
Inter & Co, Inc.
INTRNASDAQFinancial ServicesBanks - Regional
Previous close
$5.39
+$0.19 · +3.65%
INTR company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
94
Deep Value
Momentum
26
Weakening
Sentiment
64
Bullish
Risk resilience
52
Elevated Risk
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Company profile
Company websiteInter & Co, Inc., a Brazilian enterprise established in 1994 and headquartered in Belo Horizonte, conducts a broad array of operations through its subsidiary companies. Its diverse business model encompasses banking, investment services, insurance intermediation, e-commerce, asset administration, and various support services. The company's Banking division delivers a full suite of financial products, including current accounts, payment cards, deposit options, credit and lending facilities, alongside other related financial solutions. Within its Securities segment, Inter & Co handles the acquisition, divestment, and safekeeping of financial instruments. It also provides portfolio management services and is responsible for establishing, organizing, and managing investment funds. The Insurance Brokerage arm offers an extensive selection of insurance policies, covering areas such as life, property, automobiles, financial protection, lost or stolen credit cards, dental care, warranties, travel, and credit protection. Its Marketplace unit manages a digital platform where customers can access and purchase a variety of goods and services. The Asset Management segment is dedicated to the oversight and administration of investment portfolios and other client assets. Lastly, the Services division focuses on activities like gathering and managing personal data, developing and licensing software solutions (both bespoke and off-the-shelf), and offering technical assistance, maintenance, and other information technology services.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- BR
- CEO
- Joao Vitor Nazareth Menin Teixeira de Souza
- Listed since
- Jun 23, 2022
- Employees
- 4,030
Market position
Day range
Current $5.39
52-week range
Current $5.39
- Open
- $5.4325
- Previous close
- $5.20
- Volume
- 5.79M
- 1.01× average
- Average volume
- 5.75M
- Average daily volume
- Market cap
- 2.38B USD
- Beta
- 0.96
- Market reference 1
- 50-day average
- $5.491
- -1.84% below average
- 200-day average
- $7.4928
- -28.06% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 39.08B BRL
- P/E (TTM)
- 7.93×
- P/B (TTM)
- 1.16×
- P/S (TTM)
- 0.73×
- EV / EBITDA
- 19.89×
- Earnings yield
- 6.42%
- Free cash flow yield
- 14.67%
- Dividend yield
- 2.10%
Profitability & efficiency
- Gross margin
- 40.41%
- Operating margin
- 11.27%
- Net margin
- 9.19%
- Return on equity
- 12.91%
- Return on assets
- 1.33%
- Return on invested capital
- 1.42%
Financial health
- Debt / equity
- 3.1×
- Current ratio
- 0.55×
- Altman Z-score
- 0.06
- Piotroski F-score
- 6 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (BRL) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 14.38B BRL | 9.71B BRL | 7.64B BRL | 5.54B BRL | 2.77B BRL |
| Cost of goods sold | 8.39B BRL | 5.11B BRL | 4.43B BRL | 3.06B BRL | 1.14B BRL |
| Gross profit | 5.98B BRL | 4.6B BRL | 3.21B BRL | 2.48B BRL | 1.63B BRL |
| Selling, general, and administrative | 3.23B BRL | 2.66B BRL | 2.21B BRL | 2.2B BRL | 1.59B BRL |
| Operating expenses | 4.36B BRL | 3.4B BRL | 2.77B BRL | 2.66B BRL | 1.86B BRL |
| Interest income | 8.64B BRL | 7.15B BRL | 6.16B BRL | 4.27B BRL | 2.18B BRL |
| Interest expense | 5.98B BRL | 3.31B BRL | 2.89B BRL | 1.97B BRL | 543.24M BRL |
| Depreciation and amortization | 340.73M BRL | 208.83M BRL | 160.44M BRL | 163.97M BRL | 58.34M BRL |
| Operating income | 1.62B BRL | 1.21B BRL | 439.84M BRL | −178.57M BRL | −231.06M BRL |
| Net income | 1.31B BRL | 907.13M BRL | 302.34M BRL | −11.09M BRL | −72.67M BRL |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 2.9
- FY2025 · +40.10% year over year
- Latest fiscal-year revenue
- 14.38B BRL
- FY2025 · +48.05% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.08
2025 complete year+166.7% since 2024
2026 partial: $0.1131
$0.03
2,024
$0.08
2,025
$0.1131
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Feb 20, 2026 | $0.1131Annual | Feb 22, 2026 | Mar 5, 2026 |
Dividend | Feb 14, 2025 | $0.08Annual | Feb 17, 2025 | Feb 26, 2025 |
Dividend | Apr 15, 2024 | $0.03Annual | Apr 16, 2024 | Apr 23, 2024 |
Ex-dividend Feb 20, 2026
$0.1131
Annual
Record Feb 22, 2026 · Payment Mar 5, 2026
Ex-dividend Feb 14, 2025
$0.08
Annual
Record Feb 17, 2025 · Payment Feb 26, 2025
Ex-dividend Apr 15, 2024
$0.03
Annual
Record Apr 16, 2024 · Payment Apr 23, 2024
INTR peers
ETFs holding INTR
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core MSCI Emerging Markets ETFIEMG14.71M0.01%160B USD0.09%$81.57+0.64%
iShares MSCI Brazil Small-Cap ETFEWZS4.94M2.43%211.17M USD0.59%$12.41+4.20%
Avantis Emerging Markets Equity ETFAVEM4.55M0.02%27.89B USD0.33%$94.24+0.75%
Militia Long/Short Equity ETFORR4.16M1.18%138.61M USD14.19%$38.69+1.36%
iShares Core MSCI Total International Stock ETFIXUS2.14M0.00%60.91B USD0.07%$97.945+0.76%
State Street SPDR S&P Kensho New Economies Composite ETFKOMP721.56K0.03%2.71B USD0.20%$69.24+0.92%
Invesco Zacks Multi-Asset Income ETFCVY650.42K0.52%125.03M USD1.22%$30.485+0.78%
Fidelity Nasdaq Composite Index ETFONEQ544.25K0.01%10.35B USD0.21%$103.14+0.41%
iShares Core MSCI Emerging Markets ETFIEMG- Market value
- 14.71M
- Weight
- 0.01%
- AUM
- 160B USD
- Expense ratio
- 0.09%
- Price / 1D
- $81.57+0.64%
iShares MSCI Brazil Small-Cap ETFEWZS- Market value
- 4.94M
- Weight
- 2.43%
- AUM
- 211.17M USD
- Expense ratio
- 0.59%
- Price / 1D
- $12.41+4.20%
Avantis Emerging Markets Equity ETFAVEM- Market value
- 4.55M
- Weight
- 0.02%
- AUM
- 27.89B USD
- Expense ratio
- 0.33%
- Price / 1D
- $94.24+0.75%
Militia Long/Short Equity ETFORR- Market value
- 4.16M
- Weight
- 1.18%
- AUM
- 138.61M USD
- Expense ratio
- 14.19%
- Price / 1D
- $38.69+1.36%
iShares Core MSCI Total International Stock ETFIXUS- Market value
- 2.14M
- Weight
- 0.00%
- AUM
- 60.91B USD
- Expense ratio
- 0.07%
- Price / 1D
- $97.945+0.76%
State Street SPDR S&P Kensho New Economies Composite ETFKOMP- Market value
- 721.56K
- Weight
- 0.03%
- AUM
- 2.71B USD
- Expense ratio
- 0.20%
- Price / 1D
- $69.24+0.92%
Invesco Zacks Multi-Asset Income ETFCVY- Market value
- 650.42K
- Weight
- 0.52%
- AUM
- 125.03M USD
- Expense ratio
- 1.22%
- Price / 1D
- $30.485+0.78%
Fidelity Nasdaq Composite Index ETFONEQ- Market value
- 544.25K
- Weight
- 0.01%
- AUM
- 10.35B USD
- Expense ratio
- 0.21%
- Price / 1D
- $103.14+0.41%
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