Hamilton Insurance Group, Ltd. logo

Hamilton Insurance Group, Ltd.

HG

NYSEFinancial ServicesInsurance - Reinsurance

Latest quote

$35.02

+$0.11 · +0.31%

Aug 24, 12:30 PM ET

HG company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

99

Deep Value

Momentum

61

Gaining

Sentiment

61

Bullish

Risk resilience

80

Low Risk

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Company profile

Company website

Hamilton Insurance Group Ltd. is a holding company, which provides insurance and reinsurance services. It operates through the International and Bermuda segments. The International segment comprises of property, specialty, and casualty insurance and reinsurance classes of business originating from the company's London, Dublin, and Hamilton Select operations. The Bermuda segment offers property, specialty, and casualty insurance and reinsurance classes of business originating from Hamilton Re, Bermuda and Hamilton Re US and subsidiaries. The company was founded in 2013 and is headquartered in Hamilton, Bermuda.

Industry
Insurance - Reinsurance
Sector
Financial Services
Headquarters
BM
CEO
Giuseppina Albo
Listed since
Nov 10, 2023
Employees
600

Market position

Volume
128.81K
0.27× average
Average volume
470.46K
Average daily volume
Market cap
3.5B USD
Beta
0.44
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.92B USD
P/E (TTM)
5.96×
P/B (TTM)
1.25×
P/S (TTM)
1.17×
EV / EBITDA
2.23×
Earnings yield
20.37%
Free cash flow yield
29.76%
Dividend yield
5.70%

Profitability & efficiency

Gross margin
52.56%
Operating margin
28.31%
Net margin
19.58%
Return on equity
20.43%
Return on assets
6.02%
Return on invested capital
27.76%

Financial health

Debt / equity
0.05×
Current ratio
0.63×
Altman Z-score
1.19
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends60%36%11%-14%Gross margin, FY2021: 31.17%Gross margin, FY2022: 15.80%Gross margin, FY2023: 33.82%Gross margin, FY2024: 39.13%Gross margin, FY2025: 54.11%Operating margin, FY2021: 19.62%Operating margin, FY2022: -2.08%Operating margin, FY2023: 15.77%Operating margin, FY2024: 26.13%Operating margin, FY2025: 30.08%Net margin, FY2021: 14.08%Net margin, FY2022: -7.61%Net margin, FY2023: 15.99%Net margin, FY2024: 16.83%Net margin, FY2025: 21.03%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 31.17%. Gross margin FY2022 15.80%. Gross margin FY2023 33.82%. Gross margin FY2024 39.13%. Gross margin FY2025 54.11%. Operating margin FY2021 19.62%. Operating margin FY2022 -2.08%. Operating margin FY2023 15.77%. Operating margin FY2024 26.13%. Operating margin FY2025 30.08%. Net margin FY2021 14.08%. Net margin FY2022 -7.61%. Net margin FY2023 15.99%. Net margin FY2024 16.83%. Net margin FY2025 21.03%.

Income trends

Revenue

2.74B USD+15.29%

Operating income

824.91M USD+32.72%

Net income

576.67M USD+44.01%
Income trends across reported periods3.03B USD1.89B USD754.22M USD−382.07M USDRevenue, FY2021: 1.34B USDRevenue, FY2022: 1.29B USDRevenue, FY2023: 1.62B USDRevenue, FY2024: 2.38B USDRevenue, FY2025: 2.74B USDOperating income, FY2021: 262.2M USDOperating income, FY2022: −26.83M USDOperating income, FY2023: 255.22M USDOperating income, FY2024: 621.56M USDOperating income, FY2025: 824.91M USDNet income, FY2021: 188.18M USDNet income, FY2022: −98M USDNet income, FY2023: 258.73M USDNet income, FY2024: 400.43M USDNet income, FY2025: 576.67M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.34B USD. Revenue FY2022 1.29B USD. Revenue FY2023 1.62B USD. Revenue FY2024 2.38B USD. Revenue FY2025 2.74B USD. Operating income FY2021 262.2M USD. Operating income FY2022 −26.83M USD. Operating income FY2023 255.22M USD. Operating income FY2024 621.56M USD. Operating income FY2025 824.91M USD. Net income FY2021 188.18M USD. Net income FY2022 −98M USD. Net income FY2023 258.73M USD. Net income FY2024 400.43M USD. Net income FY2025 576.67M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue2.74B USD2.38B USD1.62B USD1.29B USD1.34B USD
Cost of goods sold1.26B USD1.45B USD1.07B USD1.08B USD919.7M USD
Gross profit1.48B USD930.82M USD547.29M USD203.51M USD416.49M USD
Selling, general, and administrative278.91M USD61.11M USD76.69M USD20.14M USD22.47M USD
Operating expenses659.32M USD309.26M USD292.07M USD230.34M USD154.29M USD
Interest income144.38M USD113.61M USD78.45M USD34.16M USD15.13M USD
Interest expense20.19M USD22.62M USD21.43M USD15.74M USD14.9M USD
Depreciation and amortization15.93M USD16.47M USD12.41M USD14.99M USD13.9M USD
Operating income824.91M USD621.56M USD255.22M USD−26.83M USD262.2M USD
Net income576.67M USD400.43M USD258.73M USD−98M USD188.18M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$36.33

3.59% upside
Past 12 months12-month forecastHigh $39.00Average $36.33Low $33.00

Rating distribution

9 ratings
Strong buy00%
Buy667%
Hold333%
Sell00%
Strong sell00%

HG news

Corporate actions

Corporate action history

Dividend

Ex-dividend Mar 6, 2026

$2.00

Special

Record Mar 6, 2026 · Payment Mar 30, 2026

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