
Fair Isaac Corporation
FICONYSETechnologySoftware - Application
Previous close
$1,172.67
+$22.92 · +1.99%
FICO company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
56
Fair Value
Momentum
50
Neutral
Sentiment
66
Bullish
Risk resilience
47
Elevated Risk
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Company profile
Company websiteFair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.
- Industry
- Software - Application
- Sector
- Technology
- Headquarters
- US
- CEO
- William J. Lansing
- Listed since
- Jul 22, 1987
- Employees
- 3,876
Market position
Day range
Current $1,172.67
52-week range
Current $1,172.67
- Open
- $1,152.73
- Previous close
- $1,149.75
- Volume
- 293.1K
- 0.85× average
- Average volume
- 346.24K
- Average daily volume
- Market cap
- 25.33B USD
- Beta
- 1.32
- Market reference 1
- 50-day average
- $1,173.19
- -0.04% below average
- 200-day average
- $1,334.94
- -12.16% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 39.22B USD
- P/E (TTM)
- 33.69×
- P/B (TTM)
- -6.49×
- P/S (TTM)
- 10.58×
- EV / EBITDA
- 41.23×
- Earnings yield
- 1.80%
- Free cash flow yield
- 2.12%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 85.10%
- Operating margin
- 51.65%
- Net margin
- 34.05%
- Return on equity
- -37.34%
- Return on assets
- 34.90%
- Return on invested capital
- 52.96%
Financial health
- Debt / equity
- -1.37×
- Current ratio
- 0.83×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.99B USD | 1.72B USD | 1.51B USD | 1.38B USD | 1.32B USD |
| Cost of goods sold | 353.72M USD | 348.21M USD | 311.05M USD | 302.17M USD | 332.46M USD |
| Gross profit | 1.64B USD | 1.37B USD | 1.2B USD | 1.08B USD | 984.07M USD |
| Research and development | 188.35M USD | 171.94M USD | 159.95M USD | 146.76M USD | 171.23M USD |
| Selling, general, and administrative | 513.03M USD | 462.83M USD | 400.57M USD | 383.86M USD | 396.28M USD |
| Operating expenses | 712.3M USD | 635.69M USD | 559.67M USD | 532.68M USD | 478.59M USD |
| Interest expense | 133.65M USD | 105.64M USD | 95.55M USD | 68.97M USD | 40.09M USD |
| Depreciation and amortization | 14.95M USD | 13.83M USD | 14.64M USD | 20.47M USD | 25.59M USD |
| Operating income | 924.85M USD | 733.63M USD | 642.83M USD | 542.41M USD | 505.49M USD |
| Net income | 651.95M USD | 512.81M USD | 429.38M USD | 373.54M USD | 392.08M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 3 misses, 0 met estimates
- Average EPS surprise
- +1.93%
- 11 comparable reports
- Latest EPS result
- 12.18
- Estimate 11.76 · Beat by 3.57%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$1,539.33
31.27% upsideRecent analyst actions
FICO peers
ETFs holding FICO
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI787.79M0.03%2.3T USD0.03%$378.24+0.44%
Vanguard S&P 500 ETFVOO684.33M0.04%1.7T USD0.03%$703.71+0.39%
Vanguard Morningstar Mid-Cap ETFVO535.44M0.24%224.7B USD0.03%$82.97+0.53%
iShares Core S&P 500 ETFIVV358.92M0.04%891.84B USD0.03%$769.31+0.39%
State Street SPDR S&P 500 ETFSPY331.05M0.04%817.87B USD0.09%$765.72+0.41%
Akre Focus ETFAKRE326.72M6.05%9.94B USD0.98%$60.52+0.65%
Vanguard Morningstar Growth ETFVUG321.45M0.09%372B USD0.03%$87.50+0.38%
Vanguard Information Technology ETFVGT243.11M0.15%160.2B USD0.09%$118.42+0.05%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 787.79M
- Weight
- 0.03%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard S&P 500 ETFVOO- Market value
- 684.33M
- Weight
- 0.04%
- AUM
- 1.7T USD
- Expense ratio
- 0.03%
- Price / 1D
- $703.71+0.39%
Vanguard Morningstar Mid-Cap ETFVO- Market value
- 535.44M
- Weight
- 0.24%
- AUM
- 224.7B USD
- Expense ratio
- 0.03%
- Price / 1D
- $82.97+0.53%
iShares Core S&P 500 ETFIVV- Market value
- 358.92M
- Weight
- 0.04%
- AUM
- 891.84B USD
- Expense ratio
- 0.03%
- Price / 1D
- $769.31+0.39%
State Street SPDR S&P 500 ETFSPY- Market value
- 331.05M
- Weight
- 0.04%
- AUM
- 817.87B USD
- Expense ratio
- 0.09%
- Price / 1D
- $765.72+0.41%
Akre Focus ETFAKRE- Market value
- 326.72M
- Weight
- 6.05%
- AUM
- 9.94B USD
- Expense ratio
- 0.98%
- Price / 1D
- $60.52+0.65%
Vanguard Morningstar Growth ETFVUG- Market value
- 321.45M
- Weight
- 0.09%
- AUM
- 372B USD
- Expense ratio
- 0.03%
- Price / 1D
- $87.50+0.38%
Vanguard Information Technology ETFVGT- Market value
- 243.11M
- Weight
- 0.15%
- AUM
- 160.2B USD
- Expense ratio
- 0.09%
- Price / 1D
- $118.42+0.05%
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