
NASDAQFinancial ServicesBanks - Regional
Latest quote
$32.60
−$0.09 · -0.28%
First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.
Regular session
$32.60
−$0.09 · -0.28%
Regular session · ET · Market data may be delayed.
First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.
Day range
Current $32.60
52-week range
Current $32.60
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
34
Expensive
Sentiment
63
Bullish
Risk
25
Moderate Risk
Momentum
52
Neutral
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Thesis, catalysts, evidence, and risk analysis.
First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.
Day range
Current $32.60
52-week range
Current $32.60
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 825.8M USD | 739.21M USD | 622.31M USD | 551.27M USD | 505.62M USD |
| Cost of goods sold | 232.69M USD | 216M USD | 154.89M USD | 48.87M USD | 4.9M USD |
| Gross profit | 593.11M USD | 523.22M USD | 467.42M USD | 502.4M USD | 500.72M USD |
| Selling, general, and administrative | 214.62M USD | 165.57M USD | 144.99M USD | 143.21M USD | 150.57M USD |
| Operating expenses | 283.5M USD | 251.37M USD | 224.12M USD | 221.53M USD | 228.75M USD |
| Interest income | 704.72M USD | 631.93M USD | 530.13M USD | 435.69M USD | 380.44M USD |
| Interest expense | 201.59M USD | 202.18M USD | 144.26M USD | 31.44M USD | 6.04M USD |
| Depreciation and amortization | 10.33M USD | 13.43M USD | 12.58M USD | 12.76M USD | 13.06M USD |
| Operating income | 309.61M USD | 271.85M USD | 243.3M USD | 280.87M USD | 271.97M USD |
| Net income | 253.59M USD | 223.51M USD | 198.98M USD | 234.48M USD | 227.56M USD |
Company facts updated Sep 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$35.00
7.36% upsideCash distributions grouped by calendar year; partial years are marked.
$0.75
2025 complete year+29.3% since 2021
2026 partial: $0.41
$0.58
2,021
$0.66
2,022
$0.71
2,023
$0.72
2,024
$0.75
2,025
$0.41
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 14, 2026 | $0.22Quarterly | Sep 14, 2026 | Oct 1, 2026 |
Dividend | Jun 12, 2026 | $0.22Quarterly | Jun 12, 2026 | Jul 1, 2026 |
Dividend | Mar 13, 2026 | $0.19Quarterly | Mar 13, 2026 | Apr 1, 2026 |
Dividend | Dec 15, 2025 | $0.19Quarterly | Dec 15, 2025 | Jan 2, 2026 |
Dividend | Sep 15, 2025 | $0.19Quarterly | Sep 15, 2025 | Oct 1, 2025 |
Dividend | Jun 16, 2025 | $0.19Quarterly | Jun 16, 2025 | Jul 1, 2025 |
Ex-dividend Sep 14, 2026
$0.22
Quarterly
Record Sep 14, 2026 · Payment Oct 1, 2026
Ex-dividend Jun 12, 2026
$0.22
Quarterly
Record Jun 12, 2026 · Payment Jul 1, 2026
Ex-dividend Mar 13, 2026
$0.19
Quarterly
Record Mar 13, 2026 · Payment Apr 1, 2026
Ex-dividend Dec 15, 2025
$0.19
Quarterly
Record Dec 15, 2025 · Payment Jan 2, 2026
Ex-dividend Sep 15, 2025
$0.19
Quarterly
Record Sep 15, 2025 · Payment Oct 1, 2025
Ex-dividend Jun 16, 2025
$0.19
Quarterly
Record Jun 16, 2025 · Payment Jul 1, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH157.38M0.12%126.02B USD0.05%$74.12-0.59%
Vanguard Morningstar Total Stock Market ETFVTI136.54M0.01%2.3T USD0.03%$373.74-0.48%
iShares Russell 2000 ETFIWM112.01M0.14%80.51B USD0.19%$288.27-0.81%
Vanguard Morningstar Small-Cap ETFVB98.42M0.05%183.4B USD0.03%$292.22-0.64%
Vanguard Morningstar Small-Cap Value ETFVBR62.48M0.09%68.3B USD0.05%$240.65-0.51%
Vanguard Extended Market ETFVXF52.73M0.05%93.7B USD0.05%$237-0.70%
State Street SPDR S&P Regional Banking ETFKRE33.96M0.81%4.18B USD0.35%$73.29-0.22%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY31.78M0.12%26.49B USD0.23%$675.71-0.58%
iShares Core S&P Mid-Cap ETFIJH
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Morningstar Small-Cap ETFVB
Vanguard Morningstar Small-Cap Value ETFVBR
Vanguard Extended Market ETFVXF
State Street SPDR S&P Regional Banking ETFKRE
State Street SPDR S&P MIDCAP 400 ETF TrustMDYAI-generated and delayed market data for informational and educational purposes only. Not investment advice.