
Green Dot Corporation
GDOTNYSEFinancial ServicesFinancial - Credit Services
Regular session
$13.425
−$0.015 · -0.11%
GDOT company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
66
Undervalued
Momentum
45
Neutral
Sentiment
55
Mixed
Risk resilience
73
Moderate Risk
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Company profile
Company websiteGreen Dot Corporation operates as a financial technology and bank holding company, delivering a broad spectrum of financial products and services to individuals and businesses throughout the United States. Its business is organized into three principal segments: Consumer Services, Business-to-Business Solutions, and Money Movement Services. Among its diverse offerings are deposit account programs, which include checking accounts for individual consumers and small enterprises, as well as network-branded reloadable prepaid debit cards, gift cards, and secured credit facilities. Moreover, Green Dot provides comprehensive money processing services. These encompass cash transfer services, allowing patrons to deposit, pick up cash, or pay bills with cash directly at the point-of-sale at any participating retail location. Furthermore, their "Simply Paid" disbursement services facilitate the distribution of wages and authorized funds into either its own deposit account programs or accounts managed by third-party banks or program managers. The company also extends into tax processing services. These include technology for tax refund transfers, streamlining the receipt of taxpayers' refund proceeds. It also provides small business lending to independent tax preparation providers seeking modest advances, along with "Fast Cash Advance" loans for individuals awaiting tax refunds. Founded in 1999, Green Dot Corporation has its principal office located in Austin, Texas.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- US
- CEO
- William I. Jacobs
- Listed since
- Jul 22, 2010
- Employees
- 900
Market position
Day range
Current $13.425
52-week range
Current $13.425
- Open
- $13.49
- Previous close
- $13.44
- Volume
- 165.6K
- 0.39× average
- Average volume
- 429.61K
- Average daily volume
- Market cap
- 760.93M USD
- Beta
- 0.82
- Market reference 1
- 50-day average
- $13.2872
- +1.04% above average
- 200-day average
- $12.424
- +8.06% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- -650.41M USD
- P/E (TTM)
- -28.16×
- P/B (TTM)
- 0.8×
- P/S (TTM)
- 0.34×
- EV / EBITDA
- -4.62×
- Earnings yield
- -14.01%
- Free cash flow yield
- 9.35%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 24.46%
- Operating margin
- 0.70%
- Net margin
- -1.14%
- Return on equity
- -11.11%
- Return on assets
- -1.65%
- Return on invested capital
- 5.78%
Financial health
- Debt / equity
- 0.07×
- Current ratio
- 0.52×
- Altman Z-score
- 0.07
- Piotroski F-score
- 3 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.08B USD | 1.72B USD | 1.5B USD | 1.45B USD | 1.43B USD |
| Cost of goods sold | 1.57B USD | 1.14B USD | 880.78M USD | 725.65M USD | 654.12M USD |
| Gross profit | 510.15M USD | 580.08M USD | 620.55M USD | 723.91M USD | 779.08M USD |
| Selling, general, and administrative | 559.89M USD | 587.25M USD | 600.9M USD | 629.79M USD | 712.75M USD |
| Operating expenses | 454.94M USD | 581.75M USD | 597.88M USD | 629.54M USD | 712.6M USD |
| Interest expense | 6.15M USD | 5.51M USD | — | 255K USD | 150K USD |
| Depreciation and amortization | 85.52M USD | 84.7M USD | 82.97M USD | 80.61M USD | 84.8M USD |
| Operating income | 55.21M USD | −1.67M USD | 22.67M USD | 94.38M USD | 66.47M USD |
| Net income | −98.87M USD | −26.7M USD | 6.72M USD | 64.21M USD | 47.48M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 55%
- 6 beats, 5 misses, 0 met estimates
- Average EPS surprise
- +26.17%
- 11 comparable reports
- Latest EPS result
- 0.26
- Estimate 0.37 · Miss by 29.73%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$18.00
34.08% upsideRating distribution
39 ratingsRecent analyst actions
GDOT news
GDOT peers
ETFs holding GDOT
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV29.53M0.10%31.27B USD0.25%$125.85-0.47%
Vanguard Morningstar Total Stock Market ETFVTI22.13M0.00%2.3T USD0.03%$377.49-0.20%
iShares Russell 2000 ETFIWM19.46M0.02%81.62B USD0.19%$298.14-0.61%
Vanguard Extended Market ETFVXF7.88M0.01%93.7B USD0.05%$243.75-0.72%
iShares Russell 2000 Value ETFIWN7.03M0.05%14.66B USD0.24%$224.19-0.28%
Schwab Fundamental U.S. Small Company Index ETFFNDA4.42M0.05%9.26B USD0.25%$37.525-0.54%
Dimensional - US Small Cap Value ETFDFSV4.38M0.05%8.42B USD0.30%$40.055-0.58%
Vanguard Russell 2000 ETFVTWO4.03M0.02%17.4B USD0.06%$120.52-0.60%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 29.53M
- Weight
- 0.10%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $125.85-0.47%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 22.13M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $377.49-0.20%
iShares Russell 2000 ETFIWM- Market value
- 19.46M
- Weight
- 0.02%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $298.14-0.61%
Vanguard Extended Market ETFVXF- Market value
- 7.88M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.75-0.72%
iShares Russell 2000 Value ETFIWN- Market value
- 7.03M
- Weight
- 0.05%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.19-0.28%
Schwab Fundamental U.S. Small Company Index ETFFNDA- Market value
- 4.42M
- Weight
- 0.05%
- AUM
- 9.26B USD
- Expense ratio
- 0.25%
- Price / 1D
- $37.525-0.54%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 4.38M
- Weight
- 0.05%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.055-0.58%
Vanguard Russell 2000 ETFVTWO- Market value
- 4.03M
- Weight
- 0.02%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $120.52-0.60%
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