
Esquire Financial Holdings, Inc.
ESQNASDAQFinancial ServicesBanks - Regional
Regular session
$115.49
+$0.18 · +0.16%
ESQ company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
93
Deep Value
Momentum
50
Neutral
Sentiment
50
Mixed
Risk resilience
76
Moderate Risk
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Company profile
Company websiteEsquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Andrew C. Sagliocca
- Listed since
- Jun 27, 2017
- Employees
- 151
Market position
Day range
Current $115.49
52-week range
Current $115.49
- Open
- $115.81
- Previous close
- $115.31
- Volume
- 51.28K
- 0.39× average
- Average volume
- 129.88K
- Average daily volume
- Market cap
- 997.77M USD
- Beta
- 0.38
- Market reference 1
- 50-day average
- $121.69
- -5.09% below average
- 200-day average
- $110.31
- +4.70% above average
Financials
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 164.5M USD | 138.27M USD | 121.64M USD | 85.92M USD | 65.56M USD |
| Cost of goods sold | 24.71M USD | 18.14M USD | 12.64M USD | 5.14M USD | 7.78M USD |
| Gross profit | 139.79M USD | 120.12M USD | 109M USD | 80.78M USD | 57.77M USD |
| Selling, general, and administrative | 45.8M USD | 42.3M USD | 35.1M USD | 27.79M USD | 23.36M USD |
| Operating expenses | 71.27M USD | 60.84M USD | 53.12M USD | 41.98M USD | 35.06M USD |
| Interest income | 139.42M USD | 113.37M USD | 91.89M USD | 60.99M USD | 44.53M USD |
| Interest expense | 17.94M USD | 13.44M USD | 8.12M USD | 1.65M USD | 828K USD |
| Depreciation and amortization | 2.76M USD | 3.29M USD | 2.54M USD | 2.55M USD | 2.24M USD |
| Operating income | 68.52M USD | 59.28M USD | 55.88M USD | 38.8M USD | 22.71M USD |
| Net income | 50.85M USD | 43.66M USD | 41.01M USD | 28.52M USD | 17.93M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 2 misses, 1 met estimate
- Average EPS surprise
- +2.49%
- 11 comparable reports
- Latest EPS result
- 1.6
- Estimate 1.56 · Beat by 2.56%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
4 ratingsLimited analyst sample: 4 ratings. Interpret the distribution with caution.
ESQ peers
ETFs holding ESQ
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI30M0.00%2.3T USD0.03%$376.87-0.36%
iShares Russell 2000 ETFIWM21.54M0.03%81.62B USD0.19%$297.58-0.79%
State Street SPDR S&P Regional Banking ETFKRE16.38M0.40%4.06B USD0.35%$74.84-0.03%
Avantis U.S. Small Cap Value ETFAVUV15.82M0.05%31.27B USD0.25%$125.74-0.57%
Vanguard Extended Market ETFVXF10.21M0.01%93.7B USD0.05%$243.1-0.99%
iShares Russell 2000 Growth ETFIWO8.06M0.05%15.16B USD0.24%$382.76-1.19%
Vanguard Russell 2000 ETFVTWO5.32M0.03%17.4B USD0.06%$120.32-0.77%
Schwab U.S. Small-Cap ETFSCHA3.77M0.02%23.1B USD0.03%$34.395-1.26%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 30M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $376.87-0.36%
iShares Russell 2000 ETFIWM- Market value
- 21.54M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $297.58-0.79%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 16.38M
- Weight
- 0.40%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.84-0.03%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 15.82M
- Weight
- 0.05%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $125.74-0.57%
Vanguard Extended Market ETFVXF- Market value
- 10.21M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.1-0.99%
iShares Russell 2000 Growth ETFIWO- Market value
- 8.06M
- Weight
- 0.05%
- AUM
- 15.16B USD
- Expense ratio
- 0.24%
- Price / 1D
- $382.76-1.19%
Vanguard Russell 2000 ETFVTWO- Market value
- 5.32M
- Weight
- 0.03%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $120.32-0.77%
Schwab U.S. Small-Cap ETFSCHA- Market value
- 3.77M
- Weight
- 0.02%
- AUM
- 23.1B USD
- Expense ratio
- 0.03%
- Price / 1D
- $34.395-1.26%
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