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Figure Technology Solutions, Inc. Class A Common Stock logo

Figure Technology Solutions, Inc. Class A Common Stock

FIGR

NASDAQFinancial ServicesFinancial - Capital Markets

Open in GoAI

Previous close

$39.10

+$3.04 · +8.43%

Aug 21, 4:00 PM ET

Pre-market

$39.0787

−$0.0213 · -0.05%

Aug 24, 7:53 AM ET

FIGR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

96

Deep Value

Momentum

28

Weakening

Sentiment

49

Mixed

Risk resilience

43

Elevated Risk

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Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

Figure Technology Solutions, Inc. specializes in creating and operating advanced blockchain-based platforms, primarily serving the consumer finance industry. The company provides a comprehensive suite of distributed ledger technology solutions designed to facilitate various marketplace activities, including lending, trading, and investing. Founded in 2018, Figure Technology Solutions is based in Reno, Nevada. The entity was formerly known as FT Intermediate, Inc., adopting its current name in August 2025.

Industry
Financial - Capital Markets
Sector
Financial Services
Headquarters
US
CEO
Michael Benjamin Tannenbaum
Listed since
Sep 11, 2025
Employees
602

Market position

Day range

Current $39.10

52-week range

Current $39.10

Open
$37.10
Previous close
$36.06
Volume
5.35M
1.34× average
Average volume
3.98M
Average daily volume
Market cap
7.14B USD
Beta
-0.02
Market reference 1
50-day average
$29.9938
+30.36% above average
200-day average
$36.9424
+5.84% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
9.03B USD
P/E (TTM)
35.52×
P/B (TTM)
6.07×
P/S (TTM)
10.01×
EV / EBITDA
50.49×
Earnings yield
1.43%
Free cash flow yield
0.45%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
86.99%
Operating margin
38.37%
Net margin
33.24%
Return on equity
10.89%
Return on assets
5.78%
Return on invested capital
7.61%

Financial health

Debt / equity
1.04×
Current ratio
2.2×
Altman Z-score
3.66
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends104%56%7%-42%Gross margin, FY2023: 88.78%Gross margin, FY2024: 92.28%Gross margin, FY2025: 78.66%Operating margin, FY2023: -29.62%Operating margin, FY2024: 3.31%Operating margin, FY2025: 36.34%Net margin, FY2023: -28.72%Net margin, FY2024: 6.16%Net margin, FY2025: 29.28%FY2023FY2024FY2025
Gross margin FY2023 88.78%. Gross margin FY2024 92.28%. Gross margin FY2025 78.66%. Operating margin FY2023 -29.62%. Operating margin FY2024 3.31%. Operating margin FY2025 36.34%. Net margin FY2023 -28.72%. Net margin FY2024 6.16%. Net margin FY2025 29.28%.

Income trends

Revenue

457.21M USD+63.70%

Operating income

166.17M USD+1699.30%

Net income

133.86M USD+677.61%
Income trends across reported periods507.88M USD305.22M USD102.56M USD−100.1M USDRevenue, FY2023: 166.89M USDRevenue, FY2024: 279.31M USDRevenue, FY2025: 457.21M USDOperating income, FY2023: −49.44M USDOperating income, FY2024: 9.24M USDOperating income, FY2025: 166.17M USDNet income, FY2023: −47.94M USDNet income, FY2024: 17.21M USDNet income, FY2025: 133.86M USDFY2023FY2024FY2025
Revenue FY2023 166.89M USD. Revenue FY2024 279.31M USD. Revenue FY2025 457.21M USD. Operating income FY2023 −49.44M USD. Operating income FY2024 9.24M USD. Operating income FY2025 166.17M USD. Net income FY2023 −47.94M USD. Net income FY2024 17.21M USD. Net income FY2025 133.86M USD.
Metric (USD)FY2025FY2024FY2023
Revenue457.21M USD279.31M USD166.89M USD
Cost of goods sold97.56M USD21.57M USD18.72M USD
Gross profit359.65M USD257.74M USD148.17M USD
Research and development—62.66M USD49.15M USD
Selling, general, and administrative208.07M USD110.39M USD71.2M USD
Operating expenses193.48M USD248.5M USD197.61M USD
Interest income74.81M USD48.21M USD48.16M USD
Interest expense48.87M USD56.42M USD49.2M USD
Depreciation and amortization16.25M USD17.11M USD19.38M USD
Operating income166.17M USD9.24M USD−49.44M USD
Net income133.86M USD17.21M USD−47.94M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
50%
2 beats, 2 misses, 0 met estimates
Average EPS surprise
+26.43%
4 comparable reports
Latest EPS result
0.37
Estimate 0.24 · Beat by 52.58%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.410.290.170.05Q3 '25No estimateQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q3 2025, reported Sep 2, 2025: actual 0.07, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 13, 2025: actual 0.34, estimate 0.162, surprise +110.27%, Beat. Q1 2026, reported Feb 26, 2026: actual 0.06, estimate 0.13, surprise -53.85%, Miss. Q2 2026, reported May 11, 2026: actual 0.18, estimate 0.186, surprise -3.28%, Miss. Q3 2026, reported Aug 13, 2026: actual 0.37, estimate 0.243, surprise +52.58%, Beat. Q4 2026, reported Nov 12, 2026: actual —, estimate 0.32, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates255.67M204.21M152.74M101.28MQ3 '25No estimateQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q3 2025, reported Sep 2, 2025: actual 111.93M USD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 13, 2025: actual 156.37M USD, estimate 119.4M USD, surprise +30.96%, Beat. Q1 2026, reported Feb 26, 2026: actual 157.63M USD, estimate 155.24M USD, surprise +1.54%, Beat. Q2 2026, reported May 11, 2026: actual 167.01M USD, estimate 159.5M USD, surprise +4.70%, Beat. Q3 2026, reported Aug 13, 2026: actual 218.45M USD, estimate 208.23M USD, surprise +4.90%, Beat. Q4 2026, reported Nov 12, 2026: actual —, estimate 245.02M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$60.00

53.45% upside
Past 12 months12-month forecastHigh $65.00Average $60.00Low $55.00

Rating distribution

7 ratings
Strong buy00%
Buy686%
Hold114%
Sell00%
Strong sell00%

Recent analyst actions

7 institutions
B of A SecuritiesmaintainNeutral

FIGR news

seekingalpha.com

Figure Technology: Loan Originations Are Doubling, Fueling 60%+ EBITDA Margin Expectations

Figure Technology Solutions, Inc. is a blockchain lending platform decoupling from broader AI-driven market trends. Despite a 20% YTD decline, FIGR's marketplace lending volumes are accelerating, and Q2 results were…

Read source
zacks.com

Why Figure Technology (FIGR) Might be Well Poised for a Surge

Figure Technology (FIGR) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

Read source
zacks.com

Wall Street Analysts See a 40.94% Upside in Figure Technology (FIGR): Can the Stock Really Move This High?

The consensus price target hints at a 40.9% upside potential for Figure Technology (FIGR). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions…

Read source
fool.com

Figure Technology CFO Minchung Kgil Sells 4,000 Shares

The transaction involved the sale of 4,000 shares at ~$30.03 per share, representing $120,120 in total value as of the August 12, 2026 transaction date. The disposition reduced the CFO's direct equity holdings by 0.81%.

Read source
defenseworld.net

Figure Technology Solutions Q2 Earnings Call Highlights

Figure Technology Solutions (NASDAQ: FIGR) reported second-quarter results marked by triple-digit growth in consumer loan marketplace volume, expanding adoption of its Figure Connect tokenized loan marketplace and a…

Read source
seekingalpha.com

Figure Technology Solutions, Inc. (FIGR) Q2 2026 Earnings Call Transcript

Figure Technology Solutions, Inc. (FIGR) Q2 2026 Earnings Call Transcript

Read source

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ETFs holding FIGR

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
79.72M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
57.53M
Weight
0.03%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Amplify Blockchain Technology ETF logoAmplify Blockchain Technology ETFBLOK
Market value
55.77M
Weight
5.06%
AUM
1.1B USD
Expense ratio
0.70%
Price / 1D
$62.95+1.73%
JPMorgan U.S. Tech Leaders ETF logoJPMorgan U.S. Tech Leaders ETFJTEK
Market value
42.86M
Weight
0.96%
AUM
4.46B USD
Expense ratio
0.65%
Price / 1D
$99.98+1.24%
Vanguard Morningstar Small-Cap Growth ETF logoVanguard Morningstar Small-Cap Growth ETFVBK
Market value
33.38M
Weight
0.07%
AUM
43.8B USD
Expense ratio
0.05%
Price / 1D
$358.65+0.70%
YieldMax Ultra Option Income Strategy ETF logoYieldMax Ultra Option Income Strategy ETFULTY
Market value
31.75M
Weight
4.19%
AUM
757.54M USD
Expense ratio
1.40%
Price / 1D
$26.66+0.57%
Alger Concentrated Equity ETF logoAlger Concentrated Equity ETFCNEQ
Market value
29.69M
Weight
1.57%
AUM
1.12B USD
Expense ratio
0.56%
Price / 1D
$39.59+0.87%
Bitwise Crypto Industry Innovators ETF logoBitwise Crypto Industry Innovators ETFBITQ
Market value
23.24M
Weight
5.51%
AUM
422.45M USD
Expense ratio
0.85%
Price / 1D
$25.17+2.36%

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