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Genworth Financial, Inc. logo

Genworth Financial, Inc.

GNW

NYSEFinancial ServicesInsurance - Diversified

Open in GoAI

Previous close

$9.88

+$0.02 · +0.20%

Aug 21, 4:00 PM ET

GNW company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

78

Undervalued

Momentum

41

Neutral

Sentiment

65

Bullish

Risk resilience

78

Moderate Risk

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Company profile

Company website

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the significant and escalating costs of long-term care services provided in the insured’s home, assisted living, and nursing facilities. In addition, the company offers protection and retirement income products, that includes traditional and non-traditional life insurance, such as term, universal and term universal life insurance, corporate-owned life insurance, and funding agreements; fixed annuities; and variable annuities. It distributes its products through sales force, sales representatives, and digital marketing programs. Genworth Financial, Inc. was founded in 1871 and is headquartered in Glen Allen, Virginia.

Industry
Insurance - Diversified
Sector
Financial Services
Headquarters
US
CEO
Jerome T. Upton
Listed since
May 25, 2004
Employees
3,100

Market position

Day range

Current $9.88

52-week range

Current $9.88

Open
$9.94
Previous close
$9.86
Volume
1.99M
0.72× average
Average volume
2.77M
Average daily volume
Market cap
3.78B USD
Beta
0.86
Market reference 1
50-day average
$9.6384
+2.51% above average
200-day average
$8.911
+10.87% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
3.17B USD
EV / EBITDA
5.02×
Earnings yield
6.04%
Free cash flow yield
8.85%

Profitability & efficiency

Return on equity
2.55%
Return on assets
0.25%
Return on invested capital
0.47%

Financial health

Current ratio
1.91×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends27%17%8%-1%Gross margin, FY2021: 13.80%Gross margin, FY2022: 18.55%Gross margin, FY2023: 4.12%Gross margin, FY2024: 7.81%Gross margin, FY2025: 24.28%Operating margin, FY2021: 14.63%Operating margin, FY2022: 18.46%Operating margin, FY2023: 4.11%Operating margin, FY2024: 8.33%Operating margin, FY2025: 6.80%Net margin, FY2021: 11.19%Net margin, FY2022: 12.39%Net margin, FY2023: 1.03%Net margin, FY2024: 4.19%Net margin, FY2025: 3.50%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 13.80%. Gross margin FY2022 18.55%. Gross margin FY2023 4.12%. Gross margin FY2024 7.81%. Gross margin FY2025 24.28%. Operating margin FY2021 14.63%. Operating margin FY2022 18.46%. Operating margin FY2023 4.11%. Operating margin FY2024 8.33%. Operating margin FY2025 6.80%. Net margin FY2021 11.19%. Net margin FY2022 12.39%. Net margin FY2023 1.03%. Net margin FY2024 4.19%. Net margin FY2025 3.50%.

Income trends

Revenue

6.37B USD-10.86%

Operating income

433M USD-27.23%

Net income

223M USD-25.42%
Income trends across reported periods8.35B USD5.34B USD2.33B USD−676.3M USDRevenue, FY2021: 7.6B USDRevenue, FY2022: 7.4B USDRevenue, FY2023: 7.37B USDRevenue, FY2024: 7.14B USDRevenue, FY2025: 6.37B USDOperating income, FY2021: 1.11B USDOperating income, FY2022: 1.37B USDOperating income, FY2023: 303M USDOperating income, FY2024: 595M USDOperating income, FY2025: 433M USDNet income, FY2021: 850M USDNet income, FY2022: 916M USDNet income, FY2023: 76M USDNet income, FY2024: 299M USDNet income, FY2025: 223M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 7.6B USD. Revenue FY2022 7.4B USD. Revenue FY2023 7.37B USD. Revenue FY2024 7.14B USD. Revenue FY2025 6.37B USD. Operating income FY2021 1.11B USD. Operating income FY2022 1.37B USD. Operating income FY2023 303M USD. Operating income FY2024 595M USD. Operating income FY2025 433M USD. Net income FY2021 850M USD. Net income FY2022 916M USD. Net income FY2023 76M USD. Net income FY2024 299M USD. Net income FY2025 223M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue6.37B USD7.14B USD7.37B USD7.4B USD7.6B USD
Cost of goods sold4.82B USD6.59B USD7.07B USD6.02B USD6.55B USD
Gross profit1.55B USD558M USD304M USD1.37B USD1.05B USD
Operating expenses1.11B USD−37M USD1M USD7M USD−63M USD
Interest expense105M USD115M USD118M USD106M USD160M USD
Depreciation and amortization93M USD130M USD40M USD——
Operating income433M USD595M USD303M USD1.37B USD1.11B USD
Net income223M USD299M USD76M USD916M USD850M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
0.54
FY2025 · -20.59% year over year
Latest fiscal-year revenue
6.37B USD
FY2025 · -10.86% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend1.921.280.64-0FY21FY22FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend7.72B7.23B6.74B6.24BFY21FY22FY23FY24FY25

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ETFs holding GNW

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Small-Cap ETF logoiShares Core S&P Small-Cap ETFIJR
Market value
235.16M
Weight
0.21%
AUM
111.19B USD
Expense ratio
0.06%
Price / 1D
$147.31+0.64%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
114.36M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
94.84M
Weight
0.31%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
92.31M
Weight
0.11%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
82.24M
Weight
0.04%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETF logoVanguard Morningstar Small-Cap Value ETFVBR
Market value
52.22M
Weight
0.08%
AUM
68.3B USD
Expense ratio
0.05%
Price / 1D
$249.18+0.68%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
43.32M
Weight
0.05%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
State Street SPDR Portfolio S&P 600 Small Cap ETF logoState Street SPDR Portfolio S&P 600 Small Cap ETFSPSM
Market value
35.77M
Weight
0.21%
AUM
17.03B USD
Expense ratio
0.03%
Price / 1D
$57.28+0.61%

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