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Erie Indemnity Company logo

Erie Indemnity Company

ERIE

NASDAQFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$264.85

+$2.56 · +0.98%

Aug 21, 4:00 PM ET

Pre-market

$265.3

+$0.45 · +0.17%

Aug 24, 7:07 AM ET

ERIE company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

38

Expensive

Momentum

50

Neutral

Sentiment

68

Bullish

Risk resilience

61

Moderate Risk

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Company profile

Company website

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Timothy G. NeCastro
Listed since
Oct 2, 1995
Employees
6,667

Market position

Day range

Current $264.85

52-week range

Current $264.85

Open
$261.25
Previous close
$262.29
Volume
341.49K
1.39× average
Average volume
245.05K
Average daily volume
Market cap
12.23B USD
Beta
0.3
Market reference 1
50-day average
$239.54
+10.56% above average
200-day average
$255.6
+3.62% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
21.38×
P/B (TTM)
4.96×
P/S (TTM)
2.97×
Dividend yield
2.17%

Profitability & efficiency

Gross margin
16.53%
Operating margin
17.91%
Net margin
14.00%

Financial health

Debt / equity
0.03×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends19%16%13%10%Gross margin, FY2021: 12.08%Gross margin, FY2022: 13.25%Gross margin, FY2023: 15.92%Gross margin, FY2024: 17.82%Gross margin, FY2025: 15.76%Operating margin, FY2021: 12.08%Operating margin, FY2022: 13.25%Operating margin, FY2023: 15.92%Operating margin, FY2024: 17.82%Operating margin, FY2025: 17.69%Net margin, FY2021: 11.31%Net margin, FY2022: 10.51%Net margin, FY2023: 13.65%Net margin, FY2024: 15.82%Net margin, FY2025: 13.75%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 12.08%. Gross margin FY2022 13.25%. Gross margin FY2023 15.92%. Gross margin FY2024 17.82%. Gross margin FY2025 15.76%. Operating margin FY2021 12.08%. Operating margin FY2022 13.25%. Operating margin FY2023 15.92%. Operating margin FY2024 17.82%. Operating margin FY2025 17.69%. Net margin FY2021 11.31%. Net margin FY2022 10.51%. Net margin FY2023 13.65%. Net margin FY2024 15.82%. Net margin FY2025 13.75%.

Income trends

Revenue

4.07B USD+7.17%

Operating income

719.52M USD+6.37%

Net income

559.34M USD-6.83%
Income trends across reported periods4.44B USD2.94B USD1.43B USD−79.08M USDRevenue, FY2021: 2.63B USDRevenue, FY2022: 2.84B USDRevenue, FY2023: 3.27B USDRevenue, FY2024: 3.8B USDRevenue, FY2025: 4.07B USDOperating income, FY2021: 318.1M USDOperating income, FY2022: 376.21M USDOperating income, FY2023: 520.26M USDOperating income, FY2024: 676.46M USDOperating income, FY2025: 719.52M USDNet income, FY2021: 297.86M USDNet income, FY2022: 298.57M USDNet income, FY2023: 446.06M USDNet income, FY2024: 600.31M USDNet income, FY2025: 559.34M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 2.63B USD. Revenue FY2022 2.84B USD. Revenue FY2023 3.27B USD. Revenue FY2024 3.8B USD. Revenue FY2025 4.07B USD. Operating income FY2021 318.1M USD. Operating income FY2022 376.21M USD. Operating income FY2023 520.26M USD. Operating income FY2024 676.46M USD. Operating income FY2025 719.52M USD. Net income FY2021 297.86M USD. Net income FY2022 298.57M USD. Net income FY2023 446.06M USD. Net income FY2024 600.31M USD. Net income FY2025 559.34M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue4.07B USD3.8B USD3.27B USD2.84B USD2.63B USD
Cost of goods sold3.43B USD3.12B USD2.75B USD2.46B USD2.32B USD
Gross profit640.8M USD676.46M USD520.26M USD376.21M USD318.1M USD
Selling, general, and administrative74.06M USD33.35M USD32.56M USD668.27M USD638.48M USD
Operating expenses−78.72M USD————
Interest income80.06M USD65.07M USD51.74M USD——
Interest expense———2.01M USD4.13M USD
Depreciation and amortization76.78M USD56.53M USD47.42M USD46.17M USD37.21M USD
Operating income719.52M USD676.46M USD520.26M USD376.21M USD318.1M USD
Net income559.34M USD600.31M USD446.06M USD298.57M USD297.86M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
64%
7 beats, 4 misses, 0 met estimates
Average EPS surprise
-9.26%
11 comparable reports
Latest EPS result
3.45
Estimate 3.35 · Beat by 2.99%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates3.812.330.84-0.64Q1 '25BeatQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 2.91, estimate 2.76, surprise +5.43%, Beat. Q2 2025, reported Apr 24, 2025: actual 2.65, estimate 3.1, surprise -14.52%, Miss. Q3 2025, reported Aug 7, 2025: actual 3.34, estimate 3.48, surprise -4.02%, Miss. Q4 2025, reported Oct 30, 2025: actual 3.5, estimate 3.37, surprise +3.86%, Beat. Q1 2026, reported Feb 23, 2026: actual -0.33, estimate 1.59, surprise -120.75%, Miss. Q2 2026, reported Apr 23, 2026: actual 2.88, estimate 3.06, surprise -5.88%, Miss. Q3 2026, reported Jul 30, 2026: actual 3.45, estimate 3.35, surprise +2.99%, Beat. Q4 2026, reported Oct 29, 2026: actual —, estimate 3.41, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.38B1.02B652.37M287.9MQ1 '25MissQ2 '25BeatQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 338.71M USD, estimate 925.12M USD, surprise -63.39%, Miss. Q2 2025, reported Apr 24, 2025: actual 989.4M USD, estimate 986.48M USD, surprise +0.30%, Beat. Q3 2025, reported Aug 7, 2025: actual 1.06B USD, estimate 1.09B USD, surprise -2.55%, Miss. Q4 2025, reported Oct 30, 2025: actual 1.3B USD, estimate 975.56M USD, surprise +33.67%, Beat. Q1 2026, reported Feb 23, 2026: actual 951.02M USD, estimate 975.56M USD, surprise -2.52%, Miss. Q2 2026, reported Apr 23, 2026: actual 1.01B USD, estimate 1.09B USD, surprise -7.01%, Miss. Q3 2026, reported Jul 30, 2026: actual 1.09B USD, estimate 1.09B USD, surprise +0.12%, Beat. Q4 2026, reported Oct 29, 2026: actual —, estimate 1.09B USD, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective May 13, 1996

3:1

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ETFs holding ERIE

Funds reporting this stock among their holdings, ordered by reported position size.

Invesco S&P 500 Equal Weight ETF logoInvesco S&P 500 Equal Weight ETFRSP
Market value
211.17M
Weight
0.21%
AUM
100.27B USD
Expense ratio
0.20%
Price / 1D
$221.67+0.63%
ProShares - S&P 500 Dividend Aristocrats ETF logoProShares - S&P 500 Dividend Aristocrats ETFNOBL
Market value
208.83M
Weight
1.74%
AUM
11.98B USD
Expense ratio
0.35%
Price / 1D
$58.75+0.55%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
196.09M
Weight
0.01%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Schwab U.S. Dividend Equity ETF logoSchwab U.S. Dividend Equity ETFSCHD
Market value
182.7M
Weight
0.16%
AUM
112B USD
Expense ratio
0.06%
Price / 1D
$35.11+0.80%
Vanguard S&P 500 ETF logoVanguard S&P 500 ETFVOO
Market value
161.29M
Weight
0.01%
AUM
1.7T USD
Expense ratio
0.03%
Price / 1D
$703.71+0.39%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
141.37M
Weight
0.08%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
iShares Core S&P 500 ETF logoiShares Core S&P 500 ETFIVV
Market value
90.08M
Weight
0.01%
AUM
891.84B USD
Expense ratio
0.03%
Price / 1D
$769.31+0.39%
State Street SPDR S&P 500 ETF logoState Street SPDR S&P 500 ETFSPY
Market value
82.85M
Weight
0.01%
AUM
817.87B USD
Expense ratio
0.09%
Price / 1D
$765.72+0.41%

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