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NYSEFinancial ServicesInsurance - Property & Casualty
Latest quote
$35.23
+$0.69 · +2.00%
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
Latest quote
$35.23
+$0.69 · +2.00%
Regular session · ET · Market data may be delayed.
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
100
Deep Value
Sentiment
74
Bullish
Risk
35
Moderate Risk
Momentum
50
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 847.33M USD | 816.99M USD | 735.5M USD | 662.46M USD | 631.56M USD |
| Cost of goods sold | 313.25M USD | 638.24M USD | 593.74M USD | 657.47M USD | 573.34M USD |
| Gross profit | 534.08M USD | 178.75M USD | 141.76M USD | 4.99M USD | 58.22M USD |
| Selling, general, and administrative | 92.97M USD | 85.14M USD | 77.78M USD | 70.4M USD | 65.79M USD |
| Operating expenses | 274.82M USD | 96.07M USD | 89.75M USD | 171.16M USD | 134.26M USD |
| Interest expense | 7.89M USD | 10.93M USD | 11.21M USD | 8.81M USD | 7.97M USD |
| Depreciation and amortization | 12.7M USD | 9.55M USD | 8.69M USD | 8.36M USD | 8.45M USD |
| Operating income | 259.26M USD | 82.68M USD | 52.01M USD | −166.17M USD | −76.03M USD |
| Net income | 195.59M USD | 61.54M USD | 45.31M USD | −154.36M USD | −74.73M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$36.50
3.60% upsideFunds reporting this stock among their holdings, ordered by reported position size.
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Vanguard Morningstar Total Stock Market ETFVTI24.56M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM22.82M0.03%78.56B USD0.19%$277.57-0.05%
Dimensional - US Targeted Value ETFDFAT16.31M0.05%30B USD0.33%$67.56+0.72%
Fidelity Enhanced Small Cap ETFFESM9.93M0.15%6.41B USD0.28%$45.25+0.07%
Vanguard Extended Market ETFVXF8.73M0.01%95.4B USD0.05%$233.13-0.15%
Dimensional - US Small Cap ETFDFAS8.29M0.02%33.66B USD0.31%$78.10+0.23%
EA Bridgeway Omni Small-Cap Value ETFBSVO5.59M0.23%2.37B USD0.45%$28.554+0.93%Avantis U.S. Small Cap Value ETFAVUVVanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMDimensional - US Targeted Value ETFDFATFidelity Enhanced Small Cap ETFFESMVanguard Extended Market ETFVXFDimensional - US Small Cap ETFDFASEA Bridgeway Omni Small-Cap Value ETFBSVOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
