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Hippo Holdings Inc. logo

Hippo Holdings Inc.

HIPO

NYSEFinancial ServicesInsurance - Property & Casualty

Open in GoAI

Previous close

$33.12

+$0.43 · +1.32%

Aug 21, 4:00 PM ET

Pre-market

$33.12

$0.00 · 0.00%

Aug 24, 5:58 AM ET

HIPO company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

87

Deep Value

Momentum

46

Neutral

Sentiment

59

Mixed

Risk resilience

48

Elevated Risk

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Company profile

Company website

Hippo Holdings Inc. delivers comprehensive home protection insurance solutions across the United States and the District of Columbia. Their product lineup features homeowners' insurance, providing coverage for risks such as fire, wind, and theft, in addition to commercial and other personal insurance offerings. The company utilizes its proprietary technology platform to distribute its services, enabling customers to acquire policies conveniently online, by phone, or through licensed insurance agents. Hippo is dedicated to providing care and security for homeowners through its integrated home protection platform. Its headquarters are situated in Palo Alto, California.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
US
CEO
Richard Lyn McCathron
Listed since
Jan 11, 2021
Employees
540

Market position

Day range

Current $33.12

52-week range

Current $33.12

Open
$32.41
Previous close
$32.69
Volume
136.61K
0.91× average
Average volume
149.72K
Average daily volume
Market cap
874.02M USD
Beta
1.55
Market reference 1
50-day average
$29.4784
+12.35% above average
200-day average
$28.977
+14.30% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
593.73M USD
P/E (TTM)
6.9×
P/B (TTM)
1.86×
P/S (TTM)
1.72×
EV / EBITDA
7.09×
Earnings yield
7.60%
Free cash flow yield
1.20%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
47.14%
Operating margin
24.27%
Net margin
23.92%
Return on equity
13.23%
Return on assets
3.03%
Return on invested capital
11.29%

Financial health

Debt / equity
0.11×
Current ratio
1.15×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends97%-87%-270%-453%Gross margin, FY2021: -16.12%Gross margin, FY2022: -49.62%Gross margin, FY2023: -39.77%Gross margin, FY2024: 19.97%Gross margin, FY2025: 50.94%Operating margin, FY2021: -402.63%Operating margin, FY2022: -271.68%Operating margin, FY2023: -125.18%Operating margin, FY2024: -7.36%Operating margin, FY2025: 13.51%Net margin, FY2021: -407.24%Net margin, FY2022: -278.53%Net margin, FY2023: -130.23%Net margin, FY2024: -10.88%Net margin, FY2025: 12.31%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 -16.12%. Gross margin FY2022 -49.62%. Gross margin FY2023 -39.77%. Gross margin FY2024 19.97%. Gross margin FY2025 50.94%. Operating margin FY2021 -402.63%. Operating margin FY2022 -271.68%. Operating margin FY2023 -125.18%. Operating margin FY2024 -7.36%. Operating margin FY2025 13.51%. Net margin FY2021 -407.24%. Net margin FY2022 -278.53%. Net margin FY2023 -130.23%. Net margin FY2024 -10.88%. Net margin FY2025 12.31%.

Income trends

Revenue

468.6M USD+25.93%

Operating income

63.3M USD+90.7M USD

Net income

57.7M USD+98.2M USD
Income trends across reported periods552.6M USD216.6M USD−119.4M USD−455.4M USDRevenue, FY2021: 91.2M USDRevenue, FY2022: 119.7M USDRevenue, FY2023: 209.7M USDRevenue, FY2024: 372.1M USDRevenue, FY2025: 468.6M USDOperating income, FY2021: −367.2M USDOperating income, FY2022: −325.2M USDOperating income, FY2023: −262.5M USDOperating income, FY2024: −27.4M USDOperating income, FY2025: 63.3M USDNet income, FY2021: −371.4M USDNet income, FY2022: −333.4M USDNet income, FY2023: −273.1M USDNet income, FY2024: −40.5M USDNet income, FY2025: 57.7M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 91.2M USD. Revenue FY2022 119.7M USD. Revenue FY2023 209.7M USD. Revenue FY2024 372.1M USD. Revenue FY2025 468.6M USD. Operating income FY2021 −367.2M USD. Operating income FY2022 −325.2M USD. Operating income FY2023 −262.5M USD. Operating income FY2024 −27.4M USD. Operating income FY2025 63.3M USD. Net income FY2021 −371.4M USD. Net income FY2022 −333.4M USD. Net income FY2023 −273.1M USD. Net income FY2024 −40.5M USD. Net income FY2025 57.7M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue468.6M USD372.1M USD209.7M USD119.7M USD91.2M USD
Cost of goods sold229.9M USD297.8M USD293.1M USD179.1M USD105.9M USD
Gross profit238.7M USD74.3M USD−83.4M USD−59.4M USD−14.7M USD
Selling, general, and administrative100.6M USD121.9M USD159.7M USD173.3M USD151.4M USD
Operating expenses175.4M USD101.7M USD179.1M USD265.8M USD352.5M USD
Interest income—9.9M USD7.3M USD2.4M USD—
Interest expense————198.9M USD
Depreciation and amortization20.4M USD23.2M USD19.8M USD15.2M USD11M USD
Operating income63.3M USD−27.4M USD−262.5M USD−325.2M USD−367.2M USD
Net income57.7M USD−40.5M USD−273.1M USD−333.4M USD−371.4M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$28.38

14.31% downside
Past 12 months12-month forecastHigh $45.00Average $28.38Low $17.50

Rating distribution

6 ratings
Strong buy00%
Buy467%
Hold233%
Sell00%
Strong sell00%

HIPO peers

Berkshire Hathaway Inc. logo

BRK-B

Berkshire Hathaway Inc.

$495.82

-0.21%

Berkshire Hathaway Inc. logo

BRK-A

Berkshire Hathaway Inc.

$743,500

-0.15%

JPMorgan Chase & Co. logo

JPM

JPMorgan Chase & Co.

$351.58

+0.01%

Visa Inc. logo

V

Visa Inc.

$371.04

+1.45%

Mastercard Incorporated logo

MA

Mastercard Incorporated

$580.63

+1.18%

Bank of America Corporation logo

BAC

Bank of America Corporation

$61.69

-0.27%

ETFs holding HIPO

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
19.71M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
16.95M
Weight
0.02%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
7.9M
Weight
0.01%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
6.29M
Weight
0.04%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Schwab U.S. Small-Cap ETF logoSchwab U.S. Small-Cap ETFSCHA
Market value
3.41M
Weight
0.01%
AUM
23.1B USD
Expense ratio
0.03%
Price / 1D
$34.83+0.52%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
3.37M
Weight
0.02%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Dimensional - US Small Cap ETF logoDimensional - US Small Cap ETFDFAS
Market value
2.81M
Weight
0.02%
AUM
15.92B USD
Expense ratio
0.26%
Price / 1D
$83.02+0.73%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
2.77M
Weight
0.01%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%

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