
NASDAQFinancial ServicesBanks - Regional
Latest quote
$30.90
−$0.30 · -0.96%
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Previous close
$30.90
−$0.30 · -0.96%
After-hours
$30.90
$0.00 · 0.00%
Oct 9, 7:30 PM ET
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
84
Deep Value
Sentiment
69
Bullish
Risk
21
Moderate Risk
Momentum
62
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
Day range
Current $30.90
52-week range
Current $30.90
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.26B USD | 1.23B USD | 1.12B USD | 774.65M USD | 654.72M USD |
| Cost of goods sold | 397.53M USD | 437.74M USD | 318.34M USD | 77.58M USD | 12.98M USD |
| Gross profit | 861.82M USD | 787.92M USD | 797.09M USD | 697.07M USD | 641.75M USD |
| Selling, general, and administrative | 374.2M USD | 368.94M USD | 346.83M USD | 305.67M USD | 259.54M USD |
| Operating expenses | 540.55M USD | 519.6M USD | 478.49M USD | 455.35M USD | 400.81M USD |
| Interest income | 1B USD | 1B USD | 903M USD | 585.01M USD | 483.22M USD |
| Interest expense | 359.86M USD | 390.09M USD | 275.23M USD | 65.86M USD | 31.1M USD |
| Depreciation and amortization | 39.82M USD | 38.42M USD | 37.8M USD | 38.81M USD | 39.56M USD |
| Operating income | 321.27M USD | 268.32M USD | 318.6M USD | 241.72M USD | 240.93M USD |
| Net income | 255.61M USD | 228.83M USD | 255.86M USD | 217.61M USD | 205.16M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$35.00
13.27% upsideCash distributions grouped by calendar year; partial years are marked.
$0.98
2025 complete year+6.5% since 2021
2026 partial: $0.76
$0.92
2,021
$0.92
2,022
$0.92
2,023
$0.94
2,024
$0.98
2,025
$0.76
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 1, 2026 | $0.26Quarterly | Sep 1, 2026 | Sep 15, 2026 |
Dividend | Jun 1, 2026 | $0.25Quarterly | Jun 1, 2026 | Jun 15, 2026 |
Dividend | Mar 2, 2026 | $0.25Quarterly | Mar 2, 2026 | Mar 16, 2026 |
Dividend | Dec 1, 2025 | $0.25Quarterly | Dec 1, 2025 | Dec 15, 2025 |
Dividend | Sep 2, 2025 | $0.25Quarterly | Sep 2, 2025 | Sep 15, 2025 |
Dividend | Jun 2, 2025 | $0.24Quarterly | Jun 2, 2025 | Jun 16, 2025 |
Ex-dividend Sep 1, 2026
$0.26
Quarterly
Record Sep 1, 2026 · Payment Sep 15, 2026
Ex-dividend Jun 1, 2026
$0.25
Quarterly
Record Jun 1, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 2, 2026
$0.25
Quarterly
Record Mar 2, 2026 · Payment Mar 16, 2026
Ex-dividend Dec 1, 2025
$0.25
Quarterly
Record Dec 1, 2025 · Payment Dec 15, 2025
Ex-dividend Sep 2, 2025
$0.25
Quarterly
Record Sep 2, 2025 · Payment Sep 15, 2025
Ex-dividend Jun 2, 2025
$0.24
Quarterly
Record Jun 2, 2025 · Payment Jun 16, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI103.68M0.00%2.3T USD0.03%$381.94+0.63%
iShares Russell 2000 ETFIWM84.34M0.11%78.27B USD0.19%$278.94+0.49%
Vanguard Morningstar Small-Cap ETFVB74.79M0.04%185.3B USD0.03%$289.48+0.64%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV64.89M0.24%26.81B USD0.33%$37.95-0.39%
First Trust RBA American Industrial RenaissanceTM ETFAIRR52.21M0.58%9B USD0.69%$104.19+0.05%
Vanguard Morningstar Small-Cap Value ETFVBR47.53M0.07%68.2B USD0.05%$234.43+0.22%
Dimensional - US Targeted Value ETFDFAT46.05M0.15%30.12B USD0.33%$67.27-0.43%
Bahl & Gaynor Small/Mid Cap Income Growth ETFSMIG43.56M3.07%1.44B USD0.60%$31.435+0.34%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Morningstar Small-Cap ETFVB
U.S. Small Cap Value Portfolio ETF Class SharesDFSV
First Trust RBA American Industrial RenaissanceTM ETFAIRR
Vanguard Morningstar Small-Cap Value ETFVBR
Dimensional - US Targeted Value ETFDFAT
Bahl & Gaynor Small/Mid Cap Income Growth ETFSMIGAI-generated and delayed market data for informational and educational purposes only. Not investment advice.