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GBank Financial Holdings Inc. logo

GBank Financial Holdings Inc.

GBFH

NASDAQFinancial ServicesBanks - Regional

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Previous close

$21.21

+$0.46 · +2.22%

Aug 21, 4:00 PM ET

GBFH company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

92

Deep Value

Momentum

41

Neutral

Sentiment

54

Mixed

Risk resilience

60

Moderate Risk

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Company profile

Company website

GBank Financial Holdings Inc., established in 2007 and based in Las Vegas, Nevada, serves as the holding entity for Bank of George. This financial institution delivers a comprehensive range of banking solutions and services across Nevada. Its offerings include checking accounts tailored for both individual and business clients. For savings, the company provides options such as money market accounts, certificates of deposit (CDs), and traditional savings accounts, catering to both personal and commercial needs. Additionally, GBank extends a variety of lending products, encompassing personal loans, Small Business Administration (SBA) loans, and diverse business financing. The latter category includes commercial real estate loans, lines of credit, equipment financing, term loans, funding against accounts receivable and inventory, and specialized loans for medical and professional practices. Customers also benefit from convenient online and mobile banking platforms, alongside other general account services designed for both personal and business use.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Edward Nigro
Listed since
Feb 18, 2021
Employees
189

Market position

Day range

Current $21.21

52-week range

Current $21.21

Open
$20.99
Previous close
$20.75
Volume
61.32K
0.77× average
Average volume
80.15K
Average daily volume
Market cap
306.92M USD
Beta
-0.05
Market reference 1
50-day average
$27.415
-22.63% below average
200-day average
$30.2776
-29.95% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
318.82M USD
EV / EBITDA
9.46×
Earnings yield
4.32%
Free cash flow yield
0.00%

Profitability & efficiency

Return on equity
12.63%
Return on assets
1.54%
Return on invested capital
9.71%

Financial health

Current ratio
0.24×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends101%71%41%11%Gross margin, FY2021: 93.37%Gross margin, FY2022: 89.46%Gross margin, FY2023: 75.78%Gross margin, FY2024: 38.15%Gross margin, FY2025: 65.84%Operating margin, FY2021: 37.51%Operating margin, FY2022: 31.02%Operating margin, FY2023: 22.94%Operating margin, FY2024: 39.76%Operating margin, FY2025: 24.72%Net margin, FY2021: 28.51%Net margin, FY2022: 24.02%Net margin, FY2023: 18.52%Net margin, FY2024: 30.99%Net margin, FY2025: 19.09%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 93.37%. Gross margin FY2022 89.46%. Gross margin FY2023 75.78%. Gross margin FY2024 38.15%. Gross margin FY2025 65.84%. Operating margin FY2021 37.51%. Operating margin FY2022 31.02%. Operating margin FY2023 22.94%. Operating margin FY2024 39.76%. Operating margin FY2025 24.72%. Net margin FY2021 28.51%. Net margin FY2022 24.02%. Net margin FY2023 18.52%. Net margin FY2024 30.99%. Net margin FY2025 19.09%.

Income trends

Revenue

109.61M USD+82.26%

Operating income

27.09M USD+13.31%

Net income

20.93M USD+12.30%
Income trends across reported periods119.49M USD79.99M USD40.49M USD993.6K USDRevenue, FY2021: 38.5M USDRevenue, FY2022: 45.24M USDRevenue, FY2023: 58.96M USDRevenue, FY2024: 60.14M USDRevenue, FY2025: 109.61M USDOperating income, FY2021: 14.44M USDOperating income, FY2022: 14.03M USDOperating income, FY2023: 13.53M USDOperating income, FY2024: 23.91M USDOperating income, FY2025: 27.09M USDNet income, FY2021: 10.98M USDNet income, FY2022: 10.87M USDNet income, FY2023: 10.92M USDNet income, FY2024: 18.64M USDNet income, FY2025: 20.93M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 38.5M USD. Revenue FY2022 45.24M USD. Revenue FY2023 58.96M USD. Revenue FY2024 60.14M USD. Revenue FY2025 109.61M USD. Operating income FY2021 14.44M USD. Operating income FY2022 14.03M USD. Operating income FY2023 13.53M USD. Operating income FY2024 23.91M USD. Operating income FY2025 27.09M USD. Net income FY2021 10.98M USD. Net income FY2022 10.87M USD. Net income FY2023 10.92M USD. Net income FY2024 18.64M USD. Net income FY2025 20.93M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue109.61M USD60.14M USD58.96M USD45.24M USD38.5M USD
Cost of goods sold37.44M USD67.5M USD14.28M USD4.77M USD2.55M USD
Gross profit72.17M USD22.95M USD44.68M USD40.47M USD35.95M USD
Selling, general, and administrative27.08M USD13.29M USD20.09M USD17.04M USD13.5M USD
Operating expenses45.08M USD36.23M USD31.16M USD26.44M USD21.51M USD
Interest income84.33M USD75.23M USD51.28M USD28.77M USD19.09M USD
Interest expense33.59M USD29.03M USD13.19M USD3.42M USD1.47M USD
Depreciation and amortization6.75M USD1.07M USD7.21M USD5.88M USD4.68M USD
Operating income27.09M USD23.91M USD13.53M USD14.03M USD14.44M USD
Net income20.93M USD18.64M USD10.92M USD10.87M USD10.98M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
45%
5 beats, 5 misses, 1 met estimate
Average EPS surprise
-0.92%
11 comparable reports
Latest EPS result
0.38
Estimate 0.48 · Miss by 21.37%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.560.460.370.27Q1 '25BeatQ2 '25MetQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 0.36, estimate 0.32, surprise +12.50%, Beat. Q2 2025, reported Apr 29, 2025: actual 0.31, estimate 0.31, surprise 0.00%, Met estimate. Q3 2025, reported Jul 28, 2025: actual 0.33, estimate 0.39, surprise -15.38%, Miss. Q4 2025, reported Oct 28, 2025: actual 0.44, estimate 0.45, surprise -2.22%, Miss. Q1 2026, reported Jan 28, 2026: actual 0.52, estimate 0.503, surprise +3.38%, Beat. Q2 2026, reported Apr 28, 2026: actual 0.31, estimate 0.5, surprise -38.00%, Miss. Q3 2026, reported Jul 29, 2026: actual 0.38, estimate 0.483, surprise -21.37%, Miss. Q4 2026, reported Oct 27, 2026: actual —, estimate 0.44, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates29.35M24.59M19.83M15.07MQ1 '25No estimateQ2 '25No estimateQ3 '25No estimateQ4 '25No estimateQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 16.19M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 29, 2025: actual 24.49M USD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 28, 2025: actual 25.61M USD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 28, 2025: actual 28.22M USD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 28, 2026: actual 20.72M USD, estimate 20.5M USD, surprise +1.06%, Beat. Q2 2026, reported Apr 28, 2026: actual 19.65M USD, estimate 22.1M USD, surprise -11.11%, Miss. Q3 2026, reported Jul 29, 2026: actual 21.95M USD, estimate 21.8M USD, surprise +0.69%, Beat. Q4 2026, reported Oct 27, 2026: actual —, estimate 22.8M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$35.00

65.02% upside
Past 12 months12-month forecastHigh $35.00Average $35.00Low $35.00

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ETFs holding GBFH

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
6.31M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
4.91M
Weight
0.01%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
2.27M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Growth ETF logoiShares Russell 2000 Growth ETFIWO
Market value
1.89M
Weight
0.01%
AUM
15.16B USD
Expense ratio
0.24%
Price / 1D
$387.37+1.24%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
1.12M
Weight
0.01%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Schwab U.S. Small-Cap ETF logoSchwab U.S. Small-Cap ETFSCHA
Market value
899.54K
Weight
0.00%
AUM
23.1B USD
Expense ratio
0.03%
Price / 1D
$34.83+0.52%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
694.77K
Weight
0.05%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$198.39+1.10%
Avantis U.S. Small Cap Equity ETF logoAvantis U.S. Small Cap Equity ETFAVSC
Market value
251.41K
Weight
0.01%
AUM
3.16B USD
Expense ratio
0.25%
Price / 1D
$73.84+0.70%

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