
Heritage Insurance Holdings, Inc.
HRTGNYSEFinancial ServicesInsurance - Property & Casualty
Previous close
$33.84
+$0.21 · +0.62%
HRTG company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
100
Deep Value
Momentum
50
Neutral
Sentiment
74
Bullish
Risk resilience
65
Moderate Risk
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Company profile
Company websiteHeritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Ernesto Jose Garateix
- Listed since
- May 23, 2014
- Employees
- 542
Market position
Day range
Current $33.84
52-week range
Current $33.84
- Open
- $33.78
- Previous close
- $33.63
- Volume
- 162.09K
- 0.39× average
- Average volume
- 410.99K
- Average daily volume
- Market cap
- 1.02B USD
- Beta
- 0.91
- Market reference 1
- 50-day average
- $28.2888
- +19.62% above average
- 200-day average
- $27.017
- +25.25% above average
Financials
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 847.33M USD | 816.99M USD | 735.5M USD | 662.46M USD | 631.56M USD |
| Cost of goods sold | 313.25M USD | 638.24M USD | 593.74M USD | 657.47M USD | 573.34M USD |
| Gross profit | 534.08M USD | 178.75M USD | 141.76M USD | 4.99M USD | 58.22M USD |
| Selling, general, and administrative | 92.97M USD | 85.14M USD | 77.78M USD | 70.4M USD | 65.79M USD |
| Operating expenses | 274.82M USD | 96.07M USD | 89.75M USD | 171.16M USD | 134.26M USD |
| Interest expense | 7.89M USD | 10.93M USD | 11.21M USD | 8.81M USD | 7.97M USD |
| Depreciation and amortization | 12.7M USD | 9.55M USD | 8.69M USD | 8.36M USD | 8.45M USD |
| Operating income | 259.26M USD | 82.68M USD | 52.01M USD | −166.17M USD | −76.03M USD |
| Net income | 195.59M USD | 61.54M USD | 45.31M USD | −154.36M USD | −74.73M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 3 misses, 0 met estimates
- Average EPS surprise
- +78.66%
- 11 comparable reports
- Latest EPS result
- 2.05
- Estimate 1.25 · Beat by 64.00%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
9 ratingsCorporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.24
2021 complete year0.0% since 2017
$0.24
2,017
$0.24
2,018
$0.24
2,019
$0.24
2,020
$0.24
2,021
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jun 13, 2022 | $0.06Quarterly | Jun 14, 2022 | Jul 5, 2022 |
Dividend | Mar 16, 2022 | $0.06Quarterly | Mar 17, 2022 | Apr 6, 2022 |
Dividend | Dec 14, 2021 | $0.06Quarterly | Dec 15, 2021 | Jan 6, 2022 |
Dividend | Sep 14, 2021 | $0.06Quarterly | Sep 15, 2021 | Oct 6, 2021 |
Dividend | Jun 14, 2021 | $0.06Quarterly | Jun 15, 2021 | Jul 6, 2021 |
Dividend | Mar 12, 2021 | $0.06Quarterly | Mar 15, 2021 | Apr 6, 2021 |
Ex-dividend Jun 13, 2022
$0.06
Quarterly
Record Jun 14, 2022 · Payment Jul 5, 2022
Ex-dividend Mar 16, 2022
$0.06
Quarterly
Record Mar 17, 2022 · Payment Apr 6, 2022
Ex-dividend Dec 14, 2021
$0.06
Quarterly
Record Dec 15, 2021 · Payment Jan 6, 2022
Ex-dividend Sep 14, 2021
$0.06
Quarterly
Record Sep 15, 2021 · Payment Oct 6, 2021
Ex-dividend Jun 14, 2021
$0.06
Quarterly
Record Jun 15, 2021 · Payment Jul 6, 2021
Ex-dividend Mar 12, 2021
$0.06
Quarterly
Record Mar 15, 2021 · Payment Apr 6, 2021
HRTG peers
ETFs holding HRTG
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV32.3M0.10%31.27B USD0.25%$126.45+0.66%
iShares Russell 2000 ETFIWM21.93M0.03%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Total Stock Market ETFVTI21.45M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 Value ETFIWN7.99M0.05%14.66B USD0.24%$224.81+0.45%
Vanguard Extended Market ETFVXF7.65M0.01%93.7B USD0.05%$245.53+0.82%
Fidelity Enhanced Small Cap ETFFESM7.38M0.11%6.03B USD0.28%$47.94+0.80%
Dimensional - US Targeted Value ETFDFAT7.3M0.05%14.66B USD0.28%$71.67+0.67%
EA Bridgeway Omni Small-Cap Value ETFBSVO5.48M0.22%1.71B USD0.47%$29.62+0.85%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 32.3M
- Weight
- 0.10%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
iShares Russell 2000 ETFIWM- Market value
- 21.93M
- Weight
- 0.03%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 21.45M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 Value ETFIWN- Market value
- 7.99M
- Weight
- 0.05%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Vanguard Extended Market ETFVXF- Market value
- 7.65M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Fidelity Enhanced Small Cap ETFFESM- Market value
- 7.38M
- Weight
- 0.11%
- AUM
- 6.03B USD
- Expense ratio
- 0.28%
- Price / 1D
- $47.94+0.80%
Dimensional - US Targeted Value ETFDFAT- Market value
- 7.3M
- Weight
- 0.05%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 5.48M
- Weight
- 0.22%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
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