
NASDAQFinancial ServicesBanks - Regional
Latest quote
$21.10
−$0.31 · -1.45%
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit. Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches. Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.
Latest quote
$21.10
−$0.31 · -1.45%
Regular session · ET · Market data may be delayed.
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit. Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches. Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
74
Undervalued
Sentiment
66
Bullish
Risk
32
Moderate Risk
Momentum
66
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Citizens Community Bancorp, Inc. functions as the parent entity for Citizens Community Federal N.A., offering a comprehensive array of conventional banking solutions to businesses, agricultural enterprises, and individual customers. The company facilitates client deposits through diverse products, including checking accounts, savings and money market accounts, and certificates of deposit (CDs). Its lending portfolio is equally broad, encompassing commercial real estate loans, commercial and industrial financing, agricultural land and operational loans, consumer credit, mortgages for one-to-four family residences, and home equity lines of credit. Furthermore, Citizens Community Bancorp manages an investment portfolio featuring various securities such as mortgage-backed, corporate asset-backed, U.S. government agency-sponsored, corporate debt, and trust preferred instruments. Its operations span Wisconsin and Minnesota, supported by a network of 25 full-service branches. Established in 1938, the bank holding company is headquartered in Eau Claire, Wisconsin.
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 90.07M USD | 99.43M USD | 94.44M USD | 80.22M USD | 80.06M USD |
| Cost of goods sold | 40.82M USD | 39.97M USD | 35.42M USD | 14.5M USD | 10.37M USD |
| Gross profit | 49.25M USD | 59.46M USD | 59.01M USD | 65.72M USD | 69.69M USD |
| Selling, general, and administrative | 26.53M USD | 24.33M USD | 22.65M USD | 23.62M USD | 24.26M USD |
| Operating expenses | 42.94M USD | 42.01M USD | 40.08M USD | 42.14M USD | 40.73M USD |
| Interest income | 90.25M USD | 89.62M USD | 84.25M USD | 69.4M USD | 64.04M USD |
| Interest expense | 39.07M USD | 43.14M USD | 35.9M USD | 13.03M USD | 10.37M USD |
| Depreciation and amortization | 3.23M USD | 3.42M USD | 3.74M USD | 4.03M USD | 4.04M USD |
| Operating income | 6.31M USD | 17.45M USD | 18.93M USD | 23.58M USD | 28.96M USD |
| Net income | 14.42M USD | 13.75M USD | 13.06M USD | 17.76M USD | 21.27M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Limited analyst sample: 3 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$0.20
2008 complete year0.0% since 2005
2026 partial: $0.315
$0.20
2,005
$0.20
2,006
$0.20
2,007
$0.20
2,008
$0.315
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 7, 2026 | $0.105Quarterly | Aug 7, 2026 | Aug 21, 2026 |
Dividend | May 8, 2026 | $0.105Quarterly | May 8, 2026 | May 22, 2026 |
Dividend | Feb 6, 2026 | $0.105Annual | Feb 6, 2026 | Feb 20, 2026 |
Dividend | Feb 7, 2025 | $0.36Annual | Feb 7, 2025 | Feb 21, 2025 |
Dividend | Feb 8, 2024 | $0.32Annual | Feb 9, 2024 | Feb 23, 2024 |
Dividend | Feb 2, 2023 | $0.29Annual | Feb 3, 2023 | Feb 17, 2023 |
Ex-dividend Aug 7, 2026
$0.105
Quarterly
Record Aug 7, 2026 · Payment Aug 21, 2026
Ex-dividend May 8, 2026
$0.105
Quarterly
Record May 8, 2026 · Payment May 22, 2026
Ex-dividend Feb 6, 2026
$0.105
Annual
Record Feb 6, 2026 · Payment Feb 20, 2026
Ex-dividend Feb 7, 2025
$0.36
Annual
Record Feb 7, 2025 · Payment Feb 21, 2025
Ex-dividend Feb 8, 2024
$0.32
Annual
Record Feb 9, 2024 · Payment Feb 23, 2024
Ex-dividend Feb 2, 2023
$0.29
Annual
Record Feb 3, 2023 · Payment Feb 17, 2023
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI6.06M0.00%2.3T USD0.03%$381.94+0.63%
iShares Russell 2000 ETFIWM5.41M0.01%78.27B USD0.19%$278.94+0.49%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV2.99M0.01%26.81B USD0.33%$37.95-0.39%
Vanguard Extended Market ETFVXF2.34M0.00%95.4B USD0.05%$235+0.80%
iShares Russell 2000 Value ETFIWN1.84M0.01%13.85B USD0.24%$210.87-0.04%
Dimensional - US Targeted Value ETFDFAT1.74M0.01%30.12B USD0.33%$67.27-0.43%
EA Bridgeway Omni Small-Cap Value ETFBSVO1.35M0.06%2.39B USD0.45%$28.37-0.64%
Vanguard Russell 2000 ETFVTWO1.1M0.01%18B USD0.06%$112.66+0.50%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
U.S. Small Cap Value Portfolio ETF Class SharesDFSV
Vanguard Extended Market ETFVXF
iShares Russell 2000 Value ETFIWN
Dimensional - US Targeted Value ETFDFAT
EA Bridgeway Omni Small-Cap Value ETFBSVO
Vanguard Russell 2000 ETFVTWOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.