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Huntington Bancshares Incorporated logo

Huntington Bancshares Incorporated

HBAN

NASDAQFinancial ServicesBanks - Regional

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Latest quote

$17.04

Market data unavailable

Aug 21, 3:55 PM ET

HBAN company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

68

Undervalued

Momentum

52

Neutral

Sentiment

70

Bullish

Risk resilience

75

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Volume
18.94M
Market cap
34.41B USD

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
42.36B USD
P/E (TTM)
12.52×
P/B (TTM)
1.02×
P/S (TTM)
2.39×
EV / EBITDA
12.28×
Earnings yield
8.62%
Free cash flow yield
8.88%
Dividend yield
3.64%

Profitability & efficiency

Gross margin
63.73%
Operating margin
20.36%
Net margin
16.64%
Return on equity
9.08%
Return on assets
0.98%
Return on invested capital
-2.03%

Financial health

Debt / equity
0.67×
Current ratio
0.19×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends106%74%41%8%Gross margin, FY2021: 98.13%Gross margin, FY2022: 87.61%Gross margin, FY2023: 64.02%Gross margin, FY2024: 58.23%Gross margin, FY2025: 61.70%Operating margin, FY2021: 26.17%Operating margin, FY2022: 34.77%Operating margin, FY2023: 22.12%Operating margin, FY2024: 20.09%Operating margin, FY2025: 21.53%Net margin, FY2021: 21.30%Net margin, FY2022: 28.15%Net margin, FY2023: 18.10%Net margin, FY2024: 16.22%Net margin, FY2025: 17.71%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 98.13%. Gross margin FY2022 87.61%. Gross margin FY2023 64.02%. Gross margin FY2024 58.23%. Gross margin FY2025 61.70%. Operating margin FY2021 26.17%. Operating margin FY2022 34.77%. Operating margin FY2023 22.12%. Operating margin FY2024 20.09%. Operating margin FY2025 21.53%. Net margin FY2021 21.30%. Net margin FY2022 28.15%. Net margin FY2023 18.10%. Net margin FY2024 16.22%. Net margin FY2025 17.71%.

Income trends

Revenue

12.49B USD+4.38%

Operating income

2.69B USD+11.86%

Net income

2.21B USD+13.97%
Income trends across reported periods13.6B USD9.13B USD4.65B USD176M USDRevenue, FY2021: 6.08B USDRevenue, FY2022: 7.95B USDRevenue, FY2023: 10.78B USDRevenue, FY2024: 11.96B USDRevenue, FY2025: 12.49B USDOperating income, FY2021: 1.59B USDOperating income, FY2022: 2.76B USDOperating income, FY2023: 2.38B USDOperating income, FY2024: 2.4B USDOperating income, FY2025: 2.69B USDNet income, FY2021: 1.3B USDNet income, FY2022: 2.24B USDNet income, FY2023: 1.95B USDNet income, FY2024: 1.94B USDNet income, FY2025: 2.21B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 6.08B USD. Revenue FY2022 7.95B USD. Revenue FY2023 10.78B USD. Revenue FY2024 11.96B USD. Revenue FY2025 12.49B USD. Operating income FY2021 1.59B USD. Operating income FY2022 2.76B USD. Operating income FY2023 2.38B USD. Operating income FY2024 2.4B USD. Operating income FY2025 2.69B USD. Net income FY2021 1.3B USD. Net income FY2022 2.24B USD. Net income FY2023 1.95B USD. Net income FY2024 1.94B USD. Net income FY2025 2.21B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue12.49B USD11.96B USD10.78B USD7.95B USD6.08B USD
Cost of goods sold4.78B USD5B USD3.88B USD985M USD114M USD
Gross profit7.7B USD6.97B USD6.9B USD6.97B USD5.97B USD
Selling, general, and administrative3.5B USD2.93B USD2.95B USD2.56B USD2.48B USD
Operating expenses5.02B USD4.56B USD4.52B USD4.2B USD4.38B USD
Interest income10.31B USD9.92B USD8.92B USD5.97B USD4.19B USD
Interest expense4.32B USD4.58B USD3.48B USD696M USD89M USD
Depreciation and amortization762M USD622M USD798M USD484M USD391M USD
Operating income2.69B USD2.4B USD2.38B USD2.76B USD1.59B USD
Net income2.21B USD1.94B USD1.95B USD2.24B USD1.3B USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+6.34%
11 comparable reports
Latest EPS result
0.33
Estimate 0.36 · Miss by 7.98%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.440.360.280.19Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 17, 2025: actual 0.34, estimate 0.3, surprise +13.33%, Beat. Q2 2025, reported Apr 17, 2025: actual 0.34, estimate 0.314, surprise +8.35%, Beat. Q3 2025, reported Jul 18, 2025: actual 0.38, estimate 0.334, surprise +13.74%, Beat. Q4 2025, reported Oct 17, 2025: actual 0.4, estimate 0.375, surprise +6.81%, Beat. Q1 2026, reported Jan 22, 2026: actual 0.31, estimate 0.331, surprise -6.32%, Miss. Q2 2026, reported Apr 23, 2026: actual 0.25, estimate 0.228, surprise +9.55%, Beat. Q3 2026, reported Jul 23, 2026: actual 0.33, estimate 0.359, surprise -7.98%, Miss. Q4 2026, reported Oct 22, 2026: actual —, estimate 0.4, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates2.99B2.59B2.18B1.77BQ1 '25BeatQ2 '25BeatQ3 '25MissQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 17, 2025: actual 1.95B USD, estimate 1.9B USD, surprise +3.11%, Beat. Q2 2025, reported Apr 17, 2025: actual 1.92B USD, estimate 1.89B USD, surprise +1.80%, Beat. Q3 2025, reported Jul 18, 2025: actual 1.94B USD, estimate 1.97B USD, surprise -1.72%, Miss. Q4 2025, reported Oct 17, 2025: actual 2.13B USD, estimate 2.05B USD, surprise +4.18%, Beat. Q1 2026, reported Jan 22, 2026: actual 2.19B USD, estimate 2.2B USD, surprise -0.50%, Miss. Q2 2026, reported Apr 23, 2026: actual 2.59B USD, estimate 2.57B USD, surprise +0.98%, Beat. Q3 2026, reported Jul 23, 2026: actual 2.86B USD, estimate 2.84B USD, surprise +0.61%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 2.88B USD, surprise —, Comparison unavailable.

HBAN news

defenseworld.net

Bank of New York Mellon Corp Invests $229.25 Million in Huntington Bancshares Incorporated $HBAN

Bank of New York Mellon Corp acquired a new position in shares of Huntington Bancshares Incorporated (NASDAQ: HBAN) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange…

Read source
defenseworld.net

B. Metzler seel. Sohn & Co. AG Takes $17.04 Million Position in Huntington Bancshares Incorporated $HBAN

B. Metzler seel. Sohn and Co. AG purchased a new position in Huntington Bancshares Incorporated (NASDAQ: HBAN) during the second quarter, according to the company in its most recent 13F filing with the SEC. The…

Read source
defenseworld.net

Advisors Capital Management LLC Buys New Position in Huntington Bancshares Incorporated $HBAN

Advisors Capital Management LLC bought a new stake in Huntington Bancshares Incorporated (NASDAQ: HBAN) during the second quarter, according to its most recent 13F filing with the SEC. The institutional investor bought…

Read source
defenseworld.net

Algebris UK Ltd. Invests $38.45 Million in Huntington Bancshares Incorporated $HBAN

Algebris UK Ltd. acquired a new position in shares of Huntington Bancshares Incorporated (NASDAQ: HBAN) during the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission.…

Read source
zacks.com

Here's How Huntington Plans to Achieve Its 18-19% ROTCE Target by 2027

HBAN targets 18-19% ROTCE by 2027, powered by revenue growth, acquisition synergies, efficiency gains and capital returns.

Read source
seekingalpha.com

Rising Deposit Costs Emerge As The Latest Key Worry For Huntington Bancorp

Huntington Bancshares (HBAN) faces sentiment headwinds from rising deposit costs and repeated guidance cuts, dampening enthusiasm despite a solid long-term growth runway. HBAN's Q2 results were mixed: in-line core EPS…

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.62

2025 complete year+2.5% since 2021

2026 partial: $0.31

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 17, 2026

$0.155

Quarterly

Record Sep 17, 2026 · Payment Oct 1, 2026

Dividend

Ex-dividend Jun 17, 2026

$0.155

Quarterly

Record Jun 17, 2026 · Payment Jul 1, 2026

Dividend

Ex-dividend Mar 18, 2026

$0.155

Quarterly

Record Mar 18, 2026 · Payment Apr 1, 2026

Dividend

Ex-dividend Dec 18, 2025

$0.155

Quarterly

Record Dec 18, 2025 · Payment Jan 2, 2026

Dividend

Ex-dividend Sep 17, 2025

$0.155

Quarterly

Record Sep 17, 2025 · Payment Oct 1, 2025

Dividend

Ex-dividend Jun 17, 2025

$0.155

Quarterly

Record Jun 17, 2025 · Payment Jul 1, 2025

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