
Guidewire Software, Inc.
GWRENYSETechnologySoftware - Application
Latest quote
$189.07
+$7.40 · +4.07%
GWRE company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
64
Undervalued
Momentum
39
Weakening
Sentiment
57
Mixed
Risk resilience
37
High Risk
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Company profile
Company websiteGuidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
- Industry
- Software - Application
- Sector
- Technology
- Headquarters
- US
- CEO
- Michael George Rosenbaum
- Listed since
- Jan 25, 2012
- Employees
- 4,049
Market position
- Volume
- 999.74K
- 0.67× average
- Average volume
- 1.49M
- Average daily volume
- Market cap
- 15.75B USD
- Beta
- 0.93
- Market reference 1
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 18.98B USD
- P/E (TTM)
- 100.1×
- P/B (TTM)
- 12.16×
- P/S (TTM)
- 11.09×
- EV / EBITDA
- 219.82×
- Earnings yield
- 0.37%
- Free cash flow yield
- 1.56%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 64.01%
- Operating margin
- 8.28%
- Net margin
- 11.25%
- Return on equity
- 4.79%
- Return on assets
- 2.57%
- Return on invested capital
- 1.88%
Financial health
- Debt / equity
- 0.53×
- Current ratio
- 2.77×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.2B USD | 980.5M USD | 905.34M USD | 812.61M USD | 743.27M USD |
| Cost of goods sold | 450.41M USD | 397.14M USD | 447.13M USD | 435.44M USD | 353.71M USD |
| Gross profit | 752.05M USD | 583.36M USD | 458.21M USD | 377.18M USD | 389.56M USD |
| Research and development | 296.16M USD | 269.38M USD | 249.75M USD | 229.23M USD | 201.47M USD |
| Selling, general, and administrative | 414.83M USD | 366.55M USD | 357.96M USD | 347.39M USD | 293.68M USD |
| Operating expenses | 710.99M USD | 635.93M USD | 607.7M USD | 576.62M USD | 495.14M USD |
| Interest income | 56.63M USD | 43.48M USD | 24.39M USD | 6.28M USD | 7.4M USD |
| Interest expense | 13.21M USD | 6.74M USD | 6.72M USD | 19.45M USD | 18.71M USD |
| Depreciation and amortization | 23.76M USD | 22.31M USD | 24.84M USD | 33.54M USD | 36.96M USD |
| Operating income | 41.07M USD | −52.57M USD | −149.49M USD | −199.45M USD | −105.58M USD |
| Net income | 69.8M USD | −6.1M USD | −111.86M USD | −180.43M USD | −66.51M USD |
Company facts updated Aug 24, 2026.
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
26 ratingsGWRE news
GWRE peers
ETFs holding GWRE
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH503.62M0.39%125.92B USD0.05%$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI409.4M0.02%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB295.68M0.16%183.4B USD0.03%$304.76+0.64%
VanEck Morningstar Wide Moat ETFMOAT197.21M1.60%12.46B USD0.46%$114.42+0.95%
Vanguard Morningstar Small-Cap Growth ETFVBK171.13M0.38%43.8B USD0.05%$358.65+0.70%
Vanguard Extended Market ETFVXF148.1M0.15%93.7B USD0.05%$245.53+0.82%
Vanguard Information Technology ETFVGT144.75M0.09%160.2B USD0.09%$118.42+0.05%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY112.71M0.42%26.72B USD0.23%$699.6+0.48%
iShares Core S&P Mid-Cap ETFIJH- Market value
- 503.62M
- Weight
- 0.39%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 409.4M
- Weight
- 0.02%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 295.68M
- Weight
- 0.16%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
VanEck Morningstar Wide Moat ETFMOAT- Market value
- 197.21M
- Weight
- 1.60%
- AUM
- 12.46B USD
- Expense ratio
- 0.46%
- Price / 1D
- $114.42+0.95%
Vanguard Morningstar Small-Cap Growth ETFVBK- Market value
- 171.13M
- Weight
- 0.38%
- AUM
- 43.8B USD
- Expense ratio
- 0.05%
- Price / 1D
- $358.65+0.70%
Vanguard Extended Market ETFVXF- Market value
- 148.1M
- Weight
- 0.15%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Vanguard Information Technology ETFVGT- Market value
- 144.75M
- Weight
- 0.09%
- AUM
- 160.2B USD
- Expense ratio
- 0.09%
- Price / 1D
- $118.42+0.05%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY- Market value
- 112.71M
- Weight
- 0.42%
- AUM
- 26.72B USD
- Expense ratio
- 0.23%
- Price / 1D
- $699.6+0.48%
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