
Grupo Financiero Galicia S.A.
GGALNASDAQFinancial ServicesBanks - Regional
Regular session
$42.93
+$1.48 · +3.57%
GGAL company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
72
Undervalued
Momentum
64
Gaining
Sentiment
49
Mixed
Risk resilience
60
Moderate Risk
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Company profile
Company websiteGrupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global custody, and Fima investment funds. It furnishes financial and capital market expertise—including foreign trade services and investment banking products like debt securities, short-term notes, commercial bills, and financial trusts—catering to individuals, corporations, and financial institutions alike. GGAL’s insurance division provides a broad range of coverage, including policies for robbery, personal accidents, group life, homeowners, individual life, comprehensive small and medium-sized enterprise (SME) protection, pet insurance, surety bonds, various risk policies, and technical insurance. For high-net-worth individuals, specialized private banking services are available, complemented by an innovative digital investment platform. As of December 31, 2021, the company maintained a significant physical presence, boasting 312 fully-equipped banking branches alongside an extensive network of 1,991 ATMs and self-service terminals. Founded in 1905, Grupo Financiero Galicia S.A. is headquartered in Buenos Aires, Argentina.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- AR
- CEO
- Fabian Enrique Kon
- Listed since
- Jul 25, 2000
- Employees
- 10,032
Market position
Day range
Current $42.93
52-week range
Current $42.93
- Open
- $41.12
- Previous close
- $41.45
- Volume
- 381.45K
- 0.34× average
- Average volume
- 1.12M
- Average daily volume
- Market cap
- 6.9B USD
- Beta
- 0.37
- Market reference 1
- 50-day average
- $49.5178
- -13.30% below average
- 200-day average
- $48.8258
- -12.08% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 6.8T ARS
- P/E (TTM)
- 126.34×
- P/B (TTM)
- 0.23×
- P/S (TTM)
- 0.96×
- EV / EBITDA
- 11.18×
- Earnings yield
- 1.69%
- Free cash flow yield
- 0.32%
- Dividend yield
- 4.32%
Profitability & efficiency
- Gross margin
- 43.18%
- Operating margin
- 0.81%
- Net margin
- 0.76%
- Return on equity
- 2.74%
- Return on assets
- 0.47%
- Return on invested capital
- 1.23%
Financial health
- Debt / equity
- 0.42×
- Current ratio
- 0.6×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (ARS) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 12.42T ARS | 10.63T ARS | 13.89T ARS | 8.52T ARS | 2.86T ARS |
| Cost of goods sold | 6.75T ARS | 3.96T ARS | 7.01T ARS | 4.19T ARS | 1.23T ARS |
| Gross profit | 5.67T ARS | 6.66T ARS | 6.88T ARS | 4.33T ARS | 1.63T ARS |
| Selling, general, and administrative | 2.13T ARS | 1.43T ARS | 1.13T ARS | 1.02T ARS | 444.06B ARS |
| Operating expenses | 5.36T ARS | 4.45T ARS | 5.7T ARS | 3.88T ARS | 1.34T ARS |
| Interest income | 9.68T ARS | 8.24T ARS | 10.35T ARS | 4.86T ARS | 1.76T ARS |
| Interest expense | 3.88T ARS | 3.1T ARS | 6.6T ARS | 3.84T ARS | 1.1T ARS |
| Depreciation and amortization | 304.59B ARS | 188.07B ARS | 183.53B ARS | 189.04B ARS | 87.94B ARS |
| Operating income | 303.85B ARS | 2.21T ARS | 1.18T ARS | 444.45B ARS | 288.14B ARS |
| Net income | 212.52B ARS | 1.62T ARS | 734.24B ARS | 329.38B ARS | 188.62B ARS |
Company facts updated Aug 24, 2026.
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$60.50
40.93% upsideGGAL peers
ETFs holding GGAL
Funds reporting this stock among their holdings, ordered by reported position size.
Global X - MSCI Argentina ETFARGT43.82M5.41%810.47M USD0.59%$94.775+2.12%
Macquarie Focused Emerging Markets Equity ETFEMEQ4.66M0.74%658.42M USD0.86%$63.865-2.90%
WisdomTree Emerging Markets ex-State-Owned Enterprises FundXSOE1.05M0.05%2.06B USD0.32%$46.87-1.34%
Lazard Emerging Markets Opportunities ETFEMKT915.04K0.51%175.2M USD0.74%$31.03-1.51%
Fidelity Nasdaq Composite Index ETFONEQ625.25K0.01%10.35B USD0.21%$102.79-0.34%
ActivePassive International Equity ETFAPIE303.71K0.03%953.79M USD0.45%$39.6125-0.39%
WisdomTree True Emerging Markets FundXC189.37K0.22%80.99M USD0.32%$32.575-0.29%
Global X - MSCI Argentina ETFARGT- Market value
- 43.82M
- Weight
- 5.41%
- AUM
- 810.47M USD
- Expense ratio
- 0.59%
- Price / 1D
- $94.775+2.12%
Macquarie Focused Emerging Markets Equity ETFEMEQ- Market value
- 4.66M
- Weight
- 0.74%
- AUM
- 658.42M USD
- Expense ratio
- 0.86%
- Price / 1D
- $63.865-2.90%
WisdomTree Emerging Markets ex-State-Owned Enterprises FundXSOE- Market value
- 1.05M
- Weight
- 0.05%
- AUM
- 2.06B USD
- Expense ratio
- 0.32%
- Price / 1D
- $46.87-1.34%
Lazard Emerging Markets Opportunities ETFEMKT- Market value
- 915.04K
- Weight
- 0.51%
- AUM
- 175.2M USD
- Expense ratio
- 0.74%
- Price / 1D
- $31.03-1.51%
Fidelity Nasdaq Composite Index ETFONEQ- Market value
- 625.25K
- Weight
- 0.01%
- AUM
- 10.35B USD
- Expense ratio
- 0.21%
- Price / 1D
- $102.79-0.34%
ActivePassive International Equity ETFAPIE- Market value
- 303.71K
- Weight
- 0.03%
- AUM
- 953.79M USD
- Expense ratio
- 0.45%
- Price / 1D
- $39.6125-0.39%
WisdomTree True Emerging Markets FundXC- Market value
- 189.37K
- Weight
- 0.22%
- AUM
- 80.99M USD
- Expense ratio
- 0.32%
- Price / 1D
- $32.575-0.29%
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