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NYSEFinancial ServicesBanks - Regional
Latest quote
$20.06
+$0.20 · +1.01%
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Previous close
$20.06
+$0.20 · +1.01%
Pre-market
$20.14
+$0.08 · +0.40%
Oct 9, 8:59 AM ET
Regular session · ET · Market data may be delayed.
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Day range
Current $20.06
52-week range
Current $20.06
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
79
Undervalued
Sentiment
64
Bullish
Risk
17
Low Risk
Momentum
50
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company’s consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Day range
Current $20.06
52-week range
Current $20.06
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 729.44M USD | 699.69M USD | 626.61M USD | 428.66M USD | 400.6M USD |
| Cost of goods sold | 236.32M USD | 250.74M USD | 159.14M USD | 38.84M USD | 13.92M USD |
| Gross profit | 493.12M USD | 448.95M USD | 467.47M USD | 389.82M USD | 386.67M USD |
| Selling, general, and administrative | 94.61M USD | 160.8M USD | 154.84M USD | 133.93M USD | 127.02M USD |
| Operating expenses | 294.76M USD | 270.75M USD | 269.92M USD | 229.64M USD | 213.86M USD |
| Interest income | 630.67M USD | 598.41M USD | 526.99M USD | 329.08M USD | 293.32M USD |
| Interest expense | 206.6M USD | 221.57M USD | 144.32M USD | 17.73M USD | 15.3M USD |
| Depreciation and amortization | 6.63M USD | 5.69M USD | 4.1M USD | 10.55M USD | 11.44M USD |
| Operating income | 198.36M USD | 178.21M USD | 197.56M USD | 160.19M USD | 172.82M USD |
| Net income | 152.3M USD | 142.57M USD | 157.06M USD | 128.18M USD | 138.26M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$30.00
49.55% upsideCash distributions grouped by calendar year; partial years are marked.
$0.535
2025 complete year+17.6% since 2021
2026 partial: $0.415
$0.455
2,021
$0.475
2,022
$0.495
2,023
$0.515
2,024
$0.535
2,025
$0.415
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 7, 2026 | $0.14Quarterly | Aug 7, 2026 | Aug 21, 2026 |
Dividend | May 8, 2026 | $0.14Quarterly | May 8, 2026 | May 22, 2026 |
Dividend | Feb 6, 2026 | $0.135Quarterly | Feb 6, 2026 | Feb 20, 2026 |
Dividend | Nov 7, 2025 | $0.135Quarterly | Nov 7, 2025 | Nov 21, 2025 |
Dividend | Aug 8, 2025 | $0.135Quarterly | Aug 8, 2025 | Aug 22, 2025 |
Dividend | May 9, 2025 | $0.135Quarterly | May 9, 2025 | May 23, 2025 |
Ex-dividend Aug 7, 2026
$0.14
Quarterly
Record Aug 7, 2026 · Payment Aug 21, 2026
Ex-dividend May 8, 2026
$0.14
Quarterly
Record May 8, 2026 · Payment May 22, 2026
Ex-dividend Feb 6, 2026
$0.135
Quarterly
Record Feb 6, 2026 · Payment Feb 20, 2026
Ex-dividend Nov 7, 2025
$0.135
Quarterly
Record Nov 7, 2025 · Payment Nov 21, 2025
Ex-dividend Aug 8, 2025
$0.135
Quarterly
Record Aug 8, 2025 · Payment Aug 22, 2025
Ex-dividend May 9, 2025
$0.135
Quarterly
Record May 9, 2025 · Payment May 23, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR119.68M0.12%102.88B USD0.06%$137.31+0.17%
Vanguard Morningstar Total Stock Market ETFVTI63.6M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM51.67M0.07%77.7B USD0.19%$277.57-0.05%
Vanguard Morningstar Small-Cap ETFVB45.98M0.02%185.3B USD0.03%$287.63+0.23%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV37.7M0.14%26.91B USD0.33%$38.10+0.82%
Dimensional - US Targeted Value ETFDFAT29.89M0.10%30.26B USD0.33%$67.56+0.72%
Vanguard Morningstar Small-Cap Value ETFVBR29.22M0.04%68.2B USD0.05%$233.91+0.75%
Avantis U.S. Small Cap Value ETFAVUV26.84M0.09%30.82B USD0.25%$120.13+0.84%iShares Core S&P Small-Cap ETFIJRVanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMVanguard Morningstar Small-Cap ETFVBU.S. Small Cap Value Portfolio ETF Class SharesDFSVDimensional - US Targeted Value ETFDFATVanguard Morningstar Small-Cap Value ETFVBRAvantis U.S. Small Cap Value ETFAVUVAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
