USD |
| Selling, general, and administrative | 18.36B USD | 13.96B USD | 13.31B USD | 12.44B USD | 10.29B USD |
| Operating expenses | 30.5B USD | 21.49B USD | 20.32B USD | 19.16B USD | 16.57B USD |
| Interest income | 58.7B USD | 46.03B USD | 41.94B USD | 31.24B USD | 25.77B USD |
| Interest expense | 15.82B USD | 14.83B USD | 12.7B USD | 4.12B USD | 1.6B USD |
| Depreciation and amortization | 5.26B USD | 3.24B USD | 3.23B USD | 3.21B USD | 3.48B USD |
| Operating income | 2.28B USD | 5.91B USD | 6.05B USD | 9.24B USD | 15.81B USD |
| Net income | 2.45B USD | 4.75B USD | 4.89B USD | 7.36B USD | 12.39B USD |
Company facts updated Aug 24, 2026.
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
57 ratingsCOF news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$2.60
2025 complete year+0.0% since 2021
2026 partial: $2.40
$2.60
2,021
$2.40
2,022
$2.40
2,023
$2.40
2,024
$2.60
2,025
$2.40
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 17, 2026 | $0.80Quarterly | Aug 17, 2026 | Sep 1, 2026 |
Dividend | May 19, 2026 | $0.80Quarterly | May 19, 2026 | Jun 1, 2026 |
Dividend | Feb 19, 2026 | $0.80Quarterly | Feb 19, 2026 | Mar 2, 2026 |
Dividend | Nov 17, 2025 | $0.80Quarterly | Nov 17, 2025 | Dec 1, 2025 |
Dividend | Aug 15, 2025 | $0.60Quarterly | Aug 15, 2025 | Sep 2, 2025 |
Dividend | May 23, 2025 | $0.60Quarterly | May 23, 2025 | Jun 5, 2025 |
Ex-dividend Aug 17, 2026
$0.80
Quarterly
Record Aug 17, 2026 · Payment Sep 1, 2026
Ex-dividend May 19, 2026
$0.80
Quarterly
Record May 19, 2026 · Payment Jun 1, 2026
Ex-dividend Feb 19, 2026
$0.80
Quarterly
Record Feb 19, 2026 · Payment Mar 2, 2026
Ex-dividend Nov 17, 2025
$0.80
Quarterly
Record Nov 17, 2025 · Payment Dec 1, 2025
Ex-dividend Aug 15, 2025
$0.60
Quarterly
Record Aug 15, 2025 · Payment Sep 2, 2025
Ex-dividend May 23, 2025
$0.60
Quarterly
Record May 23, 2025 · Payment Jun 5, 2025
COF peers
ETFs holding COF
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI4.14B0.18%2.3T USD0.03%$378.24+0.44%
Vanguard S&P 500 ETFVOO3.41B0.20%1.7T USD0.03%$703.71+0.39%
iShares Core S&P 500 ETFIVV1.78B0.20%891.84B USD0.03%$769.31+0.39%
State Street SPDR S&P 500 ETFSPY1.64B0.20%817.87B USD0.09%$765.72+0.41%
Vanguard Morningstar Value ETFVTV1.24B0.48%256.5B USD0.03%$226.4+0.54%
State Street Financial Select Sector SPDR ETFXLF912.58M1.64%55.49B USD0.08%$57.48+0.93%
Putnam Focused Large Cap Value ETFPVAL541.85M4.26%14.04B USD0.56%$54.27+0.69%
Vanguard High Dividend Yield ETFVYM524.67M0.53%99.2B USD0.04%$164.97+0.59%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 4.14B
- Weight
- 0.18%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard S&P 500 ETFVOO- Market value
- 3.41B
- Weight
- 0.20%
- AUM
- 1.7T USD
- Expense ratio
- 0.03%
- Price / 1D
- $703.71+0.39%
iShares Core S&P 500 ETFIVV- Market value
- 1.78B
- Weight
- 0.20%
- AUM
- 891.84B USD
- Expense ratio
- 0.03%
- Price / 1D
- $769.31+0.39%
State Street SPDR S&P 500 ETFSPY- Market value
- 1.64B
- Weight
- 0.20%
- AUM
- 817.87B USD
- Expense ratio
- 0.09%
- Price / 1D
- $765.72+0.41%
Vanguard Morningstar Value ETFVTV- Market value
- 1.24B
- Weight
- 0.48%
- AUM
- 256.5B USD
- Expense ratio
- 0.03%
- Price / 1D
- $226.4+0.54%
State Street Financial Select Sector SPDR ETFXLF- Market value
- 912.58M
- Weight
- 1.64%
- AUM
- 55.49B USD
- Expense ratio
- 0.08%
- Price / 1D
- $57.48+0.93%
Putnam Focused Large Cap Value ETFPVAL- Market value
- 541.85M
- Weight
- 4.26%
- AUM
- 14.04B USD
- Expense ratio
- 0.56%
- Price / 1D
- $54.27+0.69%
Vanguard High Dividend Yield ETFVYM- Market value
- 524.67M
- Weight
- 0.53%
- AUM
- 99.2B USD
- Expense ratio
- 0.04%
- Price / 1D
- $164.97+0.59%
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