
FB Financial Corporation
FBKNYSEFinancial ServicesBanks - Regional
Previous close
$58.65
+$0.11 · +0.19%
FBK company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
46
Fair Value
Momentum
48
Neutral
Sentiment
69
Bullish
Risk resilience
76
Moderate Risk
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Company profile
Company websiteFB Financial Corporation functions as the parent entity for FirstBank, offering an extensive array of commercial and consumer banking solutions tailored for businesses, professionals, and individual clients. The company organizes its activities into two primary divisions: Banking and Mortgage. Its deposit offerings include checking, demand, money market, savings accounts, time deposits, and certificates of deposit. For lending, FB Financial provides a wide range of products for corporate, commercial, and consumer customers, such as financing for owner-occupied and investment commercial real estate, residential mortgages for single-family to four-family homes and multi-family units, commercial and industrial loans, construction financing, land acquisition, and land development loans. Consumer credit options feature residential lines of credit, loans for vehicles (cars, boats, and other recreational vehicles), manufactured homes (excluding land), and personal lines of credit. Additionally, the company engages in mortgage origination and delivers mortgage banking services through its branch network across the southeastern U.S. and via its digital platforms. Further services include trust, insurance, investment advisory, and modern online and mobile banking capabilities. As of December 31, 2021, FB Financial maintained a physical presence with 82 full-service and 9 limited-service bank branches across Tennessee, Northern Alabama, Southern Kentucky, and Northern Georgia, in addition to 23 mortgage offices situated throughout the southeastern United States. The company, which originated in 1906, was formerly known as First South Bancorp, Inc., before adopting the name FB Financial Corporation in 2016, and its headquarters are located in Nashville, Tennessee.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Christopher T. Holmes
- Listed since
- Sep 16, 2016
- Employees
- 1,594
Market position
Day range
Current $58.65
52-week range
Current $58.65
- Open
- $59.115
- Previous close
- $58.54
- Volume
- 144.64K
- 0.42× average
- Average volume
- 343.09K
- Average daily volume
- Market cap
- 3.02B USD
- Beta
- 0.93
- Market reference 1
- 50-day average
- $58.1118
- +0.93% above average
- 200-day average
- $55.9694
- +4.79% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 2.3B USD
- P/E (TTM)
- 15.6×
- P/B (TTM)
- 1.57×
- P/S (TTM)
- 2.92×
- EV / EBITDA
- 15.28×
- Earnings yield
- 4.14%
- Free cash flow yield
- 4.96%
- Dividend yield
- 1.40%
Profitability & efficiency
- Gross margin
- 62.91%
- Operating margin
- 23.85%
- Net margin
- 19.00%
- Return on equity
- 6.29%
- Return on assets
- 0.75%
- Return on invested capital
- 5.24%
Financial health
- Debt / equity
- 0.19×
- Current ratio
- 0.12×
- Altman Z-score
- 0.32
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 877.84M USD | 766.78M USD | 748.98M USD | 596.35M USD | 613.25M USD |
| Cost of goods sold | 361.1M USD | 321.04M USD | 273.73M USD | 88.17M USD | −3.37M USD |
| Gross profit | 516.73M USD | 445.74M USD | 475.25M USD | 508.19M USD | 616.62M USD |
| Selling, general, and administrative | 245.81M USD | 190.82M USD | 211.71M USD | 222.7M USD | 262.24M USD |
| Operating expenses | 378.21M USD | 299.07M USD | 324.96M USD | 348.61M USD | 373.57M USD |
| Interest income | 833.93M USD | 725.54M USD | 678.41M USD | 481.42M USD | 385M USD |
| Interest expense | 317.83M USD | 309.04M USD | 271.19M USD | 69.19M USD | 37.63M USD |
| Depreciation and amortization | 12.19M USD | 14.91M USD | 14.84M USD | 12.6M USD | 13.89M USD |
| Operating income | 138.52M USD | 146.67M USD | 150.29M USD | 159.57M USD | 243.05M USD |
| Net income | 122.62M USD | 116.04M USD | 120.22M USD | 124.56M USD | 190.29M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 2 misses, 1 met estimate
- Average EPS surprise
- +5.59%
- 11 comparable reports
- Latest EPS result
- 1.14
- Estimate 1.15 · Miss by 0.87%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$64.00
9.12% upsideRating distribution
15 ratingsRecent analyst actions
FBK news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.76
2025 complete year+72.7% since 2021
2026 partial: $0.63
$0.44
2,021
$0.52
2,022
$0.60
2,023
$0.68
2,024
$0.76
2,025
$0.63
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 11, 2026 | $0.21Quarterly | Aug 11, 2026 | Aug 25, 2026 |
Dividend | May 12, 2026 | $0.21Quarterly | May 12, 2026 | May 26, 2026 |
Dividend | Feb 10, 2026 | $0.21Quarterly | Feb 10, 2026 | Feb 24, 2026 |
Dividend | Nov 10, 2025 | $0.19Quarterly | Nov 11, 2025 | Nov 25, 2025 |
Dividend | Aug 12, 2025 | $0.19Quarterly | Aug 12, 2025 | Aug 26, 2025 |
Dividend | May 13, 2025 | $0.19Quarterly | May 13, 2025 | May 27, 2025 |
Ex-dividend Aug 11, 2026
$0.21
Quarterly
Record Aug 11, 2026 · Payment Aug 25, 2026
Ex-dividend May 12, 2026
$0.21
Quarterly
Record May 12, 2026 · Payment May 26, 2026
Ex-dividend Feb 10, 2026
$0.21
Quarterly
Record Feb 10, 2026 · Payment Feb 24, 2026
Ex-dividend Nov 10, 2025
$0.19
Quarterly
Record Nov 11, 2025 · Payment Nov 25, 2025
Ex-dividend Aug 12, 2025
$0.19
Quarterly
Record Aug 12, 2025 · Payment Aug 26, 2025
Ex-dividend May 13, 2025
$0.19
Quarterly
Record May 13, 2025 · Payment May 27, 2025
FBK peers
ETFs holding FBK
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR150.06M0.13%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI99.77M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM66.42M0.08%81.62B USD0.19%$299.96+0.77%
Schwab International Equity ETFSCHF38.4M0.06%69.7B USD0.03%$28.46+0.85%
Vanguard Extended Market ETFVXF27.88M0.03%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN24.54M0.17%14.66B USD0.24%$224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE24.29M0.60%4.06B USD0.35%$74.86+0.20%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM22.11M0.13%17.03B USD0.03%$57.28+0.61%
iShares Core S&P Small-Cap ETFIJR- Market value
- 150.06M
- Weight
- 0.13%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 99.77M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 66.42M
- Weight
- 0.08%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Schwab International Equity ETFSCHF- Market value
- 38.4M
- Weight
- 0.06%
- AUM
- 69.7B USD
- Expense ratio
- 0.03%
- Price / 1D
- $28.46+0.85%
Vanguard Extended Market ETFVXF- Market value
- 27.88M
- Weight
- 0.03%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 24.54M
- Weight
- 0.17%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 24.29M
- Weight
- 0.60%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM- Market value
- 22.11M
- Weight
- 0.13%
- AUM
- 17.03B USD
- Expense ratio
- 0.03%
- Price / 1D
- $57.28+0.61%
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