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NASDAQFinancial ServicesBanks - Regional
Latest quote
$2,140.8
+$11.8601 · +0.56%
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.
Regular session
$2,140.8
+$11.8601 · +0.56%
Regular session · ET · Market data may be delayed.
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.
Day range
Current $2,140.8
52-week range
Current $2,140.8
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
77
Undervalued
Sentiment
71
Bullish
Risk
20
Low Risk
Momentum
41
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.
Day range
Current $2,140.8
52-week range
Current $2,140.8
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 14.5B USD | 14.94B USD | 12.64B USD | 5.1B USD | 1.9B USD |
| Cost of goods sold | 5.59B USD | 5.64B USD | 5.05B USD | 1.11B USD | 24M USD |
| Gross profit | 8.91B USD | 9.3B USD | 7.58B USD | 3.98B USD | 1.88B USD |
| Selling, general, and administrative | 4.25B USD | 3.51B USD | 3.12B USD | 1.68B USD | 783M USD |
| Operating expenses | 5.94B USD | 5.71B USD | −4.49B USD | 2.62B USD | 1.17B USD |
| Interest income | 11.78B USD | 12.35B USD | 10.39B USD | 3.41B USD | 1.45B USD |
| Interest expense | 4.96B USD | 5.21B USD | 3.68B USD | 467M USD | 61M USD |
| Depreciation and amortization | 427M USD | 130M USD | −57M USD | 533M USD | 143M USD |
| Operating income | 2.97B USD | 3.59B USD | 12.08B USD | 1.36B USD | 701M USD |
| Net income | 2.21B USD | 2.78B USD | 11.47B USD | 1.1B USD | 547M USD |
Company facts updated Sep 10, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Third-party consensus; not a GoAI recommendation.
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI515.8M0.02%2.3T USD0.03%$373.7-0.50%
Vanguard Morningstar Small-Cap ETFVB372.3M0.20%183.4B USD0.03%$292.08-0.69%
Vanguard Morningstar Small-Cap Value ETFVBR236.5M0.34%68.3B USD0.05%$240.59-0.54%
Vanguard Extended Market ETFVXF234.54M0.24%93.7B USD0.05%$237.11-0.66%
iShares MSCI USA Min Vol Factor ETFUSMV114.99M0.48%24.12B USD0.15%$99.305-0.15%
Gabelli Financial Services Opportunities ETFGABF91.27M1.82%50.2M USD0.90%$44.94-0.93%
iShares Russell Mid-Cap ETFIWR69.64M0.12%56.98B USD0.18%$109.43-0.47%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY53.23M0.47%11.42B USD0.58%$42.295-0.65%Vanguard Morningstar Total Stock Market ETFVTIVanguard Morningstar Small-Cap ETFVBVanguard Morningstar Small-Cap Value ETFVBRVanguard Extended Market ETFVXFiShares MSCI USA Min Vol Factor ETFUSMVGabelli Financial Services Opportunities ETFGABFiShares Russell Mid-Cap ETFIWRFirst Trust SMID Cap Rising Dividend Achievers ETFSDVYAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
