Loading
NYSEFinancial ServicesBanks - Regional
Latest quote
$26.45
−$0.38 · -1.42%
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
Previous close
$26.45
−$0.38 · -1.42%
After-hours
$26.43
−$0.02 · -0.08%
Oct 7, 4:42 PM ET
Regular session · ET · Market data may be delayed.
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
Day range
Current $26.45
52-week range
Current $26.45
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
53
Fair Value
Sentiment
52
Mixed
Risk
18
Low Risk
Momentum
53
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
Day range
Current $26.45
52-week range
Current $26.45
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.26B USD | 1.19B USD | 1.12B USD | 953.89M USD | 882.02M USD |
| Cost of goods sold | 340.18M USD | 349.04M USD | 293.39M USD | 95.74M USD | −509K USD |
| Gross profit | 916.38M USD | 843.72M USD | 830.16M USD | 858.16M USD | 882.53M USD |
| Selling, general, and administrative | 334.06M USD | 262.76M USD | 257.64M USD | 228.88M USD | 220.32M USD |
| Operating expenses | 499.65M USD | 452.51M USD | 432.72M USD | 410.57M USD | 454.71M USD |
| Interest income | 1.12B USD | 1.1B USD | 1.02B USD | 862.61M USD | 794.71M USD |
| Interest expense | 254.22M USD | 287.67M USD | 226.38M USD | 67.32M USD | 64.78M USD |
| Depreciation and amortization | 20.75M USD | 25M USD | 28.24M USD | 31.11M USD | 36.37M USD |
| Operating income | 416.73M USD | 391.21M USD | 397.44M USD | 447.58M USD | 427.82M USD |
| Net income | 344.87M USD | 298.72M USD | 302.86M USD | 305.07M USD | 281.03M USD |
Company facts updated Oct 8, 2026.
Third-party consensus; not a GoAI recommendation.
Average target
$29.75
12.48% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI137.6M0.01%2.3T USD0.03%$381.03-0.40%
Avantis U.S. Small Cap Value ETFAVUV124.16M0.40%30.86B USD0.25%$119.13-1.11%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY112.25M1.02%11.01B USD0.58%$40.90-1.49%
iShares Russell 2000 ETFIWM105M0.13%78.56B USD0.19%$277.7-1.29%
Vanguard Morningstar Small-Cap ETFVB99.34M0.05%185.3B USD0.03%$286.98-1.41%
Vanguard Morningstar Small-Cap Value ETFVBR63.02M0.09%68.2B USD0.05%$232.17-1.32%
Dimensional - US Targeted Value ETFDFAT59.6M0.20%30.38B USD0.33%$67.08-1.29%
Vanguard Extended Market ETFVXF49.73M0.05%95.4B USD0.05%$233.49-1.56%Vanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUVFirst Trust SMID Cap Rising Dividend Achievers ETFSDVYiShares Russell 2000 ETFIWMVanguard Morningstar Small-Cap ETFVBVanguard Morningstar Small-Cap Value ETFVBRDimensional - US Targeted Value ETFDFATVanguard Extended Market ETFVXFAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
