
First Financial Bancorp.
FFBCNASDAQFinancial ServicesBanks - Regional
Regular session
$33.09
+$0.06 · +0.18%
FFBC company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
84
Deep Value
Momentum
62
Gaining
Sentiment
69
Bullish
Risk resilience
79
Moderate Risk
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Company profile
Company websiteFirst Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Archie Brown
- Listed since
- Dec 21, 1983
- Employees
- 2,199
Market position
Day range
Current $33.09
52-week range
Current $33.09
- Open
- $33.10
- Previous close
- $33.03
- Volume
- 194.98K
- 0.2× average
- Average volume
- 985.66K
- Average daily volume
- Market cap
- 3.47B USD
- Beta
- 0.93
- Market reference 1
- 50-day average
- $33.7526
- -1.96% below average
- 200-day average
- $29.3252
- +12.84% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 3.38B USD
- EV / EBITDA
- 9.86×
- Earnings yield
- 10.77%
- Free cash flow yield
- 13.36%
Profitability & efficiency
- Return on equity
- 9.23%
- Return on assets
- 1.21%
- Return on invested capital
- 5.43%
Financial health
- Current ratio
- 0.28×
- Altman Z-score
- -0.32
- Piotroski F-score
- 5 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.26B USD | 1.23B USD | 1.12B USD | 774.65M USD | 654.72M USD |
| Cost of goods sold | 397.53M USD | 437.74M USD | 318.34M USD | 77.58M USD | 12.98M USD |
| Gross profit | 861.82M USD | 787.92M USD | 797.09M USD | 697.07M USD | 641.75M USD |
| Selling, general, and administrative | 374.2M USD | 368.94M USD | 346.83M USD | 305.67M USD | 259.54M USD |
| Operating expenses | 540.55M USD | 519.6M USD | 478.49M USD | 455.35M USD | 400.81M USD |
| Interest income | 1B USD | 1B USD | 903M USD | 585.01M USD | 483.22M USD |
| Interest expense | 359.86M USD | 390.09M USD | 275.23M USD | 65.86M USD | 31.1M USD |
| Depreciation and amortization | 22.09M USD | 38.42M USD | 37.8M USD | 38.81M USD | 39.56M USD |
| Operating income | 321.27M USD | 268.32M USD | 318.6M USD | 241.72M USD | 240.93M USD |
| Net income | 255.61M USD | 228.83M USD | 255.86M USD | 217.61M USD | 205.16M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 2.66
- FY2025 · +10.83% year over year
- Latest fiscal-year revenue
- 1.26B USD
- FY2025 · +2.75% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
19 ratingsRecent analyst actions
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.98
2025 complete year+6.5% since 2021
2026 partial: $0.50
$0.92
2,021
$0.92
2,022
$0.92
2,023
$0.94
2,024
$0.98
2,025
$0.50
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 1, 2026 | $0.26Quarterly | Sep 1, 2026 | Sep 15, 2026 |
Dividend | Jun 1, 2026 | $0.25Quarterly | Jun 1, 2026 | Jun 15, 2026 |
Dividend | Mar 2, 2026 | $0.25Quarterly | Mar 2, 2026 | Mar 16, 2026 |
Dividend | Dec 1, 2025 | $0.25Quarterly | Dec 1, 2025 | Dec 15, 2025 |
Dividend | Sep 2, 2025 | $0.25Quarterly | Sep 2, 2025 | Sep 15, 2025 |
Dividend | Jun 2, 2025 | $0.24Quarterly | Jun 2, 2025 | Jun 16, 2025 |
Ex-dividend Sep 1, 2026
$0.26
Quarterly
Record Sep 1, 2026 · Payment Sep 15, 2026
Ex-dividend Jun 1, 2026
$0.25
Quarterly
Record Jun 1, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 2, 2026
$0.25
Quarterly
Record Mar 2, 2026 · Payment Mar 16, 2026
Ex-dividend Dec 1, 2025
$0.25
Quarterly
Record Dec 1, 2025 · Payment Dec 15, 2025
Ex-dividend Sep 2, 2025
$0.25
Quarterly
Record Sep 2, 2025 · Payment Sep 15, 2025
Ex-dividend Jun 2, 2025
$0.24
Quarterly
Record Jun 2, 2025 · Payment Jun 16, 2025
FFBC peers
ETFs holding FFBC
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR215.97M0.19%111.19B USD0.06%$146.59-0.49%
Vanguard Morningstar Total Stock Market ETFVTI107.66M0.00%2.3T USD0.03%$377.21-0.27%
iShares Russell 2000 ETFIWM89.35M0.11%81.62B USD0.19%$297.82-0.72%
Vanguard Morningstar Small-Cap ETFVB77.54M0.04%183.4B USD0.03%$302.56-0.72%
First Trust RBA American Industrial RenaissanceTM ETFAIRR56.27M0.55%10.14B USD0.69%$112.62-2.30%
Vanguard Morningstar Small-Cap Value ETFVBR49.24M0.07%68.3B USD0.05%$248.11-0.43%
Bahl & Gaynor Small/Mid Cap Income Growth ETFSMIG46.23M3.09%1.13B USD0.60%$32.775-0.55%
Vanguard Extended Market ETFVXF40.44M0.04%93.7B USD0.05%$243.36-0.89%
iShares Core S&P Small-Cap ETFIJR- Market value
- 215.97M
- Weight
- 0.19%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $146.59-0.49%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 107.66M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $377.21-0.27%
iShares Russell 2000 ETFIWM- Market value
- 89.35M
- Weight
- 0.11%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $297.82-0.72%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 77.54M
- Weight
- 0.04%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $302.56-0.72%
First Trust RBA American Industrial RenaissanceTM ETFAIRR- Market value
- 56.27M
- Weight
- 0.55%
- AUM
- 10.14B USD
- Expense ratio
- 0.69%
- Price / 1D
- $112.62-2.30%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 49.24M
- Weight
- 0.07%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $248.11-0.43%
Bahl & Gaynor Small/Mid Cap Income Growth ETFSMIG- Market value
- 46.23M
- Weight
- 3.09%
- AUM
- 1.13B USD
- Expense ratio
- 0.60%
- Price / 1D
- $32.775-0.55%
Vanguard Extended Market ETFVXF- Market value
- 40.44M
- Weight
- 0.04%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.36-0.89%
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