
F.N.B. Corporation
FNBNYSEFinancial ServicesBanks - Regional
Previous close
$18.53
$0.00 · 0.00%
FNB company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
88
Deep Value
Momentum
52
Neutral
Sentiment
72
Bullish
Risk resilience
81
Low Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteF.N.B. Corporation functions as a financial holding entity, delivering a broad spectrum of financial solutions. Its primary clientele includes individual consumers, corporate enterprises, governmental bodies, and small to mid-sized businesses. The organization's operations are divided into three main segments: Community Banking, Wealth Management, and Insurance. Through its commercial banking division, F.N.B. extends services such as corporate and small business accounts, financing for investment properties, commercial credit lines, capital markets access, and equipment leasing. For individual customers, the company offers a suite of banking products and services, encompassing deposit accounts, mortgage and personal lending, and digital banking platforms accessible via mobile and online channels. Its wealth management offerings include personal and corporate fiduciary services, such as the administration of estates and trusts, alongside securities brokerage, investment advisory services, and a variety of financial products like mutual funds and annuities. Additionally, F.N.B. provides both commercial and personal insurance, reinsurance products, and specialized mezzanine financing options tailored for small- to medium-sized businesses. As of December 31, 2021, the company maintained a network of 334 banking branches situated across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was established in 1864 and its corporate headquarters are located in Pittsburgh, Pennsylvania.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Vincent J. Delie Jr.
- Listed since
- Sep 2, 1986
- Employees
- 4,205
Market position
Day range
Current $18.53
52-week range
Current $18.53
- Open
- $18.65
- Previous close
- $18.53
- Volume
- 1.9M
- 0.37× average
- Average volume
- 5.18M
- Average daily volume
- Market cap
- 6.6B USD
- Beta
- 0.87
- Market reference 1
- 50-day average
- $18.9266
- -2.10% below average
- 200-day average
- $17.6515
- +4.98% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 7.56B USD
- P/E (TTM)
- 10.96×
- P/B (TTM)
- 0.96×
- P/S (TTM)
- 2.43×
- EV / EBITDA
- 10.13×
- Earnings yield
- 9.21%
- Free cash flow yield
- 6.12%
- Dividend yield
- 2.64%
Profitability & efficiency
- Gross margin
- 64.41%
- Operating margin
- 26.49%
- Net margin
- 22.31%
- Return on equity
- 8.36%
- Return on assets
- 1.13%
- Return on invested capital
- 5.55%
Financial health
- Debt / equity
- 0.73×
- Current ratio
- 1.01×
- Altman Z-score
- 0.21
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.69B USD | 2.57B USD | 2.23B USD | 1.61B USD | 1.34B USD |
| Cost of goods sold | 1.02B USD | 1.05B USD | 728M USD | 229M USD | 99M USD |
| Gross profit | 1.68B USD | 1.52B USD | 1.5B USD | 1.38B USD | 1.24B USD |
| Selling, general, and administrative | 715.78M USD | 566M USD | 540M USD | 462M USD | 450M USD |
| Operating expenses | 1.01B USD | 961M USD | 915M USD | 826M USD | 733M USD |
| Interest income | 2.35B USD | 2.25B USD | 1.97B USD | 1.29B USD | 1.01B USD |
| Interest expense | 929.79M USD | 971.71M USD | 656M USD | 165M USD | 98M USD |
| Depreciation and amortization | 77M USD | 67M USD | 78M USD | 73M USD | 10M USD |
| Operating income | 669.36M USD | 555M USD | 584M USD | 553M USD | 503M USD |
| Net income | 565.39M USD | 465M USD | 485M USD | 439M USD | 405M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 1.56
- FY2025 · +22.83% year over year
- Latest fiscal-year revenue
- 2.69B USD
- FY2025 · +4.94% year over year
- Next fiscal-year EPS consensus
- 1.69
- FY2026 · 7 analysts
- Next fiscal-year revenue consensus
- 1.88B USD
- FY2026 · 5 analysts
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$21.00
13.33% upsideRating distribution
20 ratingsRecent analyst actions
FNB news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.48
2025 complete year0.0% since 2021
2026 partial: $0.25
$0.48
2,021
$0.48
2,022
$0.48
2,023
$0.48
2,024
$0.48
2,025
$0.25
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 1, 2026 | $0.13Quarterly | Sep 1, 2026 | Sep 15, 2026 |
Dividend | Jun 1, 2026 | $0.13Quarterly | Jun 1, 2026 | Jun 15, 2026 |
Dividend | Mar 2, 2026 | $0.12Quarterly | Mar 2, 2026 | Mar 16, 2026 |
Dividend | Dec 1, 2025 | $0.12Quarterly | Dec 1, 2025 | Dec 15, 2025 |
Dividend | Sep 2, 2025 | $0.12Quarterly | Sep 2, 2025 | Sep 15, 2025 |
Dividend | Jun 2, 2025 | $0.12Quarterly | Jun 2, 2025 | Jun 15, 2025 |
Ex-dividend Sep 1, 2026
$0.13
Quarterly
Record Sep 1, 2026 · Payment Sep 15, 2026
Ex-dividend Jun 1, 2026
$0.13
Quarterly
Record Jun 1, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 2, 2026
$0.12
Quarterly
Record Mar 2, 2026 · Payment Mar 16, 2026
Ex-dividend Dec 1, 2025
$0.12
Quarterly
Record Dec 1, 2025 · Payment Dec 15, 2025
Ex-dividend Sep 2, 2025
$0.12
Quarterly
Record Sep 2, 2025 · Payment Sep 15, 2025
Ex-dividend Jun 2, 2025
$0.12
Quarterly
Record Jun 2, 2025 · Payment Jun 15, 2025
FNB peers
ETFs holding FNB
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH238.87M0.19%125.92B USD0.05%$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI213.37M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB154.47M0.08%183.4B USD0.03%$304.76+0.64%
First Trust RBA American Industrial RenaissanceTM ETFAIRR143.22M1.41%10.14B USD0.69%$115.27-0.10%
iShares Select Dividend ETFDVY141.77M0.59%23.86B USD0.38%$164.09-0.16%
Vanguard Morningstar Small-Cap Value ETFVBR98.24M0.14%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF77.42M0.08%93.7B USD0.05%$245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE53.78M1.32%4.06B USD0.35%$74.86+0.20%
iShares Core S&P Mid-Cap ETFIJH- Market value
- 238.87M
- Weight
- 0.19%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 213.37M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 154.47M
- Weight
- 0.08%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
First Trust RBA American Industrial RenaissanceTM ETFAIRR- Market value
- 143.22M
- Weight
- 1.41%
- AUM
- 10.14B USD
- Expense ratio
- 0.69%
- Price / 1D
- $115.27-0.10%
iShares Select Dividend ETFDVY- Market value
- 141.77M
- Weight
- 0.59%
- AUM
- 23.86B USD
- Expense ratio
- 0.38%
- Price / 1D
- $164.09-0.16%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 98.24M
- Weight
- 0.14%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 77.42M
- Weight
- 0.08%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 53.78M
- Weight
- 1.32%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
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