
Hilltop Holdings Inc.
HTHNYSEFinancial ServicesFinancial - Conglomerates
Previous close
$38.68
+$0.05 · +0.13%
HTH company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
76
Undervalued
Momentum
44
Neutral
Sentiment
59
Mixed
Risk resilience
76
Moderate Risk
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Company profile
Company websiteHilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveniences like check cards, safe deposit boxes, online banking, bill payment, trust services, and overdraft protection. Further specialized offerings include estate planning, investment portfolio administration, employee benefit accounts, individual retirement accounts, and ATM access. The Broker-Dealer segment focuses on public finance, aiding governmental and municipal entities with the origination, syndication, and distribution of their securities. It also delivers specialized advisory and investment banking solutions, including counsel on arbitrage rebate compliance, portfolio oversight, and the administration of local government investment pools. Structured finance services, encompassing advice on derivatives and commodities, are also part of its portfolio. The segment actively engages in the sale, trading, and underwriting of a broad spectrum of fixed-income securities, such as U.S. government and agency bonds, corporate and municipal bonds, as well as mortgage-backed, asset-backed, commercial mortgage-backed securities, and other structured products. Other offerings include asset and liability management advisory, clearing services, retail brokerage, and securities lending. Finally, the Mortgage Origination unit is dedicated to originating a variety of residential mortgage loans, including conventional, jumbo, FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (United States Department of Agriculture) programs.
- Industry
- Financial - Conglomerates
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Jeremy Blue Ford
- Listed since
- Feb 12, 2004
- Employees
- 3,525
Market position
Day range
Current $38.68
52-week range
Current $38.68
- Open
- $38.885
- Previous close
- $38.63
- Volume
- 164.56K
- 0.58× average
- Average volume
- 285.31K
- Average daily volume
- Market cap
- 2.22B USD
- Beta
- 0.88
- Market reference 1
- 50-day average
- $38.7954
- -0.30% below average
- 200-day average
- $36.8511
- +4.96% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.82B USD
- P/E (TTM)
- 14.33×
- P/B (TTM)
- 1.05×
- P/S (TTM)
- 1.39×
- EV / EBITDA
- 7.7×
- Earnings yield
- 7.78%
- Free cash flow yield
- -4.47%
- Dividend yield
- 2.07%
Profitability & efficiency
- Gross margin
- 79.85%
- Operating margin
- 13.48%
- Net margin
- 10.17%
- Return on equity
- 7.64%
- Return on assets
- 1.05%
- Return on invested capital
- -6.78%
Financial health
- Debt / equity
- 0.74×
- Current ratio
- 0.24×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.63B USD | 1.54B USD | 1.5B USD | 1.35B USD | 1.85B USD |
| Cost of goods sold | 350.66M USD | 419.53M USD | 389.92M USD | 140.45M USD | 48.78M USD |
| Gross profit | 1.27B USD | 1.12B USD | 1.11B USD | 1.21B USD | 1.8B USD |
| Selling, general, and administrative | 812.23M USD | 687.15M USD | 678.31M USD | 773.69M USD | 1.01B USD |
| Operating expenses | 1.05B USD | 967.36M USD | 964.59M USD | 1.06B USD | 1.3B USD |
| Interest income | 784.05M USD | 836.39M USD | 838.38M USD | 591.12M USD | 529.97M USD |
| Interest expense | 343.34M USD | 418.59M USD | 371.53M USD | 132.14M USD | 106.99M USD |
| Depreciation and amortization | 15.71M USD | 19.95M USD | 19.63M USD | 32.63M USD | 24.63M USD |
| Operating income | 221.06M USD | 154.26M USD | 149.12M USD | 156.13M USD | 504.07M USD |
| Net income | 165.59M USD | 113.21M USD | 109.65M USD | 113.13M USD | 374.5M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 100%
- 11 beats, 0 misses, 0 met estimates
- Average EPS surprise
- +48.43%
- 11 comparable reports
- Latest EPS result
- 0.63
- Estimate 0.49 · Beat by 28.57%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$42.00
8.58% upsideRecent analyst actions
HTH news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.72
2025 complete year+50.0% since 2021
2026 partial: $0.62
$0.48
2,021
$0.60
2,022
$0.64
2,023
$0.68
2,024
$0.72
2,025
$0.62
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 7, 2026 | $0.22Quarterly | Aug 7, 2026 | Aug 21, 2026 |
Dividend | May 8, 2026 | $0.20Quarterly | May 8, 2026 | May 22, 2026 |
Dividend | Feb 13, 2026 | $0.20Quarterly | Feb 13, 2026 | Feb 27, 2026 |
Dividend | Nov 7, 2025 | $0.18Quarterly | Nov 7, 2025 | Nov 21, 2025 |
Dividend | Aug 15, 2025 | $0.18Quarterly | Aug 15, 2025 | Aug 29, 2025 |
Dividend | May 8, 2025 | $0.18Quarterly | May 8, 2025 | May 22, 2025 |
Ex-dividend Aug 7, 2026
$0.22
Quarterly
Record Aug 7, 2026 · Payment Aug 21, 2026
Ex-dividend May 8, 2026
$0.20
Quarterly
Record May 8, 2026 · Payment May 22, 2026
Ex-dividend Feb 13, 2026
$0.20
Quarterly
Record Feb 13, 2026 · Payment Feb 27, 2026
Ex-dividend Nov 7, 2025
$0.18
Quarterly
Record Nov 7, 2025 · Payment Nov 21, 2025
Ex-dividend Aug 15, 2025
$0.18
Quarterly
Record Aug 15, 2025 · Payment Aug 29, 2025
Ex-dividend May 8, 2025
$0.18
Quarterly
Record May 8, 2025 · Payment May 22, 2025
HTH peers
ETFs holding HTH
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR98.09M0.09%111.19B USD0.06%$147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI47.89M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM41.68M0.05%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB34.47M0.02%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR21.91M0.03%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF18.52M0.02%93.7B USD0.05%$245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE17.26M0.42%4.06B USD0.35%$74.86+0.20%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM14.83M0.09%17.03B USD0.03%$57.28+0.61%
iShares Core S&P Small-Cap ETFIJR- Market value
- 98.09M
- Weight
- 0.09%
- AUM
- 111.19B USD
- Expense ratio
- 0.06%
- Price / 1D
- $147.31+0.64%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 47.89M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 41.68M
- Weight
- 0.05%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 34.47M
- Weight
- 0.02%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 21.91M
- Weight
- 0.03%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 18.52M
- Weight
- 0.02%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 17.26M
- Weight
- 0.42%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM- Market value
- 14.83M
- Weight
- 0.09%
- AUM
- 17.03B USD
- Expense ratio
- 0.03%
- Price / 1D
- $57.28+0.61%
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