
Hanmi Financial Corporation
HAFCNASDAQFinancial ServicesBanks - Regional
Previous close
$31.11
−$0.04 · -0.13%
Pre-market
$31.259
+$0.149 · +0.48%
Aug 24, 6:57 AM ET
HAFC company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
76
Undervalued
Momentum
55
Neutral
Sentiment
69
Bullish
Risk resilience
75
Moderate Risk
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Company profile
Company websiteHanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi provides various types of credit: Real Estate Loans: Covering commercial properties, construction projects, and residential homes. Commercial and Industrial Loans: Such as commercial term loans and lines of credit. International Finance and Trade Services: Including letters of credit and import/export financing. Consumer Loans: Encompassing general consumer loans, secured and unsecured options, home equity loans, residential mortgages, and credit cards. A significant focus is placed on assisting small and mid-sized businesses with Small Business Administration (SBA) and trade finance lending. These SBA programs support a range of business activities, including the acquisition of owner-occupied commercial real estate, funding for business acquisitions and startups, franchise financing, working capital, property improvements and renovations, inventory and equipment purchases, and debt refinancing. Additionally, equipment lease financing is available. As of February 28, 2022, Hanmi Financial operated a network comprising 35 full-service branches and 8 loan production offices situated across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The institution was established in 1982 and maintains its headquarters in Los Angeles, California.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Bonita I. Lee
- Listed since
- Apr 6, 1994
- Employees
- 608
Market position
Day range
Current $31.11
52-week range
Current $31.11
- Open
- $31.49
- Previous close
- $31.15
- Volume
- 339.24K
- 1.32× average
- Average volume
- 257.46K
- Average daily volume
- Market cap
- 926.03M USD
- Beta
- 0.71
- Market reference 1
- 50-day average
- $31.9842
- -2.73% below average
- 200-day average
- $28.9263
- +7.55% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 874.53M USD
- P/E (TTM)
- 10.4×
- P/B (TTM)
- 1.13×
- P/S (TTM)
- 2.4×
- EV / EBITDA
- 7.7×
- Earnings yield
- 9.43%
- Free cash flow yield
- 25.24%
- Dividend yield
- 3.57%
Profitability & efficiency
- Gross margin
- 56.36%
- Operating margin
- 17.26%
- Net margin
- 23.16%
- Return on equity
- 9.55%
- Return on assets
- 0.97%
- Return on invested capital
- 6.58%
Financial health
- Debt / equity
- 0.16×
- Current ratio
- 0.16×
- Altman Z-score
- -0.61
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 444.74M USD | 429.51M USD | 397.56M USD | 308.01M USD | 256.8M USD |
| Cost of goods sold | 189.18M USD | 200.43M USD | 152.4M USD | 37M USD | −2.78M USD |
| Gross profit | 255.56M USD | 229.08M USD | 245.17M USD | 271.01M USD | 259.58M USD |
| Selling, general, and administrative | 10.62M USD | 86.4M USD | 84.5M USD | 79.78M USD | 75.21M USD |
| Operating expenses | 147.64M USD | 140.48M USD | 130.58M USD | 130.28M USD | 124.09M USD |
| Interest income | 410.93M USD | 397.35M USD | 368.1M USD | 272.79M USD | 215.73M USD |
| Interest expense | 174.74M USD | 196.01M USD | 148.06M USD | 36.17M USD | 21.63M USD |
| Depreciation and amortization | 5.66M USD | 6.46M USD | 6.79M USD | 12.38M USD | 16.09M USD |
| Operating income | 107.93M USD | 88.61M USD | 114.58M USD | 140.73M USD | 135.49M USD |
| Net income | 76.09M USD | 62.2M USD | 80.04M USD | 101.39M USD | 98.68M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 3 misses, 0 met estimates
- Average EPS surprise
- +1.21%
- 11 comparable reports
- Latest EPS result
- 0.79
- Estimate 0.77 · Beat by 2.86%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$33.67
8.23% upsideRating distribution
11 ratingsRecent analyst actions
HAFC news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.08
2025 complete year+100.0% since 2021
2026 partial: $0.84
$0.54
2,021
$0.94
2,022
$1.00
2,023
$1.00
2,024
$1.08
2,025
$0.84
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 3, 2026 | $0.28Quarterly | Aug 3, 2026 | Aug 19, 2026 |
Dividend | May 4, 2026 | $0.28Quarterly | May 4, 2026 | May 20, 2026 |
Dividend | Feb 9, 2026 | $0.28Quarterly | Feb 9, 2026 | Feb 26, 2026 |
Dividend | Nov 4, 2025 | $0.27Quarterly | Nov 4, 2025 | Nov 20, 2025 |
Dividend | Aug 4, 2025 | $0.27Quarterly | Aug 4, 2025 | Aug 20, 2025 |
Dividend | May 5, 2025 | $0.27Quarterly | May 5, 2025 | May 21, 2025 |
Ex-dividend Aug 3, 2026
$0.28
Quarterly
Record Aug 3, 2026 · Payment Aug 19, 2026
Ex-dividend May 4, 2026
$0.28
Quarterly
Record May 4, 2026 · Payment May 20, 2026
Ex-dividend Feb 9, 2026
$0.28
Quarterly
Record Feb 9, 2026 · Payment Feb 26, 2026
Ex-dividend Nov 4, 2025
$0.27
Quarterly
Record Nov 4, 2025 · Payment Nov 20, 2025
Ex-dividend Aug 4, 2025
$0.27
Quarterly
Record Aug 4, 2025 · Payment Aug 20, 2025
Ex-dividend May 5, 2025
$0.27
Quarterly
Record May 5, 2025 · Payment May 21, 2025
HAFC peers
ETFs holding HAFC
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR57.78M0.05%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI30.15M0.00%2.3T USD0.03%$378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV29.93M0.10%31.27B USD0.25%$126.45+0.66%
Schwab U.S. Dividend Equity ETFSCHD25.18M0.02%112B USD0.06%$35.11+0.80%
iShares Russell 2000 ETFIWM22.84M0.03%81.62B USD0.19%$299.96+0.77%
Vanguard Extended Market ETFVXF10.91M0.01%93.7B USD0.05%$245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE9.54M0.23%4.06B USD0.35%$74.86+0.20%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM8.61M0.05%17.03B USD0.03%$57.28+0.61%
iShares Core S&P Small-Cap ETFIJR- Market value
- 57.78M
- Weight
- 0.05%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 30.15M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 29.93M
- Weight
- 0.10%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Schwab U.S. Dividend Equity ETFSCHD- Market value
- 25.18M
- Weight
- 0.02%
- AUM
- 112B USD
- Expense ratio
- 0.06%
- Price / 1D
- $35.11+0.80%
iShares Russell 2000 ETFIWM- Market value
- 22.84M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Extended Market ETFVXF- Market value
- 10.91M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 9.54M
- Weight
- 0.23%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM- Market value
- 8.61M
- Weight
- 0.05%
- AUM
- 17.03B USD
- Expense ratio
- 0.03%
- Price / 1D
- $57.28+0.61%
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