
First Community Corporation
FCCONASDAQFinancial ServicesBanks - Regional
Previous close
$33.72
−$0.24 · -0.71%
FCCO company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
79
Undervalued
Momentum
47
Neutral
Sentiment
58
Mixed
Risk resilience
79
Moderate Risk
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Company profile
Company websiteFirst Community Corporation serves as the parent entity for First Community Bank, which delivers a comprehensive array of commercial and retail banking services. These offerings are designed for individuals, professional practices, and small to medium-sized businesses. The company's operations are organized into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Investment Advisory along with Non-Deposit services. Customers can access diverse deposit products, such as checking, NOW, savings, and individual retirement accounts, in addition to demand deposits, daily money market accounts, and various certificates of deposit. The bank's extensive loan portfolio encompasses commercial financing for working capital, business expansion, and equipment acquisition, available on both secured and unsecured terms. It also provides consumer loans for purposes like vehicle purchases, home improvements, educational expenses, and personal investments. Further loan options include real estate construction and acquisition financing, alongside both fixed and variable rate mortgage products. Beyond its core banking functions, First Community Bank offers a suite of additional services. These include online and internet banking platforms, cash management solutions, safe deposit box rentals, traveler's checks, direct deposit for payroll and social security, and automated draft capabilities. Moreover, the company extends its services to non-deposit investment products, investment brokerage, VISA and MasterCard credit card facilities, professional investment advisory, and insurance solutions. The corporation maintains 21 full-service branches throughout several counties in South Carolina, specifically Lexington, Richland, Newberry, Kershaw, Greenville, Anderson, Pickens, and Aiken. Its presence also spans into Georgia, with offices located in Richmond and Columbia Counties. Incorporated in 1994, First Community Corporation's headquarters are situated in Lexington, South Carolina.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Michael C. Crapps
- Listed since
- Mar 9, 1999
- Employees
- 282
Market position
Day range
Current $33.72
52-week range
Current $33.72
- Open
- $34.08
- Previous close
- $33.96
- Volume
- 95.61K
- 1.2× average
- Average volume
- 79.41K
- Average daily volume
- Market cap
- 316.9M USD
- Beta
- 0.34
- Market reference 1
- 50-day average
- $33.173
- +1.65% above average
- 200-day average
- $30.4325
- +10.80% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 190.94M USD
- P/E (TTM)
- 12.4×
- P/B (TTM)
- 1.39×
- P/S (TTM)
- 2.63×
- EV / EBITDA
- 5.44×
- Earnings yield
- 8.44%
- Free cash flow yield
- 7.73%
- Dividend yield
- 1.93%
Profitability & efficiency
- Gross margin
- 68.97%
- Operating margin
- 24.12%
- Net margin
- 19.20%
- Return on equity
- 11.46%
- Return on assets
- 0.93%
- Return on invested capital
- 6.32%
Financial health
- Debt / equity
- 0.5×
- Current ratio
- 0.1×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 111.06M USD | 98.53M USD | 78.33M USD | 58.37M USD | 57.25M USD |
| Cost of goods sold | 35.43M USD | 38.19M USD | 24.93M USD | 3.02M USD | 2.58M USD |
| Gross profit | 75.63M USD | 60.34M USD | 53.4M USD | 55.34M USD | 54.68M USD |
| Selling, general, and administrative | 36.07M USD | 32.96M USD | 29.25M USD | 27.93M USD | 27.11M USD |
| Operating expenses | 50.4M USD | 42.57M USD | 38.36M USD | 36.93M USD | 35.03M USD |
| Interest income | 97.05M USD | 89.42M USD | 72.7M USD | 51.12M USD | 47.52M USD |
| Interest expense | 35.03M USD | 37.38M USD | 23.81M USD | 3.17M USD | 2.24M USD |
| Depreciation and amortization | 1.01M USD | 1.86M USD | 1.92M USD | 1.82M USD | 1.92M USD |
| Operating income | 25.23M USD | 17.77M USD | 15.04M USD | 18.41M USD | 19.65M USD |
| Net income | 19.21M USD | 13.96M USD | 11.84M USD | 14.61M USD | 15.47M USD |
Company facts updated Aug 24, 2026.
FCCO news
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Mar 1, 2002 | 5:4 | — | — |
Stock split | May 29, 2001 | 21:20 | — | — |
Effective Mar 1, 2002
5:4
Effective May 29, 2001
21:20
FCCO peers
ETFs holding FCCO
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI9.16M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM7.83M0.01%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV4.35M0.01%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF3.68M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN3.08M0.02%14.66B USD0.24%$224.81+0.45%
Vanguard Russell 2000 ETFVTWO1.69M0.01%17.4B USD0.06%$121.25+0.74%
iShares Micro-Cap ETFIWC1.06M0.07%1.53B USD0.60%$198.39+1.10%
Dimensional - US Small Cap ETFDFAS1.05M0.01%15.92B USD0.26%$83.02+0.73%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 9.16M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 7.83M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 4.35M
- Weight
- 0.01%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 3.68M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 3.08M
- Weight
- 0.02%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Russell 2000 ETFVTWO- Market value
- 1.69M
- Weight
- 0.01%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
iShares Micro-Cap ETFIWC- Market value
- 1.06M
- Weight
- 0.07%
- AUM
- 1.53B USD
- Expense ratio
- 0.60%
- Price / 1D
- $198.39+1.10%
Dimensional - US Small Cap ETFDFAS- Market value
- 1.05M
- Weight
- 0.01%
- AUM
- 15.92B USD
- Expense ratio
- 0.26%
- Price / 1D
- $83.02+0.73%
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