
NYSEFinancial ServicesBanks - Regional
Latest quote
$36.19
+$0.38 · +1.06%
Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
Regular session
$36.19
+$0.38 · +1.06%
Regular session · ET · Market data may be delayed.
Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
Day range
Current $36.19
52-week range
Current $36.19
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
65
Undervalued
Sentiment
61
Bullish
Risk
23
Moderate Risk
Momentum
49
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
Day range
Current $36.19
52-week range
Current $36.19
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 362.32M USD | 340.48M USD | 319.63M USD | 277.04M USD | 259.86M USD |
| Cost of goods sold | 86.52M USD | 104.01M USD | 87.92M USD | 15.54M USD | −7.14M USD |
| Gross profit | 275.8M USD | 236.47M USD | 231.71M USD | 261.5M USD | 267M USD |
| Selling, general, and administrative | 102.93M USD | 98.16M USD | 94.11M USD | 102.37M USD | 102.62M USD |
| Operating expenses | 175.12M USD | 168.44M USD | 154.89M USD | 162.73M USD | 161.34M USD |
| Interest income | 313.06M USD | 305.59M USD | 282.18M USD | 232.27M USD | 218.44M USD |
| Interest expense | 73.28M USD | 94.37M USD | 72.66M USD | 17.09M USD | 7.72M USD |
| Depreciation and amortization | 7.95M USD | 9.12M USD | 7.65M USD | 8.16M USD | 10.45M USD |
| Operating income | 100.68M USD | 68.04M USD | 76.82M USD | 98.77M USD | 105.65M USD |
| Net income | 77.48M USD | 53.41M USD | 58.67M USD | 73.93M USD | 79.89M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$38.00
5.00% upsideCash distributions grouped by calendar year; partial years are marked.
$1.09
2025 complete year+13.5% since 2021
2026 partial: $0.88
$0.96
2,021
$1.04
2,022
$1.04
2,023
$1.04
2,024
$1.09
2,025
$0.88
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 31, 2026 | $0.30Quarterly | Aug 31, 2026 | Sep 15, 2026 |
Dividend | May 29, 2026 | $0.29Quarterly | May 29, 2026 | Jun 15, 2026 |
Dividend | Feb 27, 2026 | $0.29Quarterly | Feb 27, 2026 | Mar 16, 2026 |
Dividend | Nov 28, 2025 | $0.28Quarterly | Nov 28, 2025 | Dec 15, 2025 |
Dividend | Aug 29, 2025 | $0.27Quarterly | Aug 29, 2025 | Sep 15, 2025 |
Dividend | May 30, 2025 | $0.27Quarterly | May 30, 2025 | Jun 16, 2025 |
Ex-dividend Aug 31, 2026
$0.30
Quarterly
Record Aug 31, 2026 · Payment Sep 15, 2026
Ex-dividend May 29, 2026
$0.29
Quarterly
Record May 29, 2026 · Payment Jun 15, 2026
Ex-dividend Feb 27, 2026
$0.29
Quarterly
Record Feb 27, 2026 · Payment Mar 16, 2026
Ex-dividend Nov 28, 2025
$0.28
Quarterly
Record Nov 28, 2025 · Payment Dec 15, 2025
Ex-dividend Aug 29, 2025
$0.27
Quarterly
Record Aug 29, 2025 · Payment Sep 15, 2025
Ex-dividend May 30, 2025
$0.27
Quarterly
Record May 30, 2025 · Payment Jun 16, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR55.21M0.05%104.29B USD0.06%$137.09+0.01%
Avantis U.S. Small Cap Value ETFAVUV32.15M0.11%30.54B USD0.25%$119.97+0.71%
Vanguard Morningstar Total Stock Market ETFVTI29.5M0.00%2.3T USD0.03%$379.22-0.47%
Schwab U.S. Dividend Equity ETFSCHD26M0.02%108.68B USD0.06%$33.13+1.47%
iShares Russell 2000 ETFIWM20.78M0.03%78.56B USD0.19%$277.29-0.15%
Dimensional - US Targeted Value ETFDFAT12.81M0.04%30B USD0.33%$67.505+0.63%
Vanguard Extended Market ETFVXF11.38M0.01%95.4B USD0.05%$232.91-0.25%
Fidelity Enhanced Small Cap ETFFESM10.53M0.16%6.41B USD0.28%$45.165-0.12%
iShares Core S&P Small-Cap ETFIJR
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Morningstar Total Stock Market ETFVTI
Schwab U.S. Dividend Equity ETFSCHD
iShares Russell 2000 ETFIWM
Dimensional - US Targeted Value ETFDFAT
Vanguard Extended Market ETFVXF
Fidelity Enhanced Small Cap ETFFESMAI-generated and delayed market data for informational and educational purposes only. Not investment advice.