The Hartford Financial Services Group, Inc. logo

The Hartford Financial Services Group, Inc.

HIG-PG

NYSEFinancial ServicesInsurance - Diversified

Previous close

$24.43

−$0.01 · -0.04%

Aug 21, 3:40 PM ET

HIG-PG company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

95

Deep Value

Momentum

41

Neutral

Sentiment

58

Mixed

Risk resilience

87

Low Risk

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Company profile

Company website

The Hartford Financial Services Group, Inc., established in Hartford, Connecticut in 1810, serves as a comprehensive provider of insurance and financial solutions. The company extends its offerings to both individual consumers and businesses throughout the United States, the United Kingdom, and globally. Its Commercial Lines division delivers a broad array of business insurance products, including workers' compensation, property, automotive, general liability, umbrella policies, bonds, marine, and livestock coverage, in addition to reinsurance. This segment also crafts bespoke insurance products and sophisticated risk management services, such as professional liability, surety bonds, and specialized casualty protections. These services are distributed through its extensive network of regional offices, branches, service centers, and a diverse range of independent retail and wholesale agents and brokers. For individual consumers, the Personal Lines segment provides essential coverages like automobile, homeowners, and personal umbrella insurance, accessible either directly or through independent agents. The Property & Casualty Other Operations segment addresses specific historical liabilities, primarily those linked to asbestos and environmental exposures. The Group Benefits division furnishes a spectrum of offerings for employer groups, associations, and affinity organizations, encompassing group life and disability insurance, alongside other collective benefits. It also offers reinsurance services to other insurance carriers, provides both employer-funded and voluntary product choices, and manages disability underwriting, administration, and claims processing for self-funded employer plans. Furthermore, this segment delivers a unified solution for leave management. These group insurance products and services reach clients via brokers, consultants, third-party administrators, trade associations, and private exchanges. Finally, the Hartford Funds segment specializes in investment products designed for retail and retirement accounts. It also offers exchange-traded products, distributed through various financial intermediaries such as broker-dealers, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers. Beyond product offerings, this segment provides investment management and administrative support, encompassing product design, implementation, and ongoing oversight.

Industry
Insurance - Diversified
Sector
Financial Services
Headquarters
US
CEO
Christopher Jerome Swift
Listed since
Oct 31, 2018
Employees
19,200

Market position

Day range

Current $24.43

52-week range

Current $24.43

Open
$24.40
Previous close
$24.44
Volume
12.62K
0.68× average
Average volume
18.57K
Average daily volume
Market cap
18.15B USD
Beta
0.47
Market reference 1
50-day average
$24.6799
-1.01% below average
200-day average
$24.8929
-1.86% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
43.15B USD
P/E (TTM)
8.72×
P/B (TTM)
1.93×
P/S (TTM)
1.29×
EV / EBITDA
8.06×
Earnings yield
9.86%
Free cash flow yield
14.78%
Dividend yield
1.70%

Profitability & efficiency

Gross margin
43.95%
Operating margin
15.21%
Net margin
15.03%
Return on equity
20.21%
Return on assets
4.46%
Return on invested capital
28.21%

Financial health

Debt / equity
0.22×
Current ratio
17.65×
Altman Z-score
1.16
Piotroski F-score
7 of 9

Earnings

EPS beat rate
67%
4 beats, 2 misses, 0 met estimates
Average EPS surprise
+11.50%
6 comparable reports
Latest EPS result
3.42
Estimate 3.16 · Beat by 8.23%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates4.223.472.711.96Q1 '25No estimateQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 30, 2025: actual 2.87, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 24, 2025: actual 2.12, estimate 2.15, surprise -1.40%, Miss. Q3 2025, reported Jul 28, 2025: actual 3.46, estimate 2.83, surprise +22.26%, Beat. Q4 2025, reported Oct 27, 2025: actual 3.79, estimate 3.09, surprise +22.65%, Beat. Q1 2026, reported Jan 29, 2026: actual 4.06, estimate 3.22, surprise +26.09%, Beat. Q2 2026, reported Apr 23, 2026: actual 3.09, estimate 3.39, surprise -8.85%, Miss. Q3 2026, reported Jul 23, 2026: actual 3.42, estimate 3.16, surprise +8.23%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 3.06, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates7.64B7.25B6.87B6.48BQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 30, 2025: actual 6.94B USD, estimate 6.96B USD, surprise -0.37%, Miss. Q2 2025, reported Apr 24, 2025: actual 6.77B USD, estimate 6.97B USD, surprise -2.80%, Miss. Q3 2025, reported Jul 28, 2025: actual 6.97B USD, estimate 7.22B USD, surprise -3.47%, Miss. Q4 2025, reported Oct 27, 2025: actual 7.15B USD, estimate 7.17B USD, surprise -0.26%, Miss. Q1 2026, reported Jan 29, 2026: actual 7.34B USD, estimate 7.29B USD, surprise +0.61%, Beat. Q2 2026, reported Apr 23, 2026: actual 7.23B USD, estimate 7.35B USD, surprise -1.68%, Miss. Q3 2026, reported Jul 23, 2026: actual 7.26B USD, estimate 7.17B USD, surprise +1.32%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 7.27B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

24 ratings
Strong buy00%
Buy1354%
Hold1146%
Sell00%
Strong sell00%

Recent analyst actions

1 institution
Wells FargomaintainOverweight

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.50

2025 complete year0.0% since 2021

2026 partial: $1.125

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Nov 2, 2026

$0.375

Quarterly

Record Nov 2, 2026 · Payment Nov 16, 2026

Dividend

Ex-dividend Aug 3, 2026

$0.375

Quarterly

Record Aug 3, 2026 · Payment Aug 17, 2026

Dividend

Ex-dividend May 1, 2026

$0.375

Quarterly

Record May 1, 2026 · Payment May 15, 2026

Dividend

Ex-dividend Feb 2, 2026

$0.375

Quarterly

Record Feb 2, 2026 · Payment Feb 17, 2026

Dividend

Ex-dividend Nov 3, 2025

$0.375

Quarterly

Record Nov 3, 2025 · Payment Nov 17, 2025

Dividend

Ex-dividend Aug 1, 2025

$0.375

Quarterly

Record Aug 1, 2025 · Payment Aug 15, 2025

HIG-PG peers

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