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Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.
NYSEFinancial ServicesBanks - Regional
Latest quote
$55.12
+$0.32 · +0.58%
Regular session
$55.12
+$0.32 · +0.58%
Regular session · ET · Market data may be delayed.
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.
Day range
Current $55.12
52-week range
Current $55.12
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
60
Fair Value
Sentiment
51
Mixed
Risk
30
Moderate Risk
Momentum
66
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.
Day range
Current $55.12
52-week range
Current $55.12
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (PEN) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 9.24B PEN | 8.86B PEN | 8.79B PEN | 7.42B PEN | 6.29B PEN |
| Cost of goods sold | 3.21B PEN | 4.05B PEN | 4.46B PEN | 2.37B PEN | 1.37B PEN |
| Gross profit | 6.03B PEN | 4.8B PEN | 4.34B PEN | 5.05B PEN | 4.92B PEN |
| Selling, general, and administrative | 1.05B PEN | 2.53B PEN | 2.46B PEN | 2.4B PEN | 2.14B PEN |
| Operating expenses | 3.71B PEN | 3.16B PEN | 2.99B PEN | 2.88B PEN | 2.53B PEN |
| Interest income | 6.49B PEN | 6.98B PEN | 7.08B PEN | 5.79B PEN | 4.5B PEN |
| Interest expense | 2.13B PEN | 2.32B PEN | 2.51B PEN | 1.58B PEN | 987.27M PEN |
| Depreciation and amortization | 424.43M PEN | 413.06M PEN | 379.04M PEN | 336.23M PEN | 279.69M PEN |
| Operating income | 2.33B PEN | 1.65B PEN | 1.35B PEN | 2.17B PEN | 2.39B PEN |
| Net income | 1.82B PEN | 1.3B PEN | 1.07B PEN | 1.67B PEN | 1.79B PEN |
Company facts updated Sep 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$30.50
44.67% downsideLimited analyst sample: 4 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$1.00
2025 complete year-28.0% since 2021
2026 partial: $1.80
$1.388
2,021
$1.663
2,022
$1.18
2,023
$1.00
2,024
$1.00
2,025
$1.80
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Apr 24, 2026 | $1.80Annual | Apr 24, 2026 | May 5, 2026 |
Dividend | Apr 24, 2025 | $1.00Annual | Apr 24, 2025 | May 5, 2025 |
Dividend | Apr 17, 2024 | $1.00Annual | Apr 18, 2024 | Apr 29, 2024 |
Dividend | Apr 27, 2023 | $1.18Annual | Apr 28, 2023 | May 8, 2023 |
Dividend | Apr 27, 2022 | $1.663Annual | Apr 28, 2022 | May 6, 2022 |
Dividend | Dec 14, 2021 | $0.618Special | Dec 15, 2021 | Dec 20, 2021 |
Ex-dividend Apr 24, 2026
$1.80
Annual
Record Apr 24, 2026 · Payment May 5, 2026
Ex-dividend Apr 24, 2025
$1.00
Annual
Record Apr 24, 2025 · Payment May 5, 2025
Ex-dividend Apr 17, 2024
$1.00
Annual
Record Apr 18, 2024 · Payment Apr 29, 2024
Ex-dividend Apr 27, 2023
$1.18
Annual
Record Apr 28, 2023 · Payment May 8, 2023
Ex-dividend Apr 27, 2022
$1.663
Annual
Record Apr 28, 2022 · Payment May 6, 2022
Ex-dividend Dec 14, 2021
$0.618
Special
Record Dec 15, 2021 · Payment Dec 20, 2021
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core MSCI Emerging Markets ETFIEMG21.6M0.01%163.85B USD0.09%$83.5403-0.19%
iShares MSCI Peru and Global Exposure ETFEPU16M2.80%567.69M USD0.59%$93.65+0.38%
Vanguard High Dividend Yield ETFVYM6.93M0.01%99.2B USD0.04%$162.96-0.35%
Avantis Emerging Markets Equity ETFAVEM6.24M0.02%28.72B USD0.33%$96.245+0.05%
Vanguard Total World Stock ETFVT1.15M0.00%97.9B USD0.06%$160.11-0.51%
OTG Latin America ETFOTGL941.46K3.13%21.64M USD0.95%$11.14-0.45%
iShares MSCI Emerging Markets Small-Cap ETFEEMS446.83K0.12%378.14M USD0.72%$76.80+0.29%
JPMorgan ActiveBuilders Emerging Markets Equity ETFJEMA407.49K0.02%1.8B USD0.33%$63.74-0.08%iShares Core MSCI Emerging Markets ETFIEMGiShares MSCI Peru and Global Exposure ETFEPUVanguard High Dividend Yield ETFVYMAvantis Emerging Markets Equity ETFAVEMVanguard Total World Stock ETFVTOTG Latin America ETFOTGLiShares MSCI Emerging Markets Small-Cap ETFEEMSJPMorgan ActiveBuilders Emerging Markets Equity ETFJEMAAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
