Fifth Third Bancorp logo

Fifth Third Bancorp

FITB

NYSEFinancial ServicesBanks - Regional

Latest quote

$54.82

+$0.32 · +0.59%

Aug 21, 3:59 PM ET

FITB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

53

Fair Value

Momentum

53

Neutral

Sentiment

69

Bullish

Risk resilience

77

Moderate Risk

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Company profile

Company website

Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that provides a range of financial products and services in the United States. It operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. Its Consumer and Small Banking segment engages in the provision of a range of deposit and loan products to individuals and small businesses; residential mortgage activities, including the origination, retention and servicing of residential mortgage loans, sales and securitizations of loans, and associated hedging activities; home equity loans and lines of credit, credit cards, automobile and other indirect lending, and other consumer lending services; and home improvement and solar energy installation loans through contractors and installers. The Wealth and Asset Management segment provides various wealth management services, such as wealth planning, investment management, banking, insurance, trust, and estate services for for individuals, companies, and not-for-profit organizations; retail brokerage services for individual clients; and advisory services for institutional clients. Fifth Third Bancorp was founded in 1858 and is headquartered in Cincinnati, Ohio.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Tim Spence
Listed since
Mar 17, 1980
Employees
25,197

Market position

Volume
6.26M
0.97× average
Average volume
6.48M
Average daily volume
Market cap
49.68B USD
Beta
0.92
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
42.12B USD
P/E (TTM)
18.52×
P/B (TTM)
1.45×
P/S (TTM)
3.34×
EV / EBITDA
11.65×
Earnings yield
8.11%
Free cash flow yield
12.23%
Dividend yield
2.92%

Profitability & efficiency

Gross margin
68.50%
Operating margin
20.11%
Net margin
15.77%
Return on equity
11.61%
Return on assets
1.18%
Return on invested capital
8.90%

Financial health

Debt / equity
0.65×
Current ratio
0.82×
Altman Z-score
-0.29
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends107%75%42%10%Gross margin, FY2021: 99.19%Gross margin, FY2022: 83.03%Gross margin, FY2023: 64.00%Gross margin, FY2024: 59.18%Gross margin, FY2025: 65.29%Operating margin, FY2021: 44.26%Operating margin, FY2022: 34.06%Operating margin, FY2023: 24.18%Operating margin, FY2024: 22.35%Operating margin, FY2025: 24.95%Net margin, FY2021: 34.86%Net margin, FY2022: 26.94%Net margin, FY2023: 19.01%Net margin, FY2024: 17.73%Net margin, FY2025: 19.61%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 99.19%. Gross margin FY2022 83.03%. Gross margin FY2023 64.00%. Gross margin FY2024 59.18%. Gross margin FY2025 65.29%. Operating margin FY2021 44.26%. Operating margin FY2022 34.06%. Operating margin FY2023 24.18%. Operating margin FY2024 22.35%. Operating margin FY2025 24.95%. Net margin FY2021 34.86%. Net margin FY2022 26.94%. Net margin FY2023 19.01%. Net margin FY2024 17.73%. Net margin FY2025 19.61%.

Income trends

Revenue

12.87B USD-1.40%

Operating income

3.21B USD+10.08%

Net income

2.52B USD+9.03%
Income trends across reported periods14.12B USD9.83B USD5.53B USD1.24B USDRevenue, FY2021: 7.95B USDRevenue, FY2022: 9.08B USDRevenue, FY2023: 12.36B USDRevenue, FY2024: 13.05B USDRevenue, FY2025: 12.87B USDOperating income, FY2021: 3.52B USDOperating income, FY2022: 3.09B USDOperating income, FY2023: 2.99B USDOperating income, FY2024: 2.92B USDOperating income, FY2025: 3.21B USDNet income, FY2021: 2.77B USDNet income, FY2022: 2.45B USDNet income, FY2023: 2.35B USDNet income, FY2024: 2.31B USDNet income, FY2025: 2.52B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 7.95B USD. Revenue FY2022 9.08B USD. Revenue FY2023 12.36B USD. Revenue FY2024 13.05B USD. Revenue FY2025 12.87B USD. Operating income FY2021 3.52B USD. Operating income FY2022 3.09B USD. Operating income FY2023 2.99B USD. Operating income FY2024 2.92B USD. Operating income FY2025 3.21B USD. Net income FY2021 2.77B USD. Net income FY2022 2.45B USD. Net income FY2023 2.35B USD. Net income FY2024 2.31B USD. Net income FY2025 2.52B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue12.87B USD13.05B USD12.36B USD9.08B USD7.95B USD
Cost of goods sold4.47B USD5.33B USD4.45B USD1.54B USD64M USD
Gross profit8.4B USD7.72B USD7.91B USD7.54B USD7.88B USD
Research and development128M USD
Selling, general, and administrative3.78B USD3.16B USD3.11B USD2.97B USD2.98B USD
Operating expenses5.19B USD4.81B USD4.92B USD4.45B USD4.37B USD
Interest income9.9B USD10.43B USD9.76B USD6.59B USD5.21B USD
Interest expense3.92B USD4.8B USD3.93B USD978M USD441M USD
Depreciation and amortization405M USD495M USD462M USD436M USD349M USD
Operating income3.21B USD2.92B USD2.99B USD3.09B USD3.52B USD
Net income2.52B USD2.31B USD2.35B USD2.45B USD2.77B USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
64%
7 beats, 4 misses, 0 met estimates
Average EPS surprise
+24.45%
11 comparable reports
Latest EPS result
0.83
Estimate 0.84 · Miss by 0.84%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.170.720.26-0.2Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 21, 2025: actual 0.9, estimate 0.88, surprise +2.27%, Beat. Q2 2025, reported Apr 17, 2025: actual 0.73, estimate 0.7, surprise +4.29%, Beat. Q3 2025, reported Jul 17, 2025: actual 0.9, estimate 0.867, surprise +3.81%, Beat. Q4 2025, reported Oct 17, 2025: actual 0.93, estimate 0.86, surprise +8.14%, Beat. Q1 2026, reported Jan 20, 2026: actual 1.08, estimate 0.996, surprise +8.43%, Beat. Q2 2026, reported Apr 17, 2026: actual 0.15, estimate -0.103, surprise +244.98%, Beat. Q3 2026, reported Jul 17, 2026: actual 0.83, estimate 0.837, surprise -0.84%, Miss. Q4 2026, reported Oct 19, 2026: actual —, estimate 0.838, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates3.47B2.96B2.46B1.95BQ1 '25MissQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 21, 2025: actual 2.14B USD, estimate 2.21B USD, surprise -2.97%, Miss. Q2 2025, reported Apr 17, 2025: actual 2.08B USD, estimate 2.16B USD, surprise -3.53%, Miss. Q3 2025, reported Jul 17, 2025: actual 2.25B USD, estimate 2.22B USD, surprise +1.12%, Beat. Q4 2025, reported Oct 17, 2025: actual 2.3B USD, estimate 2.29B USD, surprise +0.51%, Beat. Q1 2026, reported Jan 20, 2026: actual 2.35B USD, estimate 2.34B USD, surprise +0.22%, Beat. Q2 2026, reported Apr 17, 2026: actual 2.86B USD, estimate 2.85B USD, surprise +0.52%, Beat. Q3 2026, reported Jul 17, 2026: actual 3.26B USD, estimate 3.24B USD, surprise +0.48%, Beat. Q4 2026, reported Oct 19, 2026: actual —, estimate 3.34B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$62.13

13.33% upside
Past 12 months12-month forecastHigh $67.00Average $62.13Low $57.00

Rating distribution

51 ratings
Strong buy12%
Buy2753%
Hold2141%
Sell24%
Strong sell00%

FITB news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.54

2025 complete year+35.1% since 2021

2026 partial: $0.80

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 30, 2026

$0.40

Quarterly

Record Jun 30, 2026 · Payment Jul 15, 2026

Dividend

Ex-dividend Mar 31, 2026

$0.40

Quarterly

Record Mar 31, 2026 · Payment Apr 15, 2026

Dividend

Ex-dividend Dec 31, 2025

$0.40

Quarterly

Record Dec 31, 2025 · Payment Jan 15, 2026

Dividend

Ex-dividend Sep 30, 2025

$0.40

Quarterly

Record Sep 30, 2025 · Payment Oct 15, 2025

Dividend

Ex-dividend Jun 30, 2025

$0.37

Quarterly

Record Jun 30, 2025 · Payment Jul 15, 2025

Dividend

Ex-dividend Mar 31, 2025

$0.37

Quarterly

Record Mar 31, 2025 · Payment Apr 15, 2025

FITB peers

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