Shift4 Payments, Inc. logo

Shift4 Payments, Inc.

FOUR

NYSETechnologySoftware - Infrastructure

Previous close

$47.93

+$0.07 · +0.15%

Aug 21, 4:00 PM ET

FOUR company overview

Regular session · ET · Market data may be delayed.

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AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

66

Undervalued

Momentum

41

Neutral

Sentiment

64

Bullish

Risk resilience

33

High Risk

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Company profile

Company website

Shift4 Payments, Inc. delivers comprehensive integrated payment processing and technology solutions across the United States. The company facilitates omni-channel card acceptance and processing, encompassing traditional credit and debit cards, contactless payments, EMV, QR Pay, mobile wallets, and various alternative payment methods. Their offerings include a proprietary omni-channel gateway, merchant acquiring services, and both integrated and mobile point-of-sale (POS) systems. Key features also comprise robust security solutions like tokenization and fraud prevention, alongside risk and chargeback management. Furthermore, they provide insightful reporting and analytical tools, web-store development services (including design, hosting, shopping cart management, and fulfillment integration), and gift card solutions. Shift4's specialized platforms cater to diverse business needs. VenueNext empowers stadium and entertainment venues with mobile ordering, countertop POS, self-service kiosks, and digital wallet functionality to manage food, merchandise, and loyalty programs. Shift4Shop provides full-suite e-commerce solutions, featuring website builders, shopping carts, product catalogs, order management, marketing tools, search engine optimization, and secure hosting. Additionally, Lighthouse serves as a cloud-based business intelligence tool offering customer engagement, social media management, online reputation monitoring, scheduling, and pricing insights, while SkyTab provides integrated hybrid-cloud POS and mobile payment solutions. The company also supports seamless integrations with third-party applications via its marketplace technology. Beyond these products, Shift4 offers extensive merchant support services, covering underwriting, onboarding, activation, training, risk management, and ongoing assistance. They also provide software integration, compliance management, and comprehensive partner support. Established in 1999, Shift4 Payments is headquartered in Allentown, Pennsylvania.

Industry
Software - Infrastructure
Sector
Technology
Headquarters
US
CEO
David Taylor Lauber
Listed since
Jun 5, 2020
Employees
6,300

Market position

Day range

Current $47.93

52-week range

Current $47.93

Open
$48.24
Previous close
$47.86
Volume
1.92M
1.17× average
Average volume
1.64M
Average daily volume
Market cap
4.36B USD
Beta
1.41
Market reference 1
50-day average
$47.3448
+1.24% above average
200-day average
$52.8824
-9.36% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
9.29B USD
EV / EBITDA
11.37×
Earnings yield
2.78%
Free cash flow yield
11.64%

Profitability & efficiency

Return on equity
8.25%
Return on assets
1.37%
Return on invested capital
3.56%

Financial health

Current ratio
1.66×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends38%23%8%-7%Gross margin, FY2021: 20.36%Gross margin, FY2022: 23.59%Gross margin, FY2023: 26.82%Gross margin, FY2024: 29.22%Gross margin, FY2025: 34.16%Operating margin, FY2021: -3.60%Operating margin, FY2022: 4.75%Operating margin, FY2023: 4.48%Operating margin, FY2024: 7.42%Operating margin, FY2025: 8.40%Net margin, FY2021: -3.58%Net margin, FY2022: 3.77%Net margin, FY2023: 3.36%Net margin, FY2024: 6.89%Net margin, FY2025: 2.85%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 20.36%. Gross margin FY2022 23.59%. Gross margin FY2023 26.82%. Gross margin FY2024 29.22%. Gross margin FY2025 34.16%. Operating margin FY2021 -3.60%. Operating margin FY2022 4.75%. Operating margin FY2023 4.48%. Operating margin FY2024 7.42%. Operating margin FY2025 8.40%. Net margin FY2021 -3.58%. Net margin FY2022 3.77%. Net margin FY2023 3.36%. Net margin FY2024 6.89%. Net margin FY2025 2.85%.

Income trends

Revenue

4.18B USD+25.50%

Operating income

351M USD+42.11%

Net income

119M USD-48.17%
Income trends across reported periods4.6B USD2.91B USD1.22B USD−472.12M USDRevenue, FY2021: 1.37B USDRevenue, FY2022: 1.99B USDRevenue, FY2023: 2.56B USDRevenue, FY2024: 3.33B USDRevenue, FY2025: 4.18B USDOperating income, FY2021: −49.2M USDOperating income, FY2022: 94.7M USDOperating income, FY2023: 114.8M USDOperating income, FY2024: 247M USDOperating income, FY2025: 351M USDNet income, FY2021: −48.9M USDNet income, FY2022: 75.1M USDNet income, FY2023: 86.2M USDNet income, FY2024: 229.6M USDNet income, FY2025: 119M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.37B USD. Revenue FY2022 1.99B USD. Revenue FY2023 2.56B USD. Revenue FY2024 3.33B USD. Revenue FY2025 4.18B USD. Operating income FY2021 −49.2M USD. Operating income FY2022 94.7M USD. Operating income FY2023 114.8M USD. Operating income FY2024 247M USD. Operating income FY2025 351M USD. Net income FY2021 −48.9M USD. Net income FY2022 75.1M USD. Net income FY2023 86.2M USD. Net income FY2024 229.6M USD. Net income FY2025 119M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue4.18B USD3.33B USD2.56B USD1.99B USD1.37B USD
Cost of goods sold2.75B USD2.36B USD1.88B USD1.52B USD1.09B USD
Gross profit1.43B USD973.1M USD687.8M USD470.2M USD278.4M USD
Research and development500K USD1.8M USD
Selling, general, and administrative801M USD522.6M USD377.5M USD315.6M USD265.2M USD
Operating expenses1.08B USD726.1M USD573M USD375.5M USD327.4M USD
Interest income59M USD33.7M USD31.9M USD10.8M USD
Interest expense190M USD61.8M USD32.1M USD32.5M USD28M USD
Depreciation and amortization432M USD296.6M USD214.6M USD149.1M USD104.4M USD
Operating income351M USD247M USD114.8M USD94.7M USD−49.2M USD
Net income119M USD229.6M USD86.2M USD75.1M USD−48.9M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
+4.32%
11 comparable reports
Latest EPS result
1.32
Estimate 1.26 · Beat by 4.76%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.671.330.980.64Q1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 18, 2025: actual 1.35, estimate 1.16, surprise +16.38%, Beat. Q2 2025, reported Apr 29, 2025: actual 1.07, estimate 0.71, surprise +50.70%, Beat. Q3 2025, reported Aug 5, 2025: actual 1.1, estimate 1.2, surprise -8.33%, Miss. Q4 2025, reported Nov 6, 2025: actual 1.47, estimate 1.46, surprise +0.68%, Beat. Q1 2026, reported Feb 26, 2026: actual 1.6, estimate 1.57, surprise +1.91%, Beat. Q2 2026, reported May 7, 2026: actual 0.97, estimate 0.99, surprise -2.02%, Miss. Q3 2026, reported Aug 6, 2026: actual 1.32, estimate 1.26, surprise +4.76%, Beat. Q4 2026, reported Nov 5, 2026: actual —, estimate 1.41, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.26B1B747.82M493.25MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 18, 2025: actual 887M USD, estimate 1B USD, surprise -11.54%, Miss. Q2 2025, reported Apr 29, 2025: actual 848.3M USD, estimate 989.02M USD, surprise -14.23%, Miss. Q3 2025, reported Aug 5, 2025: actual 966.2M USD, estimate 1.19B USD, surprise -18.59%, Miss. Q4 2025, reported Nov 6, 2025: actual 1.18B USD, estimate 1.2B USD, surprise -2.27%, Miss. Q1 2026, reported Feb 26, 2026: actual 610M USD, estimate 617.81M USD, surprise -1.26%, Miss. Q2 2026, reported May 7, 2026: actual 549M USD, estimate 545.92M USD, surprise +0.56%, Beat. Q3 2026, reported Aug 6, 2026: actual 624M USD, estimate 615.65M USD, surprise +1.36%, Beat. Q4 2026, reported Nov 5, 2026: actual —, estimate 654.63M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Recent analyst actions

12 institutions

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ETFs holding FOUR

Funds reporting this stock among their holdings, ordered by reported position size.

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