Itaú Unibanco Holding S.A. logo

Itaú Unibanco Holding S.A.

ITUB

NYSEFinancial ServicesBanks

Previous close

$7.48

+$0.31 · +4.32%

Aug 21, 4:00 PM ET

ITUB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

83

Deep Value

Momentum

53

Neutral

Sentiment

49

Mixed

Risk resilience

80

Low Risk

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Company profile

Company website

Itaú Unibanco Holding S.A. delivers a broad spectrum of financial and insurance solutions to both individual and corporate clientele, operating within Brazil and internationally. The company organizes its activities across three primary divisions: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. Its extensive service portfolio encompasses various deposit instruments, lending products such as loans and credit cards, specialized investment and commercial banking, real estate financing, general financing and investment management, leasing, and foreign exchange services. Additionally, Itaú Unibanco is a prominent insurer, offering property and casualty coverage for losses, damages, or liabilities pertaining to assets and individuals, along with life insurance for death and personal accidents, and reinsurance. Its diverse customer base includes retail consumers (both account and non-account holders), private individuals and legal entities, high-net-worth clients, and micro to small enterprises. Established in 1924 and headquartered in São Paulo, Brazil, the firm adopted its current name, Itaú Unibanco Holding S.A., in April 2009, having previously been known as Itaú Unibanco Banco Múltiplo S.A. It functions as a subsidiary of IUPAR - Itaú Unibanco Participações S.A.

Industry
Banks
Sector
Financial Services
Headquarters
BR
CEO
Milton Maluhy Filho
Listed since
Feb 25, 2002
Employees
99,600

Market position

Day range

Current $7.48

52-week range

Current $7.48

Open
$7.27
Previous close
$7.17
Volume
23.79M
1.08× average
Average volume
21.96M
Average daily volume
Market cap
82.44B USD
Beta
0.16
Market reference 1
50-day average
$8.05
-7.08% below average
200-day average
$8.0655
-7.26% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.18T BRL
P/E (TTM)
9.08×
P/B (TTM)
1.95×
P/S (TTM)
1.19×
EV / EBITDA
20.41×
Earnings yield
10.33%
Free cash flow yield
29.52%
Dividend yield
9.14%

Profitability & efficiency

Gross margin
35.88%
Operating margin
14.31%
Net margin
12.26%
Return on equity
21.95%
Return on assets
1.46%
Return on invested capital
1.49%

Financial health

Debt / equity
4.7×
Current ratio
0.35×

Earnings

EPS beat rate
27%
3 beats, 4 misses, 4 met estimates
Average EPS surprise
-1.87%
11 comparable reports
Latest EPS result
0.21
Estimate 0.22 · Miss by 4.55%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.260.220.180.14Q1 '25MissQ2 '25BeatQ3 '25MetQ4 '25MetQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 3, 2025: actual 0.17, estimate 0.2, surprise -15.00%, Miss. Q2 2025, reported May 8, 2025: actual 0.18, estimate 0.16, surprise +12.50%, Beat. Q3 2025, reported Aug 5, 2025: actual 0.18, estimate 0.18, surprise 0.00%, Met estimate. Q4 2025, reported Nov 4, 2025: actual 0.18, estimate 0.18, surprise 0.00%, Met estimate. Q1 2026, reported Feb 4, 2026: actual 0.17, estimate 0.2, surprise -15.00%, Miss. Q2 2026, reported May 5, 2026: actual 0.2, estimate 0.22, surprise -9.09%, Miss. Q3 2026, reported Aug 4, 2026: actual 0.21, estimate 0.22, surprise -4.55%, Miss. Q4 2026, reported Nov 3, 2026: actual —, estimate 0.22, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates19.68B15.12B10.55B5.99BQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 3, 2025: actual 13.24B USD, estimate 8.1B USD, surprise +63.49%, Beat. Q2 2025, reported May 8, 2025: actual 16.28B USD, estimate 7.62B USD, surprise +113.53%, Beat. Q3 2025, reported Aug 5, 2025: actual 18.74B USD, estimate 8.23B USD, surprise +127.52%, Beat. Q4 2025, reported Nov 4, 2025: actual 6.93B USD, estimate 8.97B USD, surprise -22.78%, Miss. Q1 2026, reported Feb 4, 2026: actual 7.58B USD, estimate 8.94B USD, surprise -15.16%, Miss. Q2 2026, reported May 5, 2026: actual 8.88B USD, estimate 9.41B USD, surprise -5.63%, Miss. Q3 2026, reported Aug 4, 2026: actual 9.07B USD, estimate 9.29B USD, surprise -2.37%, Miss. Q4 2026, reported Nov 3, 2026: actual —, estimate 9.53B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

13 ratings
Strong buy00%
Buy754%
Hold538%
Sell18%
Strong sell00%

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.7582

2025 complete year+384.6% since 2022

2026 partial: $0.1676

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 2, 2026

$0.0033

Monthly

Record Sep 2, 2026 · Payment Oct 8, 2026

DividendUpcoming

Ex-dividend Oct 2, 2026

$0.0033

Monthly

Record Oct 2, 2026 · Payment Nov 10, 2026

DividendUpcoming

Ex-dividend Nov 4, 2026

$0.0033

Monthly

Record Nov 4, 2026 · Payment Dec 8, 2026

DividendUpcoming

Ex-dividend Dec 2, 2026

$0.0033

Monthly

Record Dec 2, 2026 · Payment Jan 11, 2027

Dividend

Ex-dividend Aug 4, 2026

$0.0033

Monthly

Record Aug 4, 2026 · Payment Sep 9, 2026

Dividend

Ex-dividend Jul 2, 2026

$0.0036

Irregular

Record Jul 2, 2026 · Payment Aug 10, 2026

ITUB peers

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