
NYSEFinancial ServicesBanks - Regional
Latest quote
$11.345
+$0.045 · +0.40%
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
Regular session
$11.345
+$0.045 · +0.40%
Regular session · ET · Market data may be delayed.
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
Day range
Current $11.345
52-week range
Current $11.345
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
55
Fair Value
Sentiment
52
Mixed
Risk
21
Moderate Risk
Momentum
50
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
Day range
Current $11.345
52-week range
Current $11.345
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.7B USD | 6.38B USD | 6.05B USD | 2.18B USD | 1.75B USD |
| Cost of goods sold | 2.93B USD | 4.89B USD | 3.25B USD | 829M USD | 403M USD |
| Gross profit | 1.77B USD | 1.49B USD | 2.8B USD | 1.35B USD | 1.35B USD |
| Selling, general, and administrative | 1.18B USD | 2.39B USD | 1.9B USD | 512M USD | 430M USD |
| Operating expenses | 1.96B USD | 2.87B USD | 2.85B USD | 523M USD | 541M USD |
| Interest income | 4.47B USD | 5.95B USD | 5.49B USD | 2.09B USD | 1.69B USD |
| Interest expense | 2.75B USD | 3.8B USD | 2.41B USD | 696M USD | 400M USD |
| Depreciation and amortization | 148M USD | 184M USD | 165M USD | 23M USD | 21M USD |
| Operating income | −198M USD | −1.38B USD | −50M USD | 826M USD | 806M USD |
| Net income | −177M USD | −1.12B USD | −79M USD | 650M USD | 596M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$17.07
50.46% upsideCash distributions grouped by calendar year; partial years are marked.
$0.04
2025 complete year-98.0% since 2021
2026 partial: $0.03
$2.04
2,021
$2.04
2,022
$2.04
2,023
$0.20
2,024
$0.04
2,025
$0.03
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 4, 2026 | $0.01Quarterly | Sep 7, 2026 | Sep 17, 2026 |
Dividend | Jun 5, 2026 | $0.01Quarterly | Jun 7, 2026 | Jun 17, 2026 |
Dividend | Mar 6, 2026 | $0.01Quarterly | Mar 7, 2026 | Mar 17, 2026 |
Dividend | Dec 5, 2025 | $0.01Quarterly | Dec 7, 2025 | Dec 17, 2025 |
Dividend | Sep 5, 2025 | $0.01Quarterly | Sep 7, 2025 | Sep 17, 2025 |
Dividend | Jun 6, 2025 | $0.01Quarterly | Jun 7, 2025 | Jun 17, 2025 |
Ex-dividend Sep 4, 2026
$0.01
Quarterly
Record Sep 7, 2026 · Payment Sep 17, 2026
Ex-dividend Jun 5, 2026
$0.01
Quarterly
Record Jun 7, 2026 · Payment Jun 17, 2026
Ex-dividend Mar 6, 2026
$0.01
Quarterly
Record Mar 7, 2026 · Payment Mar 17, 2026
Ex-dividend Dec 5, 2025
$0.01
Quarterly
Record Dec 7, 2025 · Payment Dec 17, 2025
Ex-dividend Sep 5, 2025
$0.01
Quarterly
Record Sep 7, 2025 · Payment Sep 17, 2025
Ex-dividend Jun 6, 2025
$0.01
Quarterly
Record Jun 7, 2025 · Payment Jun 17, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI114.83M0.00%2.3T USD0.03%$378.48-0.67%
iShares Russell 2000 ETFIWM95.07M0.12%78.56B USD0.19%$277.12-0.21%
Vanguard Morningstar Small-Cap ETFVB82.93M0.04%185.3B USD0.03%$286.87-0.04%
Vanguard Morningstar Small-Cap Value ETFVBR52.69M0.08%68.2B USD0.05%$233.46+0.55%
Vanguard Extended Market ETFVXF46.45M0.05%95.4B USD0.05%$232.43-0.45%
State Street SPDR S&P Regional Banking ETFKRE36.13M1.00%3.6B USD0.35%$69.625+1.07%
Dimensional - US Small Cap ETFDFAS33.37M0.10%33.66B USD0.31%$78.04+0.15%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY25.93M0.10%25.98B USD0.23%$665.05+0.17%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Morningstar Small-Cap ETFVB
Vanguard Morningstar Small-Cap Value ETFVBR
Vanguard Extended Market ETFVXF
State Street SPDR S&P Regional Banking ETFKRE
Dimensional - US Small Cap ETFDFAS
State Street SPDR S&P MIDCAP 400 ETF TrustMDYAI-generated and delayed market data for informational and educational purposes only. Not investment advice.