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NASDAQFinancial ServicesBanks - Regional
Latest quote
$33.02
−$0.07 · -0.21%
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.
Previous close
$33.02
−$0.07 · -0.21%
Pre-market
$32.799
−$0.221 · -0.67%
Oct 9, 7:47 AM ET
Regular session · ET · Market data may be delayed.
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.
Day range
Current $33.02
52-week range
Current $33.02
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
92
Deep Value
Sentiment
69
Bullish
Risk
24
Moderate Risk
Momentum
53
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
ChoiceOne Financial Services, Inc. functions as the holding company for ChoiceOne Bank, which delivers a comprehensive range of community banking services to businesses (corporations and partnerships) and individual clients across Michigan. The institution offers diverse deposit solutions, including time, savings, and demand accounts, alongside access to safe deposit boxes and automated teller machine (ATM) facilities. Its lending portfolio is extensive, providing commercial loans for various purposes such such as business operations, industrial endeavors, agriculture, construction projects, inventory financing, and real estate purchases. For consumers, ChoiceOne extends both direct and indirect loans, catering to personal needs and residential property acquisition. Beyond traditional banking, the company also provides alternative investment products, such as annuities and mutual funds, and offers life and health insurance policies to both its commercial and individual clientele. ChoiceOne maintains a substantial operational footprint with 32 full-service branch offices situated in Michigan's Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties. Additionally, it operates three specialized loan production offices. Established in 1898, ChoiceOne Financial Services, Inc. is headquartered in Sparta, Michigan.
Day range
Current $33.02
52-week range
Current $33.02
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 192.89M USD | 139.1M USD | 113.89M USD | 89.13M USD | 83.81M USD |
| Cost of goods sold | 80.7M USD | 47.29M USD | 33.25M USD | 8M USD | 4.39M USD |
| Gross profit | 112.19M USD | 91.81M USD | 80.64M USD | 81.14M USD | 79.42M USD |
| Selling, general, and administrative | 62.05M USD | 35.53M USD | 33.87M USD | 31.88M USD | 30.95M USD |
| Operating expenses | 78M USD | 58.72M USD | 55.07M USD | 53.48M USD | 52.92M USD |
| Interest income | 202.96M USD | 121.1M USD | 98.98M USD | 75.06M USD | 64.62M USD |
| Interest expense | 65.89M USD | 46.66M USD | 33.1M USD | 7.75M USD | 3.98M USD |
| Depreciation and amortization | 19.87M USD | 12.33M USD | 12.43M USD | 13.34M USD | 12.43M USD |
| Operating income | 34.19M USD | 33.09M USD | 25.57M USD | 27.66M USD | 26.5M USD |
| Net income | 28.18M USD | 26.73M USD | 21.26M USD | 23.64M USD | 22.04M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Limited analyst sample: 3 ratings. Interpret the distribution with caution.
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | May 9, 2018 | 21:20 | — | — |
Stock split | May 8, 2017 | 21:20 | — | — |
Stock split | May 5, 2005 | 21:20 | — | — |
Effective May 9, 2018
21:20
Effective May 8, 2017
21:20
Effective May 5, 2005
21:20
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI14.98M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM13.09M0.02%77.7B USD0.19%$277.57-0.05%
Avantis U.S. Small Cap Value ETFAVUV8.8M0.03%30.82B USD0.25%$120.13+0.84%
Vanguard Extended Market ETFVXF5.37M0.01%95.4B USD0.05%$233.13-0.15%
State Street SPDR S&P Regional Banking ETFKRE3.79M0.11%3.44B USD0.35%$69.59+1.02%
Dimensional - US Small Cap ETFDFAS3.52M0.01%33.8B USD0.31%$78.10+0.23%
Vanguard Russell 2000 ETFVTWO2.74M0.01%18B USD0.06%$112.1-0.10%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV2.64M0.01%26.91B USD0.33%$38.10+0.82%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMAvantis U.S. Small Cap Value ETFAVUVVanguard Extended Market ETFVXFState Street SPDR S&P Regional Banking ETFKREDimensional - US Small Cap ETFDFASVanguard Russell 2000 ETFVTWOU.S. Small Cap Value Portfolio ETF Class SharesDFSVAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
