Global Payments Inc. logo

Global Payments Inc.

GPN

NYSEFinancial ServicesFinancial - Credit Services

Previous close

$93.49

+$1.21 · +1.31%

Aug 21, 4:00 PM ET

Pre-market

$94.5833

+$1.0933 · +1.17%

Aug 24, 6:12 AM ET

GPN company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

71

Undervalued

Momentum

50

Neutral

Sentiment

66

Bullish

Risk resilience

61

Moderate Risk

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Company profile

Company website

Global Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments. Its operations span the Americas, Europe, and the Asia-Pacific regions. The company's business is structured into three primary divisions: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The Merchant Solutions segment offers a comprehensive array of services designed to support businesses in managing their payment processing. These services include transaction authorization, settlement, funding, customer support, chargeback resolution, terminal rental and deployment, robust payment security, consolidated billing, and online reporting. Furthermore, this segment delivers specialized enterprise software solutions that help customers in diverse vertical markets streamline their business operations. It also provides various value-added services, such as point-of-sale (POS) systems, analytics and engagement tools, and even payroll and human capital management services. The Issuer Solutions segment empowers financial institutions and retailers by providing them with platforms to efficiently manage their card portfolios. Additionally, it supplies commercial payment and ePayables solutions specifically for businesses and government entities. Through its Business and Consumer Solutions segment, operating notably under the Netspend brand, the company addresses the financial needs of the underbanked, other consumers, and various businesses. This segment's offerings comprise general-purpose reloadable prepaid debit cards, payroll cards, demand deposit accounts, and other related financial services. Global Payments distributes its products and services through a multifaceted sales and marketing approach, leveraging its direct sales force, trade association partnerships, agent and enterprise software provider networks, referral arrangements with value-added resellers, and independent sales organizations. Founded in 1967, Global Payments Inc. is headquartered in Atlanta, Georgia.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
US
CEO
Cameron Bready
Listed since
Jan 16, 2001
Employees
26,000

Market position

Day range

Current $93.49

52-week range

Current $93.49

Open
$93.00
Previous close
$92.28
Volume
1.4M
0.4× average
Average volume
3.53M
Average daily volume
Market cap
23.21B USD
Beta
0.78
Market reference 1
50-day average
$79.5024
+17.59% above average
200-day average
$74.8696
+24.87% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
32.09B USD
P/E (TTM)
-23.97×
P/B (TTM)
1.05×
P/S (TTM)
2.28×
EV / EBITDA
9.31×
Earnings yield
7.54%
Free cash flow yield
10.99%
Dividend yield
1.07%

Profitability & efficiency

Gross margin
63.89%
Operating margin
11.85%
Net margin
-9.38%
Return on equity
6.12%
Return on assets
2.62%
Return on invested capital
2.50%

Financial health

Debt / equity
0.97×
Current ratio
1.69×
Altman Z-score
0.63
Piotroski F-score
2 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends80%51%23%-6%Gross margin, FY2021: 55.73%Gross margin, FY2022: 57.90%Gross margin, FY2023: 61.39%Gross margin, FY2024: 62.79%Gross margin, FY2025: 72.57%Operating margin, FY2021: 20.60%Operating margin, FY2022: 22.03%Operating margin, FY2023: 22.92%Operating margin, FY2024: 22.62%Operating margin, FY2025: 19.10%Net margin, FY2021: 11.33%Net margin, FY2022: 1.24%Net margin, FY2023: 10.22%Net margin, FY2024: 15.54%Net margin, FY2025: 18.17%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 55.73%. Gross margin FY2022 57.90%. Gross margin FY2023 61.39%. Gross margin FY2024 62.79%. Gross margin FY2025 72.57%. Operating margin FY2021 20.60%. Operating margin FY2022 22.03%. Operating margin FY2023 22.92%. Operating margin FY2024 22.62%. Operating margin FY2025 19.10%. Net margin FY2021 11.33%. Net margin FY2022 1.24%. Net margin FY2023 10.22%. Net margin FY2024 15.54%. Net margin FY2025 18.17%.

Income trends

Revenue

7.71B USD-23.75%

Operating income

1.47B USD-35.60%

Net income

1.4B USD-10.84%
Income trends across reported periods11.11B USD7.11B USD3.11B USD−887.95M USDRevenue, FY2021: 8.52B USDRevenue, FY2022: 8.98B USDRevenue, FY2023: 9.65B USDRevenue, FY2024: 10.11B USDRevenue, FY2025: 7.71B USDOperating income, FY2021: 1.76B USDOperating income, FY2022: 1.98B USDOperating income, FY2023: 2.21B USDOperating income, FY2024: 2.29B USDOperating income, FY2025: 1.47B USDNet income, FY2021: 965.46M USDNet income, FY2022: 111.49M USDNet income, FY2023: 986.23M USDNet income, FY2024: 1.57B USDNet income, FY2025: 1.4B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 8.52B USD. Revenue FY2022 8.98B USD. Revenue FY2023 9.65B USD. Revenue FY2024 10.11B USD. Revenue FY2025 7.71B USD. Operating income FY2021 1.76B USD. Operating income FY2022 1.98B USD. Operating income FY2023 2.21B USD. Operating income FY2024 2.29B USD. Operating income FY2025 1.47B USD. Net income FY2021 965.46M USD. Net income FY2022 111.49M USD. Net income FY2023 986.23M USD. Net income FY2024 1.57B USD. Net income FY2025 1.4B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue7.71B USD10.11B USD9.65B USD8.98B USD8.52B USD
Cost of goods sold2.11B USD3.76B USD3.73B USD3.78B USD3.77B USD
Gross profit5.59B USD6.35B USD5.93B USD5.2B USD4.75B USD
Selling, general, and administrative4.12B USD4.06B USD3.71B USD3.22B USD2.99B USD
Operating expenses4.12B USD4.06B USD3.71B USD3.22B USD2.99B USD
Interest income155.14M USD169.17M USD113.71M USD33.6M USD19.32M USD
Interest expense649.64M USD633.99M USD660.15M USD449.43M USD333.65M USD
Depreciation and amortization1.42B USD2.01B USD1.9B USD1.78B USD1.9B USD
Operating income1.47B USD2.29B USD2.21B USD1.98B USD1.76B USD
Net income1.4B USD1.57B USD986.23M USD111.49M USD965.46M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+1.49%
11 comparable reports
Latest EPS result
3.46
Estimate 3.44 · Beat by 0.58%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates3.713.322.932.54Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 13, 2025: actual 2.95, estimate 2.98, surprise -1.01%, Miss. Q2 2025, reported May 6, 2025: actual 2.82, estimate 2.68, surprise +5.22%, Beat. Q3 2025, reported Aug 6, 2025: actual 3.1, estimate 3.05, surprise +1.64%, Beat. Q4 2025, reported Nov 4, 2025: actual 3.26, estimate 3.23, surprise +0.93%, Beat. Q1 2026, reported Feb 18, 2026: actual 3.18, estimate 3.16, surprise +0.63%, Beat. Q2 2026, reported May 6, 2026: actual 2.96, estimate 2.78, surprise +6.47%, Beat. Q3 2026, reported Aug 5, 2026: actual 3.46, estimate 3.44, surprise +0.58%, Beat. Q4 2026, reported Nov 3, 2026: actual —, estimate 3.57, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates3.31B2.82B2.32B1.83BQ1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 13, 2025: actual 2.52B USD, estimate 2.31B USD, surprise +8.98%, Beat. Q2 2025, reported May 6, 2025: actual 2.41B USD, estimate 2.2B USD, surprise +9.60%, Beat. Q3 2025, reported Aug 6, 2025: actual 1.96B USD, estimate 2.36B USD, surprise -17.07%, Miss. Q4 2025, reported Nov 4, 2025: actual 2.01B USD, estimate 2.41B USD, surprise -16.71%, Miss. Q1 2026, reported Feb 18, 2026: actual 2.32B USD, estimate 2.31B USD, surprise +0.63%, Beat. Q2 2026, reported May 6, 2026: actual 2.86B USD, estimate 2.81B USD, surprise +1.54%, Beat. Q3 2026, reported Aug 5, 2026: actual 3.16B USD, estimate 3.16B USD, surprise -0.14%, Miss. Q4 2026, reported Nov 3, 2026: actual —, estimate 3.18B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

63 ratings
Strong buy00%
Buy3759%
Hold2235%
Sell46%
Strong sell00%

Recent analyst actions

12 institutions
Argus ResearchmaintainBuy

Corporate actions

Corporate action history

Stock split

Effective Nov 3, 2015

2:1

Stock split

Effective Oct 31, 2005

2:1

GPN peers

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