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NASDAQFinancial ServicesBanks - Regional
Latest quote
$33.58
−$0.23 · -0.68%
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.
Latest quote
$33.58
−$0.23 · -0.68%
After-hours
$33.58
$0.00 · 0.00%
Sep 9, 4:10 PM ET
Regular session · ET · Market data may be delayed.
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.
Day range
Current $33.58
52-week range
Current $33.58
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
92
Deep Value
Sentiment
69
Bullish
Risk
24
Moderate Risk
Momentum
53
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.
Day range
Current $33.58
52-week range
Current $33.58
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 192.89M USD | 139.1M USD | 113.89M USD | 89.13M USD | 83.81M USD |
| Cost of goods sold | 80.7M USD | 47.29M USD | 33.25M USD | 8M USD | 4.39M USD |
| Gross profit | 112.19M USD | 91.81M USD | 80.64M USD | 81.14M USD | 79.42M USD |
| Selling, general, and administrative | 62.05M USD | 35.53M USD | 33.87M USD | 31.88M USD | 30.95M USD |
| Operating expenses | 78M USD | 58.72M USD | 55.07M USD | 53.48M USD | 52.92M USD |
| Interest income | 202.96M USD | 121.1M USD | 98.98M USD | 75.06M USD | 64.62M USD |
| Interest expense | 65.89M USD | 46.66M USD | 33.1M USD | 7.75M USD | 3.98M USD |
| Depreciation and amortization | 19.87M USD | 12.33M USD | 12.43M USD | 13.34M USD | 12.43M USD |
| Operating income | 34.19M USD | 33.09M USD | 25.57M USD | 27.66M USD | 26.5M USD |
| Net income | 28.18M USD | 26.73M USD | 21.26M USD | 23.64M USD | 22.04M USD |
Company facts updated Sep 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Limited analyst sample: 3 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$1.13
2025 complete year+20.2% since 2021
2026 partial: $0.58
$0.94
2,021
$1.01
2,022
$1.05
2,023
$1.09
2,024
$1.13
2,025
$0.58
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 15, 2026 | $0.29Quarterly | Sep 15, 2026 | Sep 30, 2026 |
Dividend | Jun 15, 2026 | $0.29Quarterly | Jun 15, 2026 | Jun 30, 2026 |
Dividend | Mar 13, 2026 | $0.29Quarterly | Mar 13, 2026 | Mar 31, 2026 |
Dividend | Dec 15, 2025 | $0.29Quarterly | Dec 15, 2025 | Dec 31, 2025 |
Dividend | Sep 15, 2025 | $0.28Quarterly | Sep 15, 2025 | Sep 30, 2025 |
Dividend | Jun 13, 2025 | $0.28Quarterly | Jun 13, 2025 | Jun 30, 2025 |
Ex-dividend Sep 15, 2026
$0.29
Quarterly
Record Sep 15, 2026 · Payment Sep 30, 2026
Ex-dividend Jun 15, 2026
$0.29
Quarterly
Record Jun 15, 2026 · Payment Jun 30, 2026
Ex-dividend Mar 13, 2026
$0.29
Quarterly
Record Mar 13, 2026 · Payment Mar 31, 2026
Ex-dividend Dec 15, 2025
$0.29
Quarterly
Record Dec 15, 2025 · Payment Dec 31, 2025
Ex-dividend Sep 15, 2025
$0.28
Quarterly
Record Sep 15, 2025 · Payment Sep 30, 2025
Ex-dividend Jun 13, 2025
$0.28
Quarterly
Record Jun 13, 2025 · Payment Jun 30, 2025
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.
