FB Bancorp, Inc. Common Stock logo

FB Bancorp, Inc. Common Stock

FBLA

NASDAQFinancial ServicesBanks - Regional

Previous close

$15.72

+$0.12 · +0.77%

Aug 21, 4:00 PM ET

FBLA company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

46

Fair Value

Momentum

55

Neutral

Sentiment

56

Mixed

Risk resilience

85

Low Risk

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Company profile

Company website

FB Bancorp, Inc. functions as the parent entity for Fidelity Bank, a mutual savings bank incorporated under Louisiana law. Fidelity Bank's principal business involves gathering funds from the public through deposits and then allocating these, along with capital generated from its operations, to provide mortgage financing for one-to-four family homes in its primary service regions. The bank also extends credit for residential construction projects, commercial property ventures, general business purposes, home equity through both term loans and lines of credit, and various personal consumer loans.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Christopher S. Ferris
Listed since
Oct 23, 2024
Employees
210

Market position

Day range

Current $15.72

52-week range

Current $15.72

Open
$15.71
Previous close
$15.60
Volume
75.7K
0.86× average
Average volume
87.76K
Average daily volume
Market cap
254.06M USD
Beta
-0.08
Market reference 1
50-day average
$15.2528
+3.06% above average
200-day average
$13.8072
+13.85% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
251.83M USD
P/E (TTM)
-888.14×
P/B (TTM)
0.82×
P/S (TTM)
4.02×
EV / EBITDA
33.44×
Earnings yield
0.54%
Free cash flow yield
-1.67%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
67.48%
Operating margin
5.89%
Net margin
-0.45%
Return on equity
0.40%
Return on assets
0.10%
Return on invested capital
0.95%

Financial health

Debt / equity
0.39×
Current ratio
0.46×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends108%66%24%-18%Gross margin, FY2022: 97.41%Gross margin, FY2023: 86.35%Gross margin, FY2024: 75.60%Gross margin, FY2025: 71.93%Operating margin, FY2022: 2.95%Operating margin, FY2023: 1.83%Operating margin, FY2024: -7.39%Operating margin, FY2025: 6.92%Net margin, FY2022: 2.96%Net margin, FY2023: 1.42%Net margin, FY2024: -7.23%Net margin, FY2025: 1.80%FY2022FY2023FY2024FY2025
Gross margin FY2022 97.41%. Gross margin FY2023 86.35%. Gross margin FY2024 75.60%. Gross margin FY2025 71.93%. Operating margin FY2022 2.95%. Operating margin FY2023 1.83%. Operating margin FY2024 -7.39%. Operating margin FY2025 6.92%. Net margin FY2022 2.96%. Net margin FY2023 1.42%. Net margin FY2024 -7.23%. Net margin FY2025 1.80%.

Income trends

Revenue

69.57M USD-19.02%

Operating income

4.82M USD+11.17M USD

Net income

1.25M USD+7.47M USD
Income trends across reported periods95.13M USD58.23M USD21.33M USD−15.58M USDRevenue, FY2022: 71.26M USDRevenue, FY2023: 78.98M USDRevenue, FY2024: 85.91M USDRevenue, FY2025: 69.57M USDOperating income, FY2022: 2.11M USDOperating income, FY2023: 1.45M USDOperating income, FY2024: −6.35M USDOperating income, FY2025: 4.82M USDNet income, FY2022: 2.11M USDNet income, FY2023: 1.12M USDNet income, FY2024: −6.21M USDNet income, FY2025: 1.25M USDFY2022FY2023FY2024FY2025
Revenue FY2022 71.26M USD. Revenue FY2023 78.98M USD. Revenue FY2024 85.91M USD. Revenue FY2025 69.57M USD. Operating income FY2022 2.11M USD. Operating income FY2023 1.45M USD. Operating income FY2024 −6.35M USD. Operating income FY2025 4.82M USD. Net income FY2022 2.11M USD. Net income FY2023 1.12M USD. Net income FY2024 −6.21M USD. Net income FY2025 1.25M USD.
Metric (USD)FY2025FY2024FY2023FY2022
Revenue69.57M USD85.91M USD78.98M USD71.26M USD
Cost of goods sold19.52M USD20.96M USD10.78M USD1.85M USD
Gross profit50.04M USD64.94M USD68.2M USD69.41M USD
Selling, general, and administrative6.96M USD52.07M USD52.24M USD52.32M USD
Operating expenses45.23M USD71.29M USD66.75M USD67.3M USD
Interest income65.81M USD65.89M USD54.3M USD43.81M USD
Interest expense17.8M USD19.43M USD10.13M USD2.24M USD
Depreciation and amortization2.72M USD3.04M USD4.17M USD5.23M USD
Operating income4.82M USD−6.35M USD1.45M USD2.11M USD
Net income1.25M USD−6.21M USD1.12M USD2.11M USD

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.05

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.1-0.07-0.25-0.42Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 14, 2024: actual -0.045, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 27, 2025: actual -0.378, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 12, 2025: actual 0.04, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual 0.05, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 12, 2025: actual 0.06, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 18, 2026: actual 0.03, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 14, 2026: actual 0.03, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 0.05, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates24.68M17.5M10.33M3.15MQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 14, 2024: actual 21.57M USD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 27, 2025: actual 21.1M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 12, 2025: actual 20.89M USD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 14, 2025: actual 22.22M USD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 12, 2025: actual 23.13M USD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 18, 2026: actual 3.71M USD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 14, 2026: actual 17.41M USD, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 18.94M USD, estimate —, surprise —, Comparison unavailable.

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